Expatriate insurance in Indonesia

Indonesia is a country of fascinating contrasts, made up of thousands of islands and surrounded by the Indian Ocean, offering a diversity of landscapes of exceptional beauty. Discover all about expatriation in Indonesia, and don't forget to purchase expat insurance! Enjoy the peace of mind of knowing that you'll be fully protected during your expatriation to Indonesia.

assurance expatrie indonesie

Many expatriate communities (Belgians, French, Germans, Dutch, etc.) live in Indonesia. We’ve put together some advice to help you prepare for your expatriation to Indonesia and make the most of your stay. Safety aside, Indonesia is a welcoming country rich in opportunities. However, medical infrastructures are not always sufficiently developed, and the costs of private medicine in international establishments can be very high. That’s why we strongly advise you to take out international health insurance for expatriates before you leave, to prevent any risks.

Expatriate insurance Indonesia Gold Nomad Expat

Our policy with good levels of cover, suitable for your expatriation to Indonesia.



/ month

Expatriate Insurance Indonesia Gold Expat Access

Economical international health insurance tailored to your expatriation plans.



/ month

Expatriate insurance Indonesia Gold Expat Safe

Health insurance that provides effective cover against accident and illness.



/ month

Expatriate insurance Indonesia Gold Expat Premium

Our most comprehensive expatriate health insurance plan in Indonesia.



/ month

Any questions? Need advice?

Schooling in Indonesia

The school system in Indonesia The Indonesian school system is divided into 4 levels.
  • Elementary school are generally state-run. They cater for children aged 7 to 12, and culminate in a national examination (Ujian Akhir Nasional).
  • Secondary schools or SMP (Sekolah Menengah Pertama) cater for children aged 13 to 15. The children can then choose to continue their studies in high school or terminate their schooling.
  • The high school concludes with a certificate of achievement.
  • Entrance to university is by entrance examination. It takes 4 years to obtain a Bachelor’s degree, followed by 2 to 3 years for a Master’s. There will also be 3 years of study for a doctorate.
Scholarships are available for university students.
  • The Darmasisva scholarship provides free tuition for one year at a non-degree-granting university. The student also receives 1 million rupiahs (about €100) per month for the duration of the scholarship. In addition, the government adds 300,000 rupiahs a year for clothing costs.
  • The Darmasisva+ scholarship gives access to the same benefits in exchange for language courses at the Indonesian school. These courses pay 1 million roupiahs (around €100) a month and the student is provided with accommodation by the school.
French schools in Indonesia There are two French schools offering teaching in line with the curricula and instructions of the French Ministry of Education. Both offer education from kindergarten to high school (terminale). Tuition fees increase according to your children’s level of study. For example, they range from €1,800 to €7,700 for the Lycée Français in Bali. To be enrolled in these schools, your children must provide proof of health and repatriation insurance. Don’t forget to compare and take out insurance before you leave for Indonesia.

Accommodation in Indonesia

If you’re thinking of moving to Indonesia, the first thing to do is to decide which neighborhoods you’d like to live in.

Indonesia is a very large country, made up of a multitude of islands. As a result, you’ll find it more or less difficult to adapt to the local culture. Tourist and cosmopolitan cities are generally recommended for tourists wishing to settle down (Jakarta, Bali…). On the contrary, it is sometimes more difficult for expatriates to adapt in the more conservative province of Aceh (Sumatra).

Within Jakarta itself, certain neighborhoods regularly stand out in expatriate testimonials. The French generally prefer Kuningan (embassy district), Cipete (near the French school) and Cilandak (quiet district).

In Indonesia, you don’t need to pay a deposit. On the other hand, rents can be paid in advance. So it’s quite common for landlords to ask you to advance rent for 2 months, 1 year or even 2 years. The lease must be signed in the presence of a notary, especially if you are advancing rent over a long period.

To find your accommodation in Indonesia, we recommend you turn to the agencies. They know the local culture and will be better able to negotiate prices. Be sure to check the customer reviews of the agencies you choose, as not all of them are honest.

You can also turn to word-of-mouth, expat forums and social networks, as well as the Internet.

Choosing health insurance in Indonesia

As an expatriate, you will no longer be covered by the French health and welfare system, and will therefore lose your rights to L’Assurance maladie. To be on the safe side, it is essential to purchase good expatriate health insurance in Indonesia. Indeed, as the Indonesian public sector remains inadequate, expatriates turn to the private sector (which enjoys a better quality of care thanks to the advanced techniques of its practitioners, on a par with the quality of the most developed countries), which explains the high cost of medical expenses. The expatriate health insurance offered by Mondassur meets many of the criteria for minimum medical coverage. Expatriates are guaranteed to be well covered worldwide and in Indonesia. Don’t hesitate to compare different international medical insurance plans. Mondassur will work with you, free of charge, to study your current medical coverage and the different insurance options available to you, based on your budget and needs. Here you can compare ourexpatriate insurance quotesfor the 1st euro for your expatriation to Indonesia.
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