Nomad digital insurance
Insurance WHV
I travel to many destinations
Find the right insurance for your trip, whether you're on a working holiday visa (WHV), living as a digital nomad, or planning a gap year or round-the-world adventure.
Do you travel several times a year or plan to go on a Working Holiday Visa (WHV)? Don’t forget about your health coverage!
WHV Nomad insurance by Mondassur ensures you’re protected wherever you go — with flexible plans tailored to your travel style. The Gold Start insurance range offers three levels of coverage to suit your needs and budget, so you can explore the world with total peace of mind.
Insurance
Nomade WHV
Gold Start Backup
Cover for emergencies and accidents
Cost-effective international health insurance to cover emergencies.
From
30€
- Worldwide coverage
- Maximum age: 70
- Covers emergencies and accidents only
- Up to €50,000 per year
- Repatriation assistance
- Civil liability
- Individual protection
Insurance
Nomade WHV
Gold Start Basic
Coverage that protects you for essential care
Health insurance with a good cover/price ratio that covers you in an emergency.
From
63€
- Worldwide coverage
- Maximum age: 70
- Covers emergencies and accidents
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €150,000 per year
- Maternity coverage up to €3,500
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Insurance
Nomade WHV
Gold Start Nomad
Comprehensive coverage for peace of mind
Our most comprehensive international health insurance.
From
85€
- Worldwide coverage
- Maximum age: 70
- Covers emergencies and accidents
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €300,000 per year (€500,000 for the USA)
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Any questions? Need advice?
International health insurance for frequent travellers
How does nomad/WHV insurance work?
WHV (Working Holiday Visa) and digital nomad health insurance covers essential health-related risks while you’re abroad — including medical expenses, hospitalization, and repatriation assistance.
Additional coverage options may include:
- Third-party liability insurance (in case you accidentally harm someone else),
- Death and legal expenses coverage (e.g., legal assistance during disputes),
- 24/7 online claims processing for fast and easy reimbursements,
- Direct assistance in case of hospitalization and access to a 24/7 medical support platform during your travels.
This type of insurance can directly cover your hospital bills and healthcare costs throughout your stay abroad.
What to consider when choosing nomadic health insurance (WHV)
Mondassur partners with reputable international insurers to offer flexible, reliable coverage so you can travel stress-free.
When selecting your plan, consider:
- Ease of subscription and quality of customer service (availability, speed, and multilingual support),
- Reimbursement wait times, especially for payments made by credit card.
- Policy transparency – carefully check, with : deductibles, waiting periods, exclusions (e.g., extreme sports or pre-existing conditions)
At Mondassur, we make it simple.
Fast online subscription, responsive multilingual support, and clear policies with no surprises; we’re here to make your travel experience worry-free from the start. Our streamlined reimbursement process means you won’t be left waiting, and we’re fully transparent about what’s included.
Plus, our plans cover all your essential needs:
- Emergency repatriation
- Third-party liability
- Medical and hospital expenses
- Dental and optical care
- High coverage limits tailored to your destination and activities
How do you choose the right country to work in?
Thanks to the rise of remote work and the digital nomad lifestyle, the world is your office! But choosing the right country to work in remotely or under a Working Holiday Visa (WHV) depends on a few key factors:
- Safety and Accessibility
Your dream destination should be safe and easily accessible in terms of visa regulations. While you may be tempted by off-the-beaten-path locations, always check the political climate, healthcare system, and local infrastructure.
- Visa Opportunities
Many countries have introduced special digital nomad visas post-Covid to attract remote workers. These often come with benefits like tax incentives and longer stays. Make sure the visa terms align with your professional situation (e.g., freelancer vs. salaried remote worker).
- Cost of Living
A country’s cost of living can dramatically impact your experience. Even if you’re earning the same salary, your lifestyle will vary depending on local prices for rent, food, transportation, and healthcare.
- Lifestyle & Language
Choose a country that suits your personality and lifestyle goals. Beach life, big cities, nature, culture, or tech hubs — your priorities matter. Also consider the local language and how easy it will be to integrate or get by day-to-day.
Where can I telework abroad?
Here’s a selection of countries offering digital nomad or remote work visas — open to many nationalities including Americans, British, and Canadians (always double-check official sites for eligibility and updates).
Remote Work-Friendly Island Nations
- Mauritius – Premium Travel Visa: Stay up to 1 year; open to remote workers earning at least $1,500/month. Valid for Americans, Brits, and Canadians.
- Barbados – Welcome Stamp: Requires $50,000/year income. Stay for 12 months. Open to most nationalities.
- Bermuda – Work From Bermuda Certificate: Stay up to 1 year; no minimum income formally listed, but proof of self-sufficiency required.
- Antigua & Barbuda – Nomad Digital Residence: Valid for up to 2 years; applicants must earn at least $50,000/year.
Middle East
- Dubai (UAE) – Virtual Working Program: Requires a $5,000/month income, valid passport, health insurance, and proof of employment or company ownership. Open to UK, US, and Canadian citizens.
Latin America
- Costa Rica – Digital Nomad Visa: Valid for 1–2 years. Requires $3,000/month income (or $4,000/month for families).
- Mexico – Temporary Resident Visa: Proof of income (~$2,600/month) or $43,000+ in savings. Popular among long-term remote workers from the US, UK, and Canada.
Europe
- Portugal – Digital Nomad Visa (or D7 for passive income holders); min. income around €3,000/month.
- Spain – Requires proof of remote work and approx. €2,300/month income.
- Greece – Offers tax incentives (up to 50% tax reduction for 7 years) and low income thresholds.
- Germany – Freiberufler Visa: Ideal for freelancers; requires a business plan, German clients, and proof of income.
- Czech Republic – Zivno Visa: For freelancers with trade licenses.
• Iceland: Visa available for remote workers earning at least $7,000/month. - Portugal (Madeira) – Digital Nomad Village: Offers co-living /co-working community support.
Asia
- Thailand – Smart Visa S: Up to 4 years; aimed at professionals in tech/startups. Requires a job offer, financial proof, and health insurance.
- Malaysia – DE Rantau Nomad Pass: 1-year visa for remote workers and freelancers.
- Indonesia (Bali) – Exploring a 5-year digital nomad visa (not finalized yet).
Working Holiday Visa (WHV) — Canada
Open to citizens of over 30 countries, including France, the UK, Australia, and Ireland.
- Allows travelers aged 18–35 (age limit varies by country) to work while traveling in Canada for up to 12–24 months.
- Participants can work in hospitality, tourism, or office-based jobs.
- Popular for gaining international work experience while exploring Canada.
Note: Currently, Americans are not eligible for Canada’s WHV, but Brits, Australians, and many EU nationals are.
How do you become a digital nomad?
The freelancer
Freelancing offers the freedom to work from virtually anywhere, making it the perfect choice for those dreaming of the digital nomad lifestyle. As an expat, freelancing opens the door to unlimited job opportunities across industries, all while enjoying the flexibi lity of remote work.
How to Get Started as a Freelancer
To succeed as a freelancer, start by building a strong client base. Positive testimonials and recommendations will boost your credibility and help define your personal brand. Your skills are your greatest asset—promote them effectively through personal branding and digital marketing efforts.
Leverage your professional network, reach out to former employers, and explore freelance platforms such as Upwork, Fiverr, or Malt to find freelance gigs. Don’t forget one crucial detail—since you’re not employed by a company, you’ll need to organize your own health insurance coverage.
Working remotely
Before taking the leap into full-time freelancing or launching your own business, consider negotiating a remote work arrangement with your current employer. This can be a win-win situation: the company saves on overhead costs, and you gain the freedom to work from your dream destination abroad.
International health insurance for the digital nomad
Whether you’re freelancing or working remotely abroad, securing international health insurance is essential for your peace of mind and financial protection. Medical expenses can be costly, especially when you’re far from home. Coverage rates vary depending on your age and destination, but investing in a comprehensive plan ensures you’re protected wherever you go.
Choosing a global insurance provider like Gold Start offers full flexibility for digital nomads and remote workers. You’ll benefit from worldwide protection in case of illness or accidents—ideal for self-employed professionals or freelancers living abroad. Policies can be tailored to your needs, whether you’re staying for a few months or planning to travel for several years.
Our International Health Insurance Includes:
- Global coverage for both personal and professional stays
- 24/7 medical assistance platform available worldwide
- Reimbursement up to 100% of actual medical expenses
- Ongoing support abroad to ensure both your medical and legal security
- Repatriation services when necessary to your home country or a facility equipped for proper treatment
Get your free quote and sign up for international digital nomad insurance online in just a few clicks. Travel, work, and live confidently—protected every step of the way.
