Why choose top-up insurance to the CFE?

The Caisse des Français abroad (CFE) offers minimum coverage for voluntary contributions to all French people living abroad and to people who have worked for a certain time in France.

This CFE coverage covers you according to the ceilings and reimbursement rates of social security in France, often at 70 of your care with caps per act according to the negotiation made between medical practitioners and social security. Thus, on the negotiated rate of a general practitioner at 25 euros, the CFE will reimburse you 70 of 25 euros less the moderator ticket of 1 euro, or 16.50 refund for you for an expense of 25 euros. If you have to pay a GENERAL is 50 euros, 100 euros, 150 or more depending on the rates of your country of expatriation, the CFE will always keep the 25 euro limit. For a consultation at 150 euros, you will be reimbursed 16.50 euros.

Given this mechanism, it is essential to take out supplementary insurance to the CFE in many countries where the medical cost is higher thanthat of France.

There are many international insurances complementary to the CFE including GoldExpat CFE which is our expat insurance contract applying with the same guarantees as GoldExpat 1st euro and which complements the CFE refunds.

The CFE does not offer a comprehensive list of broker insurers offering complementary insurance to the CFE and selects them on confidential criteria that are not publicly disclosed.

International insurance or IN addition to CFE

The choice between international insurance at the 1st euro or a complementary insurance CFE is a personal choice that depends on different criteria including:

The choice of payment of dues
The length of expatriation
Family composition
The age of the people to be insured
The professional situation abroad of the members to be insured

Mondassur can advise you on the best expat insurance solution and the choice between a complementary CFE and insurance at the 1st euro. We will gladly explain the operation of the CFE and the insurance for expatriates chosen.

Bring00 Change

March 9, 2023.

Excellent

Charles Schwartz

March 1, 2023.

The only problem is that Mondassur did not take my American Express card, and did not advise of that fact, making it difficult to complete enrollment.

catherine Bastin

February 27, 2023.

Site internet très clair et très simple. Réponse ultra rapide, aimable et ciblée au téléphone. Tarifs très intéressants. Je recommande.

Mari jo Pesch

February 23, 2023.

Easy, Straightforward and responsive. Set up policy in under 30 minutes. Perfect. Thank you!

JoAnn Pasternack

MONDassur Europe Access policies fulfill the requirements for a long stay visa to France (and the rest of the Shengen). It was amazingly easy to sign up for. Furthermore, an agent contacted us after we filled out the initial form. Rita was VERY helpful and answered all our questions in English. We easily added another family member. Finally, we had our insurance certificates only seconds after paying the premium, including our cards. I can only assume that using the insurance during our long stay in France will be equally smooth and easy. So far, I very highly recommend MONDassur.

nabil baraka

February 18, 2023.

Société d’assurance de grande expérience dans le domaine international, je recommande 👍