Gold Expat 1st Euro: your comprehensive health insurance for expatriate
Benefit from simple and effective expatriate health insurance from the 1st euro, with no CFE.
Are you moving abroad or already living there? Are you looking for expatriate insurance that covers you effectively, from the very first euro spent? The Gold Expat 1st Euro plan is made for you.
This international health insurance is designed for expatriates who want a contract without affiliation to the CFE (Caisse des Français de l’Étranger), with an excellent value-for-money ratio.
Gold Expat 1st Euro offers three levels of medical coverage to suit all profiles: young professionals, families, retirees or self-employed workers abroad. And if you are affiliated with the CFE or plan to be, you can also opt for our CFE supplementary expatriate insurance.
Choose the expatriate health insurance suited to your situation
Expatriate Insurance
Gold Expat Access
1st Euro
Cost-effective medical coverage
Economical expatriate insurance with balanced cover.
From
104€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €180
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate Insurance
Gold Expat Safe
1st Euro
Balanced international health insurance
Expatriate insurance with a good cover/price ratio and high levels of coverage.
From
120€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €230
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate Insurance
Gold Expat Premium
1st Euro
The most comprehensive expatriate insurance!
Expatriate insurance with superior coverage.
From
146€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
A question about our health insurance plans ? Let's talk !
Who is Gold Expat 1st Euro insurance for?
Gold Expat 1st Euro insurance is designed for anyone who wants to live, work or settle abroad with a flexible and effective international expatriate health insurance from the first euro spent. This solution suits a wide range of expatriate profiles, regardless of their plans, destination or budget.
If you are moving abroad for several months or years, an expatriate health insurance from the 1st euro protects you effectively against the often high cost of healthcare internationally. In countries such as the United States or Singapore, hospitalisation or consultation fees can exceed thousands of euros per day.
Gold Expat covers your actual costs up to 100% for hospitalisation and up to 90% for routine medicine depending on the plan, with no upfront payment required for hospitalisation. In addition, the expatriate health insurance adapts to your destination, so you benefit from optimised reimbursements wherever you are in the world.
Expatriate families have specific needs: children’s healthcare, specialist consultations, dental and optical cover, maternity care and income protection. Gold Expat 1st Euro offers a comprehensive expatriate health insurance that can be extended with options such as maternity cover, dental and optical care, and health prevention.
Each family member benefits from tailored protection, making it easier to access healthcare in foreign health systems while keeping the cost of expatriate health insurance under control. This plan provides essential peace of mind for families facing unexpected medical situations far from home.
For posted workers, freelancers and self-employed professionals, reliable international health insurance is an essential safeguard. In your professional activity abroad, accidents or illness can occur at any time.
Gold Expat 1st Euro covers your medical expenses, hospitalisations and potential repatriation, while giving you free choice of practitioners and medical facilities. With high coverage limits and fast reimbursements, this expatriate insurance adapts to your specific needs and professional context, whether for temporary assignments or open-ended international contracts.
Senior and retired expatriates often have more complex coverage needs: chronic illness management, access to specialists or prevention care. Gold Expat 1st Euro offers an expatriate health insurance that covers a wide range of treatments, with options available for certain pre-existing conditions (subject to medical acceptance).
This insurance allows seniors to live abroad with complete peace of mind, without depending exclusively on local systems that are often costly or limited. With clear coverage and efficient reimbursements, you are protected against the uncertainties of the international healthcare system.
Gold Expat 1st Euro suits everyone who wants high-performing international health insurance, without going through a mandatory scheme, and adjustable according to their country of residence and budget. Before taking out a policy, you can consult our resources to find out how much expatriate insurance costs or benefit from our advice on choosing your expatriate insurance to select the plan best suited to your plans.
Compare our expatriate health insurance plans from the 1st euro
Easily find the most suitable expatriate insurance for your situation using our detailed comparison table. Whether you are going abroad for a few months or several years, our summary lets you compare coverage levels at a glance: hospitalisation, routine medicine, medical emergencies, maternity, optical and dental care, civil liability, repatriation assistance and much more.
Leave nothing to chance. Choose an international health insurance for expatriates now that covers your real needs, respects your budget and supports you effectively, whatever your destination.
Why choose Mondassur for your expatriate insurance?
Worldwide coverage in +190 countries
We cover your health anywhere in the world. Whether you live in North America, Asia or Africa, your expatriate insurance protects you against unexpected medical, hospital and emergency costs, even far from your home country.
Multilingual assistance available 24/7
Our team of experts speaks your language and stays by your side 24/7, wherever you are. As soon as you need help, we respond quickly to guide you through your medical or administrative procedures abroad.
Efficient and easy-to-use assistance platform
Thanks to our digital platform, you can easily access your policyholder account, your reimbursements, your certificates and medical assistance. We streamline the management of your international health insurance, so you spend less time on paperwork and more time enjoying your life abroad.
International insurance expertise for over 20 years
For more than two decades, we have supported expatriates all over the world. Our in-depth experience allows us to design products like Gold Expat 1st Euro that combine comprehensive coverage, transparent pricing and personalised advice.
Frequently asked questions about expatriate health insurance
To live abroad, opt for an expatriate health insurance designed to cover you continuously in your country of expatriation. Unlike travel insurance, it includes hospitalisation, routine medicine, pharmacy costs, and depending on the options: maternity, dental or optical care.
The Gold Expat 1st euro contract allows you to be reimbursed from the first euro spent, without going through the French social security system or the CFE. You benefit from free access to private facilities and fast reimbursement. Whether you are an expatriate, retiree, self-employed worker or moving with your family, it is a reliable and comprehensive solution.
The price of expatriate health insurance depends on several criteria: age, country of residence, level of coverage and chosen options.
This price includes solid coverage: hospitalisation at 100%, routine medicine, 24/7 assistance, with no excess. The contract adapts to your destination and your needs. Get a personalised quote to estimate the exact cost based on your situation.
A 1st euro insurance plan, like Gold Expat, reimburses you directly for medical care, without having to go through a basic organization like CFE. It’s simple, fast and often more advantageous abroad.
On the other hand, complementary CFE expatriate insurance works in two stages: the CFE reimburses you for part of your expenses, then the complementary insurance covers the rest, depending on the coverage you have taken out. This is useful if you wish to maintain a link with the French social security system, but requires more formalities.
Your expatriate insurance must cover at least :
- hospitalization,
- common medicine,
- emergencies,
- medicines,
- and repatriation assistance.
Optional extras include dental, optical, maternity, alternative medicine and international civil liability. With Gold Expat au 1er euro, you can tailor your coverage to suit your needs, country of expatriation and budget.
Although not always legally required, international health insurance remains essential for expatriates. Some countries require proof of insurance to obtain a visa or residence permit.
Without coverage, you run the risk of having to advance very high medical costs. With insurance like Gold Expat, you’re financially protected, and in the event of an emergency, you’re immediately taken care of. Prevention is better than cure!
