Health insurance in Vietnam

Whatever your situation and the reason for your stay in Vietnam, it's important to think about insurance.

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Before you leave for Vietnam, have you thought about taking out appropriate health insurance? Mondassur allows you to cover all your risks (health, repatriation, baggage…) by choosing a personalized international health insurance policy adapted to all your needs. Depending on your situation, you can choose to take out the right health insurance for your expatriation, your studies or your trip to Vietnam.

Student insurance Vietnam

Insurance to cover your studies in Vietnam.



/ month

Expatriate insurance Vietnam

Health insurance to cover your expatriation to Vietnam.



/ month

Travel insurance Vietnam

Health insurance to cover your trip to Vietnam.



/ trip

Any questions? Need advice?

Information about health insurance in Vietnam

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Political system: Socialist Republic
Capital: Hanoi
Surface area: 331,210 km²
Population: 95.54 million
Languages spoken : Vietnamese
Currency: Dong

The healthcare system in Vietnam

Vietnamese social security provides two types of health insurance:

  • Compulsory health insurance applies to all workers on permanent contracts or contracts of more than three months’ duration.
    It is also aimed at some twenty other categories of insured, with the aim of making it universal. They include: children, the poor, schoolchildren, students, people over 90, war veterans…
  • Voluntary health insurance applies to people who are not covered by the compulsory health insurance scheme. For example, the self-employed and informal workers.

Although 80% of the population is covered today, coverage remains limited. Today, it finances only a quarter of beneficiaries’ healthcare expenses.

Contributing to health insurance in Vietnam

Membership is free for children under 6.

For the rest of the population, the contribution is 4.5% of remuneration. Generally covered by 3% employer contribution and 1.5% employee contribution.

If you are an expatriate employed in Vietnam, you are also required to contribute to compulsory health insurance. But as we saw earlier, this only covers a quarter of your medical expenses. It is therefore advisable to take out additional Vietnam health insurance.

Public and private hospitals in Vietnam

The number of hospitals is insufficient for the density of the Vietnamese population. Public hospital occupancy rates can reach up to 250% of capacity. These overloads are compounded by obsolete equipment, and sometimes by a lack of training and experience among caregivers.

It should also be noted that the distribution of care centers is very uneven between urban and rural areas. This considerably slows down care for people living in rural areas.

We generally recommend private hospitals and clinics that meet international standards. But their costs are higher than those of the public sector, which is why it’s important to take out supplementary health insurance.

Do I need health insurance in Vietnam?

The answer is clearly yes. There is currently no social security agreement between France and Vietnam. Vietnamese hospitals do not meet international standards. Medicines imported from Europe and quality care (private clinics and doctors) are more expensive.

The French Ministry of Foreign Affairs therefore recommends that all French nationals wishing to settle in Vietnam take out private international insurance to make up for the shortcomings of the local system.

You can also contribute to the CFE (caisse des français à l’étranger). But this only covers costs up to the level reimbursed in France. However, Vietnamese health centers are not subject to the same fee schedule.

It’s in your own interest to take out international health insurance, whether for a short-term stay or an expatriation, to cover the cost of medical care.

Which health insurance for Vietnam?

For a worry-free trip to Vietnam, don’t forget to take out travel insurance for Vietnam. Our insurance policies cover 100% of your medical expenses and guarantee you the best rates on the market.

We advise expatriates in Vietnam to choose a international health insurance, such as GoldExpat health insurance.

Expatriate insurance GoldExpat guarantees coverage for your healthcare.
Dental care and optical costs are optional. With Mondassur international insurance, you can enjoy the best services in private hospitals and avoid putting your health at risk.
GoldExpat insurance covers you for 100% of the costs of maternity. Pregnancy and childbirth costs are very high abroad, so it’s best to be covered to avoid any risks.
With GoldExpat insurance, you’re covered during your stays in France and during your vacations in all over the world. So you can enjoy life and travel all over the world in complete safety, without worrying about your insurance.

In addition, GoldExpat also offers complementary CFE expatriate insurance , which can also be customized to suit your needs.

What’s more, every policyholder has access to a 24/7 medical platform that can be reached from anywhere in the world.

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