WHV and digital nomad insurance
Whether you're going on a WHV, teleworking abroad or living in several countries, choose the right international health insurance for multi-destination, gap year or round-the-world trips!
Do you travel to several destinations in one year, go on a WHV or work as a digital nomad? Protect your stay with WHV insurance designed for long trips, teleworking abroad and multi-destination itineraries. You’ll be able to protect your health throughout your trip, and limit the unforeseen costs of treatment, hospitalization or repatriation.
Mondassur offers international health insurance tailored to your profile (WHV, gap year, world tour) and your budget, take out Nomad WHV insurance! The Gold Start range comes in 3 levels, so you can choose more or less comprehensive cover to suit your needs.
Before you leave, you can also consult our guide to choosing your WHV insurance.
Our WHV and digital nomad insurances
Insurance
Nomade WHV
Gold Start Backup
Cover for emergencies and accidents
Cost-effective international health insurance to cover emergencies.
From
20€
- Worldwide coverage
- Maximum age: 70
- Covers emergencies and accidents only
- Up to €50,000 per year
- Repatriation assistance
- Civil liability
- Individual protection
Insurance
Nomade WHV
Gold Start Basic
Coverage that protects you for essential care
Health insurance with a good cover/price ratio that covers you in an emergency.
From
54€
- Worldwide coverage
- Maximum age: 70
- Covers emergencies and accidents
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €150,000 per year
- Maternity coverage up to €3,500
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Insurance
Nomade WHV
Gold Start Nomad
Comprehensive coverage for peace of mind
Our most comprehensive international health insurance.
From
76€
- Worldwide coverage
- Maximum age: 70
- Covers emergencies and accidents
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €300,000 per year (€500,000 for the USA)
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Need help choosing your health insurance? Let's talk!
The essentials of WHV and digital nomad insurance
International health insurance for WHV and digital nomads protects your health abroad during a WHV or multi-destination telecommute, with 24/7 assistance, repatriation and simplified reimbursement procedures.
Essential warranties
Medical expenses abroad: you cover consultations, examinations, emergencies and unforeseen treatment (depending on the plan).
Hospitalization: you limit the cost of a hospital stay, including in the event of an emergency, with on-site assistance if necessary (depending on the plan).
24/7 medical assistance: you contact a platform available at all times to receive guidance, find a facility and organize treatment.
Repatriation: you benefit from repatriation assistance if your condition requires you to return home or be transferred to a suitable facility.
International civil liability: you’re protected if you unintentionally injure someone or damage property during your stay.
Individual protection: you reinforce your safety in the event of an accident (and depending on the contract, depending on the options).
Online reimbursements: you can submit your claims remotely to save time, which is useful if you often move from one country to another.
When is the certificate required?
When applying for a visa (WHV or digital nomad visa): the authorities may require a certificate indicating your dates of coverage, your geographical area and your main benefits.
Onarrival or when renewing/extending your stay: an agent can check that you remain insured for the full duration of your stay (particularly for WHV destinations such as Canada, Australia and New Zealand, depending on local practices).
Compare our WHV and digital nomad (teleworking abroad) insurances
Whether you’re going on a WHV, teleworking abroad as a digital nomad, or multi-destination in several countries, we’ve got the right insurance for you. Choose a WHV insurance policy tailored to your length of stay, itinerary and budget.
Use our comparison table to quickly identify the benefits included with each plan: medical expenses, hospitalization, routine care, maternity (depending on plan), drug coverage (depending on plan), third-party liability, 24/7 assistance and repatriation.
Compare our offers, select the level of protection that best suits your project (WHV, gap year, round-the-world trip, telecommuting), then take out international health insurance to accompany you everywhere, without complications.
All you need to know about WHV insurance and digital nomads
In practice, it’s best to take out WHV insurance that covers your entire stay. Depending on your destination and your situation, you may be asked to provide proof of insurance to finalize your application or when you are inspected on arrival.
To avoid unpleasant surprises, always check :
- the duration of coverage (from departure to return),
- visit geographical area (WHV country + any countries visited),
- key guarantees (care, hospitalization, assistance, civil liability).
To find out more, consult our complete guide to WHV insurance. And if you also want to protect your income and your family over the long term, take a look at international contingency insurance.
WHV travel insurance is often designed for shorter stays and traditional “travel” purposes. WHV insurance, on the other hand, is better suited to longer stays, settling in locally, more frequent medical care and a lifestyle similar to that of an expatriate (housing, work, travel).
Before making your choice, ask yourself these questions:
- You are staying several months or you’re doing a series of multi-destinations ?
- You telework abroad as a digital nomad ?
- You need a solid grounding in routine care andhospitalization ?
To prepare your budget country by country, you can also compare the cost of living abroad. And if you’re planning a long trip on several continents, take a look at our tips for a round-the-world trip.
Yes, in Canada, the duration of coverage can play a concrete role: you need to be able to justify insurance that covers your stay, and coverage that is too short can complicate matters (extensions, formalities, etc…). You gain peace of mind if you combine :
- your dates of stay (arrival/departure),
- the total duration (even if you plan to return earlier),
- your itinerary if you plan to travel outside Canada.
You can check the specifics and best practices here: WHV Canada insurance.
If you’re going on a WHV to Australia or New Zealand, you’ll need to aim for coverage that keeps pace with your lifestyle: seasonal jobs, road trips, sporting activities, long distances and sometimes costly access to healthcare. To leave with a solid base, keep at least :
- medical expenses (emergency + unforeseen care),
- hospitalization,
- liability,
- assistance repatriation,
- medical assistance 24/7.
To find out more about your destination, take a look at our WHV insurance Australia and WHV insurance New Zealand
You’ll usually receive a certificate as soon as you’ve finalized your subscription, and then present it when requested by the authorities or an organization (visa, arrival, renewal, registration for certain procedures). To avoid having to go back and forth, check that the attestation mentions :
- your identity,
- your coverage dates,
- visit geographical area,
- main benefits (at least care/hospitalization/assistance).
To find out exactly what to provide and how to obtain it easily, follow these steps obtaining an international health insurance certificate. And if you telework abroad, this guide will help you frame your situation: teleworking abroad and health insurance.
Need advice on finding your insurance ?
Where can you travel with our WHV and digital nomad insurance?
Canada
Every year, Canada attracts a large number of long-distance workers, but medical expenses can quickly escalate if you don't plan ahead. With WHV Canada insurance, you're covered for the essentials (medical care, hospitalization, assistance) and can travel with peace of mind, even if you're moving between provinces or taking a detour to another destination.
Australia
In Australia, you often alternate jobs, road trips and long-distance travel. WHV Australia insurance protects you in the event of the unexpected (emergency, hospitalization) and gives you access to useful assistance when you travel a lot or work remotely. In the event of a serious incident, assistance can also organize repatriation depending on your situation.
New Zealand
New Zealand appeals to people who want to explore, change cities and keep a flexible pace, perfect for a nomadic digital project. A WHV New Zealand insurance policy will help you manage unforeseen health problems, cover hospitalization and ensure you are accompanied during your stay, even if you travel frequently between the two islands.
