Mauritius Health Insurance

Which health insurance should I choose for Mauritius?

assurance sante internationale ile maurice

Are you thinking of moving abroad, continuing your studies, doing an internship or simply enjoying a vacation in Mauritius? In all these situations, it’s essential to take out international health insurance for yourself and your family. With high healthcare costs, Mauritius can represent a significant financial risk in the event of illness or accident. With the right insurance, you can leave with peace of mind, protected against financial, medical and legal contingencies. Our health insurance policies specially designed for Mauritius cover a wide range of expenses, including repatriation, hospitalization, third-party liability and other emergency medical costs.

Student insurance Mauritius

Insurance to cover your studies in Mauritius.

Starting from

27€

/ month

Expatriate insurance Mauritius

International health insurance to cover your expatriation to Mauritius.

Starting from

93€

/ month

Travel insurance Mauritius

Health insurance to cover your trip to Mauritius.

Starting from

30€

/ trip

Any questions? Need advice?

Information about health insurance in Mauritius

assurance sante ile maurice

Political system: Parliamentary republic
Capital: Port-Louis
Surface area: 1860 Km²
Population: 1.3 million
Languages spoken : English, French, Mauritian Creole
Currency: Mauritian rupee

The Mauritian healthcare system

The Mauritian healthcare system is considered to be good, and is in a very encouraging development phase. Indeed, many GPs and specialists are graduates of leading European universities. The healthcare system in Mauritius consists of a public sector, with public hospitals, regional and community centers. The private sector is made up of a large number of clinics spread across the island. Access to care is more expensive but of better quality, thanks in particular to private investment in advanced technologies in these clinics. There are many pharmacies on the island, especially open on Sundays.

How does the healthcare system work in Mauritius?

The Mauritian healthcare system is made up of a public and a private sector. The public sector is modelled on the English healthcare model, meaning that access to care in the 14 public hospitals is free for all citizens and residents of the island. Public healthcare facilities are overcrowded, and the quality of care is much lower than in the private sector. For example, you may be hospitalized in a room with 10 to 20 other patients. Although healthcare is free, some services, such as dental and paramedical care, are not.

The private sector offers fee-paying healthcare through private clinics spread across the island. Private-sector services are of better quality, and the speed of care is nothing like that of the public sector. Many Mauritians and expatriates take out additional private insurance to cover a wider range of healthcare services. Dental and optical care is generally of good quality and less expensive than in Europe.

Popular hospitals in Mauritius

In Mauritius, in the public sector, regional public hospitals offer the widest range of health services. Regional hospitals offer a wide range of health services, including :

  • Emergency department;
  • pediatric ;
  • ophthalmology ;
  • dental ;
  • gynecology ;
  • physiotherapy.

In addition, there are all the more conventional treatments provided in hospitals, such as consultations with general practitioners, specialists, pediatricians, etc…

Regional hospitals

Here is a list of 6 regional hospitals that we recommend and that offer the care services described above:

  • Dr A Gaffoor Jeetoo Hospital
  • Sir Seewoosagur Ramgoolam National
  • De Flacq
  • Jawaharall Nehru
  • Victoria
  • Queen Elizabeth (Rodrigues)

Private clinics

In the private sector, all clinics offer high-quality services, with qualified healthcare staff who have graduated from Europe’s leading universities. These clinics are all equipped with state-of-the-art infrastructures such as :

  • The City Clinic in Port Louis;
  • The Good Shepherd Clinic in Rose Hill;
  • Mauricienne à Réduit ;
  • La Clinique du Nord at Baie du Tombeau;
  • From the West to Flic en Flac

What vaccinations should I have before leaving for Mauritius?

Before leaving for Mauritius, you only need to update your Hepatitis A vaccine. However, we also recommend that you update your vaccinations against hepatitis B, typhoid and malaria. Although malaria is rare on the island, there is still a small risk of infection, so be sure to get vaccinated before you leave. We also advise you to make an appointment with your GP and check your vaccination record before you leave.

Risks associated with stonefish

It’s highly likely that you’ll be stung by a stonefish during your expatriation to Mauritius. Although they’re uncommon, they’re very painful and you’ll need specific treatment. Go to one of the regional hospitals that has an anti-stonefish treatment. While waiting to receive the serum, it is advisable to place the end of a lit cigarette as close as possible to the puncture site, to eliminate as much of the heat-sensitive toxin as possible.

How can I consult a general practitioner or specialist in Mauritius?

To consult a general practitioner, you can first get a recommendation from another expatriate living in the same area as you. You can also consult a general practitioner by visiting his or her office. Secondly, we advise you to visit the website of your embassy in Mauritius, which offers a list of doctors by sector of the island, as well as specialist doctors. On the embassy website, you will find doctors specializing in :

  • Ophthalmology
  • Oncology
  • Cardiology
  • Psychiatry
  • Psychology
  • Dermatology
  • Gynecology
  • Pediatrics

The cost of a consultation with a public GP is much lower than with a private GP. However, access and waiting times in the public sector are much more difficult and time-consuming.

The emergency department in Mauritius

The emergency number for the Samu in Mauritius is 114. If you need an ambulance, dial 999. You’ll be put through to a number, where you can explain the situation in English to the service team, who will assess the seriousness of your situation and send you the necessary help.

The Clinique Darne has signed an agreement with CFE, which means that CFE members do not have to pay hospital fees in advance, as they will be paid directly by CFE.

Some examples of average medical costs in private hospitals in Mauritius

In the private sector in Mauritius, clinics had harmonized the price of their consultations on the recommendation of the Association of Private Clinics. A consultation with :

  • A general practitioner: 600 to 900 rupees
  • A specialist doctor: over 1,200 rupees

Some examples of average prices for medical operations:

  • Maternity + natural childbirth: 40,000 to 45,000 rupees
  • Maternity + Caesarean delivery: 65,000 to 75,000 rupees
  • Most reconstructive surgeries will cost you more than 50,000 rupees.

Maternity in Mauritius

A private maternity clinic in Mauritius can cost between 65,000 and 115,000 rupees for a vaginal delivery and a minimum length of stay. However, there are costs to take into account, such as the epidural, the anaesthetist’s intervention, the night birth, the extra bed if there is an accompanying person, if you request an extra night, etc…

Example of medical costs from a private clinic in Mauritius:

  • Delivery: 23,500 rupees
  • Caesarean section: 50,000 rupees
  • Epidural: 3,000 rupees
  • Anaesthesia: 15,000 rupees
  • Baby expenses (normal delivery): 3,000 rupees
  • Baby’s costs (Caesarean delivery): 6,000 rupees
  • Room: 5,300 rupees / day

To prepare for the birth, you’ll need to pack a suitcase for the maternity ward, as the clinics won’t provide you with all the items you’ll need for the birth, such as baby diapers, cleansing wipes, bottles, etc.

Why should I take out expatriate insurance in Mauritius?

Access to Mauritius’s public health sector is free, but underdeveloped. The quality of care is very average, the healthcare staff do not include the most qualified doctors, and the medical infrastructure and equipment are not state-of-the-art. Public hospitals can’t handle all the operations and medical treatments for serious illnesses or traumas you may face. This is why many patients are transported to La Réunion to receive healthcare that cannot be covered in Mauritius, but which is not free. Many Mauritians also prefer to pay for treatment in private clinics. It’s essential to take out private international health insurance to cover your healthcare costs in private clinics, especially abroad such as on Reunion Island.

Which private health insurance for Mauritius and for whom?

Everyone can benefit from expatriate insurance, and its international coverage is more advantageous for any type of profile wishing to expatriate to Mauritius. For example:

  • If you’re an entrepreneur, it’s essential that you’re covered in the private health sector. When you need to travel, it’s essential that your international insurance covers you for all your trips abroad at the same rates as in Mauritius. What’s more, public health care won’t be sufficient and will take up a lot of your time due to consultation delays.
  • As nomadic workers, you need a premium visa to be able to start a business on the island. To obtain this visa, you must take out health insurance for a period at least equivalent to the duration of your visa. That’s why expatriate insurance is essential before you leave for Mauritius.
  • As an employee in Mauritius, the same applies as for a nomadic worker. To obtain a permanent visa, you must take out health insurance. With expatriate insurance, you’re covered even if you need healthcare abroad that couldn’t be provided in Mauritius.

Health insurance for retirees in Mauritius?

  • You can be considered retired from the age of 50 in Mauritius. To obtain a 10-year residency permit, you must be able to pay USD 40,000 into your bank account every year for three years. You should therefore take out retiree health insurance to cover you in the event of repatriation to La Réunion or your home country for a medical operation. What’s more, this insurance will keep your healthcare costs to a minimum.

Our GoldExpat international health insurance meets all these criteria. Get a free quote on our website and/or contact us by e-mail or telephone to obtain more precise information based on your situation.

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