Expatriate insurance Malaysia
If you're planning to relocate to Malaysia as an expatriate, it's crucial to take out health insurance that's right for you.
When planning an expatriation to Malaysia, making sure you have adequate health insurance is a top priority. With its mixed healthcare system, including both public and private facilities of the highest quality, opting for an international health insurance in Malaysia is a wise choice to guarantee comprehensive coverage in all circumstances.
Malaysia is a destination that attracts many expatriates every year thanks to its affordable cost of living, its landscapes and its cultural richness. Whether you’re attracted by the dynamism of Kuala Lumpur, the serenity of Langkawi’s beaches or the historical heritage of Malacca, this Southeast Asian country has a lot to offer.
Expatriate insurance Thailand Gold Nomad Expat
Our contract with good levels of cover, adapted to life in Malaysia.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expat Insurance Thailand Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Thailand Gold Expat Safe
Insurance that provides effective coverage for accidents and illnesses.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Thailand Gold Expat Premium
Our most comprehensive expatriate health insurance plan in Malaysia.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
How to choose expatriate insurance for Thailand?
Do I need expatriate insurance in Thailand?
Expatriates arriving in Malaysia quickly discover that they do not have immediate access to the country’s public health insurance system. This situation forces them to turn to private health insurance alternatives to guarantee their medical cover. They are then faced with a crucial choice between local and international private health insurance.
Local private health insurance may seem attractive at first glance, mainly because of their proximity and possible fit with the local healthcare system. However, they do have limitations in terms of coverage limits, scope of cover and geographical coverage. These restrictions can pose problems in the event of serious illnesses or accidents requiring costly or specialized treatment not covered by such insurance.
In contrast, international medical plans offer more extensive coverage, tailored to the varied needs of expatriates. With high coverage limits, they guarantee financial security in the event of illness or serious accident. Designed to suit a diverse customer base, these policies offer worldwide coverage. They often include medical repatriation, an essential service when treatment is indispensable. Get a free quote for expat insurance in Malaysia today!
Working in Thailand
In Malaysia, the real estate market is diversified and can vary considerably from one region to another. Here are a few tips to help you in your search for accommodation:
– Real estate listings are available on online platforms such as PropertyGuru or iProperty Malaysia, which are the most popular with locals and expats alike.
– Apartments and houses can be rented furnished or unfurnished. It is common to have to pay a security deposit equivalent to two or three months’ rent.
– Leases are generally signed for one year, renewable. Be sure to check the terms of the contract, especially the cancellation conditions.
– Renting a city-center apartment in Malaysia costs an average of €570.
Although Malaysia offers an attractive cost of living, particularly in terms of rents, which are more affordable than in some Western countries, this perception of economy should not overshadow certain risks, particularly health-related. A sudden illness, injury or accident can quickly lead to considerable expenses.
Despite more affordable hospital rates than in the West, costs can become exorbitant, especially if specialized care or prolonged hospitalization is required. In this context,expatriate health insurance becomes not only an advantage, but a necessity.
What's Thai culture like?
For expatriate families, education is an important factor. Malaysia offers a wide range of educational options:
– There are many international schools. They offer teaching programs in English, often following the British, American or International Baccalaureate curriculum.
– Malaysian public schools teach in Malay, with English as a second language. Although of high quality, they can represent a linguistic challenge for expatriate children.
How do you send your children to school in Thailand?
Malaysia offers many career opportunities, particularly in the technology, engineering and finance sectors. Finding a job in Malaysia involves several steps and specific knowledge. Here is a summary of the essential information to guide you through the process:
Online platforms such as Indeed, GlassDoor and JobStreet are recommended for job searches. LinkedIn is also a valuable tool for expanding your professional network and contacting companies directly. Adapt to the local market – try to understand the requirements of Malaysian recruiters.
There are several types of work visas in Malaysia, including :
– The work visa required for employment in Malaysia is generally obtained for you by your employer.
– The Malaysia My Second Home (MM2H) program enables expatriates to live in Malaysia on a long-term basis, offering greater flexibility for entrepreneurs and retirees.
Before you begin your job search in Malaysia, find out about working conditions, visa requirements and promising employment sectors. Adapting your job search strategy and CV to local standards can also increase your chances of success.
Expatriating to Malaysia offers an enriching and exciting experience, with its diverse cultures, delicious cuisine and breathtaking scenery. However, you need to be well prepared, especially when it comes to your health. The right international health insurance will give you peace of mind and security throughout your Malaysian adventure.
