Expatriate insurance in Morocco
Morocco is a generally safe and welcoming country. However, it's essential to know what living conditions are like and what you need to consider before you go. Mondassur therefore provides you with some information about life in Morocco to help you make your decision.
Are you planning to move to Morocco? Are you looking for an international health insurance policy that could cover you and your family? Mondassur offers its Gold Expat range in 3 levels to better suit your needs and budget.
Expatriate insurance Morocco Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to Morocco.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance Morocco Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Morocco Gold Expat Safe
Health insurance with a good cover/price ratio. It offers effective cover against accident and illness.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Morocco Gold Expat Premium
Our most comprehensive expatriate health insurance plan in Morocco.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
How to choose expatriate insurance for Morocco?
Choosing health insurance for Morocco
The Moroccan healthcare system
Morocco’s healthcare system is mixed, with a combination of public and private care. The Ministry of Health oversees the public health system, which includes hospitals, primary care centers and specialized care centers. The public system provides low-cost healthcare services to citizens, while private care is generally more expensive. Indeed, there are many facilities offering top-quality care, staffed by foreign-trained health professionals. Healthcare costs are slightly lower than in Europe, but still expensive. That’s why it’s important to have medical cover for Morocco before you go.
What's the Moroccan job market like?
Morocco’s job market is accessible to French nationals, whose diplomas are particularly appreciated. However, finding a job in Morocco takes time. It’s a good idea to spend some time on site to get to know each other and build up your professional network. However, the tourism, information technology and automotive sectors are experiencing strong growth. It is therefore much more likely to find a position in a company belonging to one of these sectors.
How much does housing cost in Morocco?
The cost of accommodation depends on the type of lodging, location and amenities offered. Rents can vary considerably between cities and rural areas. For example, the rent for a 3-room apartment in the center of Casablanca costs 8,361 dh (757 euros). This is almost triple the cost of a similar apartment in Nador, Morocco (2,667 dh, or 242 euros). If you’re on a budget, you’ll be better off in smaller towns.
Driving in Morocco
It is possible to drive in Morocco with a French license for 1 year. After that, it must be exchanged for a Moroccan driving license. However, you need to be very careful on the roads, as drivers show little respect for traffic regulations, accidents are frequent and the death rate on Moroccan roads is high. Avoid driving at night, especially in rural areas. As you can see, driving in Morocco is dangerous. That’s why it’s important to take out medical cover in addition to your car insurance! In all cases, Mondassur can offer you a range of insurance options for your stay in Morocco.
What are Moroccan eating habits?
Moroccans are proud of their cuisine and culinary traditions. Food is often prepared from fresh ingredients such as fruit, vegetables and spices. Moroccan cuisine is considered generous and balanced, and often includes dishes such as tagine, couscous and kebabs. However, tap water is not drinkable. So opt for bottled water from local brands: Sidi Ali, Sidi Harazem, Oulmes (sparkling water), controlled by the health authorities.
What's the school system like in Morocco?
There is a very large network of schools, collèges and lycées belonging to the Agence pour l’Enseignement Français à l’Étranger (AEFE) network: 22 directly managed establishments and 12 in partnership. Tuition fees are quite high. For primary school, the average cost of private schooling is 11697 dirhams (1060 euros), compared with 745 dh (68 euros) for public schooling. However, it is possible to apply for scholarships to offset some of these costs.
How do you integrate in Morocco as an expatriate?
For a successful stay in Morocco, it’s important to have an open attitude and to respect local traditions and customs. It also helps to speak French or Arabic to establish friendly relations with the locals. In general, Morocco is a very welcoming country for expatriates, and you’ll easily find help and support in settling in and integrating into local life.
