Student Insurance Malaysia

Our advice on how to make the most of your studies or internship in Malaysia.

Health insurance for students in Thailand

Whether you’re planning to study in Malaysia for a semester, an academic year or longer, it’s crucial to take out suitable international health insurance. Malaysia, renowned for its quality educational institutions such as the University of Malaya and the Malaysian Technological University, attracts students from all over the world. These universities are not only renowned for their academic excellence, but also for their enriching multicultural environment. By choosing Malaysia for your studies, you’ll benefit from an exceptional educational experience in a country offering an affordable cost of living and a high-quality healthcare system. However, to guarantee comprehensive coverage during your stay, health insurance for international students is essential. Here’s how to choose the ideal health insurance for your stay in Malaysia.

Student Insurance Malaysia Student Backup

Cost-effective international health insurance for emergencies.



/ month

Student Insurance Malaysia Student Budget

Health insurance with a good cover/price ratio.



/ month

Student Insurance Malaysia Student Global

Our most comprehensive international health insurance.



/ month

Any questions? Need advice?

How do I choose a student insurance policy for Malaysia?

Am I covered by Malaysian public health insurance as an international student?

Unlike some countries, Malaysia offers limited access to its public health system for foreigners, including international students. Although the cost of healthcare in Malaysia is generally more affordable than in other countries, relying solely on public health services can present risks, particularly in terms of availability and waiting times. As a foreign student in Malaysia, you are not automatically covered by the public health insurance scheme reserved for Malaysian nationals. You should therefore take out private medical cover, which offers better coverage for foreigners.

Health insurance for foreign students in Malaysia

There are two main options for insuring your health as an international student in Malaysia:

International health insurance :

The preferred solution for many foreign students in Malaysia is international insurance, offering comprehensive coverage tailored to your specific needs. This type of insurance guarantees 24/7 assistance in the event of an emergency, including coverage of medical expenses, hospitalization, medical repatriation and more. The main advantage is that you can communicate with people who speak several languages, and benefit from worldwide coverage – essential if you plan to travel during your studies.

Malaysian local health insurance :

For those who prefer a local option, Malaysian private health insurance may be an alternative. However, students should be aware of potential limitations, such as language barriers and unclear understanding of contract terms. In addition, coverage ceilings are generally lower and coverage is limited geographically.

Do I need health insurance for my study visa in Malaysia?

To study in Malaysia as an international student, you’ll need a student visa. The process for obtaining it involves several key steps:

1. Acceptance by an Educational Institution: You must first be accepted into a full-time study program by a Malaysian educational institution.
2. Application for Visa Approval Letter (VAL): Once accepted, the Malaysian institution will apply for the VAL on your behalf with the Department of Immigration Malaysia (DIM), for which you will need to provide various documents such as your passport, passport photos and proof of academic qualifications.
3. Medical examination: You may be required to undergo a medical examination, either in your home country or on arrival in Malaysia.
4. Applying for a student visa: With the VAL in hand, you can apply for a student visa at the Malaysian embassy or consulate in your home country. Documents required for this step include the VAL, your passport, proof of sufficient funds to cover your living expenses, and proof of medical coverage.

Please note that requirements and procedures may vary according to nationality and policy, so check with your Malaysian embassy or consulate for the latest information.

How can I be insured as a student in Malaysia?

Once you have secured your admission to a Malaysian university, the process of obtaining adequate health insurance can begin. You can easily get health insurance quotes online to compare the different offers, take out the policy best suited to your needs, and receive your insurance certificate and emergency contacts.
Don’t neglect this crucial step: choosing the right health insurance is fundamental to guaranteeing your well-being during your studies in Malaysia. Opt for a solution like GoldstudentInternational Student Insurance, which offers customizable and affordable coverage, ensuring you optimum protection while meeting the Malaysian government’s coverage requirements for students.
In addition to basic coverage, consider additional options such as medical repatriation and third-party liability insurance. They are particularly relevant for international students. Finally, make sure you understand the terms and conditions of your insurance, including exclusions, deductibles and claims procedures, to avoid any unpleasant surprises. By following these tips, you’ll be well prepared for a safe and worry-free study stay in Malaysia.
If you have any questions or would like a personalized recommendation, please contact us! Our experts are at your disposal to guide you according to your specific needs.

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