Expatriate insurance in the USA
We've put together a few tips to help you prepare for your move to the USA and get to grips with everyday life there.
The United States boasts one of the best healthcare systems in the world, as well as top-quality infrastructures. Prices in both the public and private sectors are extremely varied, and can be high for access to first-rate care. That’s why we strongly recommend that you take out international health insurance for expatriates before you leave, to avoid exorbitant medical costs.
Expatriate insurance United States Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to the USA.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance United States Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance United States Gold Expat Safe
Health insurance with a good cover/price ratio. It offers effective cover against accident and illness.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance United States Gold Expat Premium
Our most comprehensive expatriate health insurance, tailored to your expatriation to the USA.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
Living and working in the USA
The United States is a cosmopolitan country par excellence, with around 327 million inhabitants. Many expatriate communities have settled here over the years, and some even have their own tourist districts (Chinatown, Little France, Little Italy…). The United States embodies the American dream for those wishing to work there or develop their own business. However, safety nets are very weak compared to the European social protection system. Anyone living in the United States has to keep moving forward. She has to take care of herself to find a job, start her own business or create her own company in the United States. Apart from the vigilance required when it comes to safety, the United States is a welcoming country rich in opportunities. As for healthcare costs, the American medical system is among the most expensive in the world. That’s why it’s imperative to take out international health insurance for expatriates before you leave, to prevent any risks.
Expatriate health insurance in the USA
Moving to the United States
Working in the United States as a French citizen
Finding a job in the United States isn’t easy. However, you can’t go to the USA and look for work on a tourist visa. This is strictly forbidden in the United States.
Finding a job in the USA from France
It’s difficult, but far from impossible, because other people have done it before you.
To find a job without being on site, you need :
- Proper immigration papers
- Find an employer who will not only recruit you, but also “sponsor” you so that you can obtain a work visa.
Your fighting spirit will be put to the test, unless you stumble across a fantastic opportunity – a frequent occurrence for certain profiles, particularly computer scientists, who are highly sought-after in the USA.
Here are a few tips:
Don’t hesitate to put your network to good use. We often underestimate this, and yet some of our acquaintances are mines of information and may even have the contacts you need to make your dream come true.
In the United States, as elsewhere in the world, the method is similar, with these essential first steps:
– Register on job search sites
– Put your CV online
– Reply to job offers
Websites such as APEC, Pole emploi or LinkedIn have an “international” section. EuropUSA can put you in touch with employers or placement agencies for jobs in the USA.
Finding a job in the United States
If you’re already in the U.S., you’ll find it easier, because being here means you’re more familiar with the market, you may already have all your immigration papers in order, and you’re more available to move quickly.
However, when you sign your employment contract, make sure you fully understand every clause. For information, the weekly working time is 40 hours. Don’t talk about the 35-hour week. Nor 5 weeks’ paid vacation.
Americans generally take two weeks off a year.
The salary scale in the United States is much wider than in Europe. For example, very high salaries in the USA are often more than five times higher than in Europe. But that doesn’t stop more than 10% of the American population living below the poverty line, including more than 2 million working…
Setting up a business in the United States
Find out more about health insurance in the USA
- Visas and Health in the United States
- Travel and Insurance in the United States
- Health insurance in the United States
- How to study in the USA
- Why not travel to the USA or Canada without travel insurance?
- The United States: top destination for learning English
- Travelling to the United States: the compulsory ESTA tax
- Formalities for traveling to the United States