Expatriate insurance in Senegal
Senegal is a country of fascinating contrasts, bordered by the Atlantic Ocean and offering a diversity of exceptionally beautiful landscapes. To make the most of your expatriation, read our advice and don't forget to take out expatriate insurance for Senegal!
Residing mainly in Dakar and its immediate surroundings, the French represent the largest foreign community in Senegal. There are over 250 French companies operating in all sectors. It’s a destination that our policyholders have always described as an enriching and enjoyable experience. Take the time to take out an international health insurance policy tailored to expatriate profiles before you leave to cover your healthcare costs abroad.
Expatriate insurance Senegal Gold Nomad Expat
Our contract with good levels of cover, suitable for your expatriation to Senegal.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance Senegal Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Senegal Gold Expat Safe
Health insurance with a good cover/price ratio. It offers effective cover against accident and illness.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Senegal Gold Expat Premium
Our comprehensive expatriate health insurance in Senegal.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
Working in Senegal
If your departure is not part of a change of position within your company, finding a job will require the same efforts as in France. It’s also worth noting that several business sectors, such as architecture and accountancy, give priority to Senegalese. So the competition is going to be pretty intense.
Schooling in Senegal
In Senegal, the language of instruction is French. The education system is similar to that in France, with compulsory schooling from ages 6 to 14. Students must pass a certificate of studies at the end of primary school, then an entrance exam in 6th grade.
It is generally advisable to enroll your children in private schools. Public schools often suffer from over-staffing. The pass rate for the primary school leaving certificate is just over 50% in public schools. But the figure rises to almost 90% in private establishments.
There are a number of French-language schools in Dakar. They can also be found in Thiès, Saint Louis, Ziguinchor and Saly. The list of French schools in Senegal is available on the French Embassy website.
School registration begins in May for a September start.
Accommodation in Senegal
If you’re looking to relocate to Dakar, it’s important to identify your preferred neighborhoods. Recommended neighborhoods are located in the west of Dakar: Plateau, Fann, Ouakam, Point E, Mermoz, les Amaldies… The deposit for apartments generally ranges from one to two months’ rent.
When estimating your housing budget, remember to calculate your utilities. Water and electricity are the responsibility of the tenant. It should be noted that the price of electricity is 3 times higher than French rates. There are regular power cuts in Senegal. We therefore recommend using voltage regulators to protect your electrical appliances.
Also take into account the cost of caretaking and the price of your comprehensive home insurance.
Once the contract has been signed, it must be notified by a police station or notary. It must stipulate: the rental period, the amount of the non-revisable rent, the charges included and excluded, the precise inventory of fixtures, the amount of the deposit and the repayment period. You will be required to pay two tax stamps.
What is the cost of living in Senegal?
The overall cost of living in Senegal is 20% to 30% lower than in France, except for rents, which are very similar (due to security concerns).
Driving in Senegal?
You can drive for up to one year in Senegal with a French license. This year is counted from the date of application for a resident’s card. To continue driving thereafter, you’ll need to obtain your Senegalese license before the deadline.
To do this, you’ll need to obtain a relevé d’information restreint (RIR) from your French driver’s license. You must send your application by post to the prefecture of your last place of residence in France. Once you have it in your possession, you must have it authenticated by the ‘driver’s license’ department of the consulate in Senegal.
To find out more, visit the dedicated page on the Senegalese government website.
Hygiene and eating habits in Senegal
Poor hygiene in restaurants, markets and stores. Tap water is not drinkable. Prefer bottled water, whether local or imported.
Choosing health insurance in Senegal
Taking out international health insurance is a formality of the utmost importance, particularly for Senegal. For expatriates, there are two categories of health insurance: expat insurance from the 1st euro and expat insurance in addition to the Caisse des Français à l’Etranger (CFE). Depending on your profile and criteria, we can present you with different packages tailored to your needs. So don’t hesitate to contact us and ask for our advice – we’ll be delighted to hear from you! What’s more, if you wish, you can get an immediate free quote online.
