Schengen Visa or Long Stay Visa Insurance
I'm here on a Schengen or Long-stay visa
Find insurance that meets the requirements of European consulates for your Schengen visa, long-stay visa or residence permit renewal.
Looking for insurance that meets the official requirements for a Schengen visa, long-stay visa, or residence permit in Europe? Whether you’re coming to Europe for a short trip or planning to stay longer, we offer health insurance plans that are approved by European consulates and designed to match your needs and budget. Mondassur meets the minimum requirements for Schengen insurance.
Schengen Visa Insurance Europe Access
Economical coverage for emergencies
Schengen insurance for up to 12 months.
From
34€
- Coverage of Schengen zone and European countries
- Maximum age: 90
- Covers accidents and emergencies only
- Up to €100,000 per stay
- Repatriation assistance
- Civil liability
Long Stay Visa Insurance Gold Start
Intermediary international health insurance
International health insurance for your life abroad, with a good level of cover at an attractive price.
From
30€
- Worldwide coverage
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €300,000 per year (€500,000 for the USA)
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Retiree visa insurance
Gold Visa
Balanced international health insurance for retirees abroad
Benefit from excellent coverage at the best price with our health insurance Gold Visa.
From
99€
- Worldwide coverage
- Maximum age: 75
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €100,000 per year
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Legal protection
Residence permit insurance Gold France
Comprehensive coverage for your expatriation in France
International health insurance with comprehensive cover tailored to your stay in the Schengen area.
From
108€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per stay
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Preventive care
- Optional repatriation assistance
- Optional third-party liability
What is Schengen insurance?
What is Schengen insurance?
Schengen insurance is a mandatory health insurance policy required for travel to or stays in any of the 29 Schengen countries, which includes most European Union member states. This insurance covers essential costs such as:
- Medical expenses
- Hospitalization
- Emergency repatriation
It is required for both Schengen short-stay visas and Long Stay visas.
Insurance is required to obtain a Schengen or Long Stay visa
Health insurance is compulsory when applying for a Schengen visa or a Long Stay visa. The goal of this requirement is to ensure that travelers are protected in the event of illness, accidents, or medical emergencies while in Europe. The health insurance must be pre-paid for the full duration of the requested visa.
Without valid proof of insurance, your visa application will be denied.
What is the minimum cover required to obtain a visa?
To obtain a Schengen visa, the insurance must :
- Cover a minimum of 30,000 euros for medical and repatriation expenses;
- Be valid in all 29 Schengen countries;
- Be valid for the entire duration of your stay.
This minimum coverage ensures that travelers have access to the care they need in the event of accident or illness.
What's the best Schengen insurance?
If you plan to travel to Europe for up to 90 days, we recommend our Schengen visa health insurance plan: Europe Access.
- Tailored for travelers under 90 years of age
- Valid for France and all Schengen countries
- Covers up to €100,000 per stay
- Includes hospitalization, medical care, repatriation, and civil liability
It’s affordable, easy to purchase online, and starts at just €34.
If you’re planning to stay for more than 90 days, our Europe Access Extension or international insurance solutions are better suited to meet Schengen visa requirements for long stays.
Is the insurance recognized by all Schengen countries?
Yes, Schengen insurance is recognized by all Schengen countries. That’s why, once taken out, it is valid in all member countries. It offers medical and repatriation cover wherever you wish to travel within the Schengen area.
How do I take out insurance for a Schengen visa or Long Stay visa?
Taking out insurance for a Schengen or Long Stay visa is very quick. All you have to do is get an online insurance quote. You can then subscribe directly from the quotation platform, and your insurance certificate will be sent to you by e-mail as soon as possible!
How long does it take to obtain an insurance certificate?
Generally speaking, when you take out Schengen insurance or Long Stay Visa insurance, you receive your insurance certificate immediately.
However, in certain more specific cases, it may take up to 24 hours to obtain a certificate of insurance.
What insurance do I need for a Long Stay visa?
I'm looking for international health insurance for a stay of up to 1 year
Should you wish to come to Europe (or the UK) for tourism, family reasons or work, we have several international health insurance policies to offer you.
- Europe Access Long-stay visa insurance for all situations, with coverfor repatriation, hospitalization, civil liability and more. You’ll benefit from very competitive rates tailored to your budget, starting at €39/month for one year’s coverage.
- Europe Access Extension: if you’re looking for more comprehensive cover than Europe Access, this is the insurance for you. You’ll be covered for up to €100,000. What’s more, some consulates in the USA, Canada and Australia require a minimum of €50,000 in healthcare cover before they will issue a long-stay visa.
Is the insurance recognized by all Schengen countries?
Yes, Schengen insurance is fully recognized by all countries in the Schengen Area.
Once your policy is issued, it is automatically valid across all 29 Schengen member states, ensuring continuous coverage for medical treatment and repatriation—no matter which country (or countries) you visit.
How do I take out insurance for a Schengen visa or Long Stay visa?
Purchasing your Schengen or Long Stay visa insurance is fast and hassle-free.
Simply follow these steps:
- Get a free quote online
- Complete your subscription directly on the platform
- Receive your insurance certificate instantly by email
Your certificate can then be submitted with your visa application.
How long does it take to obtain an insurance certificate?
In most cases, your insurance certificate is delivered immediately after purchase.
However, in some specific situations such as manual processing or additional document verification it may take up to 24 hours to receive your certificate.
What insurance do I need for a Long Stay visa?
I'm looking for international health insurance for a flexible period + 90 days
Whether you are planning a stay in Europe or the UK for tourism, family visits, work, or study, we offer a selection of international health insurance options that comply with consular requirements:
- Europe Access Long Stay
Ideal for all types of long stays, this insurance provides comprehensive coverage including hospitalization, repatriation, and civil liability. - Europe Access Extension
Designed for travelers seeking a higher overall coverage limit, with coverage of up to €100,000.
I'm looking for international health insurance for a flexible period + 90 days
If you’re planning a flexible stay in a European country for vacation, a work assignment, a temporary visa such as a VLS-T visa, or other longer-term stays, take a look at our Gold Start and Gold Visa products. These policies are suitable for stays in Europe ranging from a few months to many years.
Gold Start
A flexible international health insurance offering three levels of coverage, including:
- Hospitalization (inpatient care)
- Outpatient care (outside of hospitalization)
- Repatriation assistance
- Civil liability
- (Optional) Coverage of pre-existing conditions
- (Optional) Coverage of routine care
Ideal for long-term travelers, digital nomads, and professionals relocating to Europe
Fully compliant with long-stay visa requirements in Europe
Starts at just €30/month, providing excellent coverage at a budget-friendly price.
Gold Visa
Designed specifically for long-stay visa applications, this policy line offers:
- Coverage for individuals up to 75 years old
- Coverage for pre-existing conditions
- Coverage for routine care
- Optional dental coverage
- Can be kept for life
- A maximum coverage limit of €100,000, aligned with official visa criteria
Ideal for long-term travelers and retirees
Fully compliant with long-stay visa requirements in Europe
I would like international health insurance for a long-term stay of more than 1 year
Available in three comprehensive plans (Premium, Safe, and Access), GoldExpat international health insurance offers excellent value for money, and some of the most complete health coverage on the market. It provides protection in case of illness or accident not only in Europe but also in your home country and worldwide during your stay abroad.
You will also have access to a network of quality medical professionals and healthcare facilities worldwide. Additionally, you’ll be covered for medical expenses during business trips or vacations outside your country of residence. GoldExpat also includes the highest level of guarantees and maximum health coverage available.
For those coming to France, we recommend GoldFrance insurance, which is designed specifically for stays in France. It includes plans to suit all budgets, with options :
- Starting from the 1st euro, or
- As a top-up to French Social Security coverage.
You’ll benefit from:
- 100% coverage for hospitalization
- 80% to 90% coverage for routine medical care, depending on the plan chosen
Choose from:
- Gold France Insurance Access
- Gold France Insurance Safe
- Gold France Insurance Premium
How does Schengen insurance work?
To take out Schengen visa insurance online, simply apply from your computer, smartphone, or tablet. You’ll then receive your insurance certificate by e-mail—this is required to apply for a Schengen visa.
You’ll need to present this certificate to the consulate when submitting your visa application. In addition, you will receive:
- An insurance card
- Emergency contact numbers, available 24/7
- The terms and conditions of your insurance plan, explaining in detail how your coverage works
Mondassur’s customer service is available to answer your questions and provides fast, reliable support.
Why choose Mondassur for your Schengen or Long Stay Visa insurance?
Choosing Mondassur means trusting a provider with recognized expertise in international health insurance and a commitment to personalized service. Whether you’re applying for a Schengen visa or a Long Stay visa, Mondassur offers tailored solutions to meet your specific needs, ensuring you’re covered throughout your stay in Europe.
You’ll benefit from:
- Comprehensive medical, hospital, and repatriation coverage
- 24/7 multilingual assistance for emergencies
- Fast and easy online subscription, with your insurance certificate sent directly by email
- Affordable rates without compromising on coverage
With Mondassur, travel with confidence, knowing you’re protected every step of the way. Enjoy a smooth, stress-free experience abroad backed by a trusted insurance expert.
