Expatriate insurance in Indonesia
Indonesia is a country of fascinating contrasts, made up of thousands of islands and surrounded by the Indian Ocean, offering a diversity of landscapes of exceptional beauty. Discover all about expatriation in Indonesia, and don't forget to purchase expat insurance! Enjoy the peace of mind of knowing that you'll be fully protected during your expatriation to Indonesia.
Many expatriate communities (Belgians, French, Germans, Dutch, etc.) live in Indonesia. We’ve put together some advice to help you prepare for your expatriation to Indonesia and make the most of your stay. Safety aside, Indonesia is a welcoming country rich in opportunities. However, medical infrastructures are not always sufficiently developed, and the costs of private medicine in international establishments can be very high. That’s why we strongly advise you to take out international health insurance for expatriates before you leave, to prevent any risks.
Expatriate insurance Indonesia Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to Indonesia.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance Indonesia Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Indonesia Gold Expat Safe
Health insurance that provides effective cover against accident and illness.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Indonesia Gold Expat Premium
Our most comprehensive expatriate health insurance plan in Indonesia.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
Schooling in Indonesia
- Elementary school are generally state-run. They cater for children aged 7 to 12, and culminate in a national examination (Ujian Akhir Nasional).
- Secondary schools or SMP (Sekolah Menengah Pertama) cater for children aged 13 to 15. The children can then choose to continue their studies in high school or terminate their schooling.
- The high school concludes with a certificate of achievement.
- Entrance to university is by entrance examination. It takes 4 years to obtain a Bachelor’s degree, followed by 2 to 3 years for a Master’s. There will also be 3 years of study for a doctorate.
- The Darmasisva scholarship provides free tuition for one year at a non-degree-granting university. The student also receives 1 million rupiahs (about €100) per month for the duration of the scholarship. In addition, the government adds 300,000 rupiahs a year for clothing costs.
- The Darmasisva+ scholarship gives access to the same benefits in exchange for language courses at the Indonesian school. These courses pay 1 million roupiahs (around €100) a month and the student is provided with accommodation by the school.
- The Lycée Français Louis-Charles Damais in Jakarta
- Lycée français Louis Antoine de Bougainville in Bali (Umalas – Kerobokan)
Accommodation in Indonesia
If you’re thinking of moving to Indonesia, the first thing to do is to decide which neighborhoods you’d like to live in.
Indonesia is a very large country, made up of a multitude of islands. As a result, you’ll find it more or less difficult to adapt to the local culture. Tourist and cosmopolitan cities are generally recommended for tourists wishing to settle down (Jakarta, Bali…). On the contrary, it is sometimes more difficult for expatriates to adapt in the more conservative province of Aceh (Sumatra).
Within Jakarta itself, certain neighborhoods regularly stand out in expatriate testimonials. The French generally prefer Kuningan (embassy district), Cipete (near the French school) and Cilandak (quiet district).
In Indonesia, you don’t need to pay a deposit. On the other hand, rents can be paid in advance. So it’s quite common for landlords to ask you to advance rent for 2 months, 1 year or even 2 years. The lease must be signed in the presence of a notary, especially if you are advancing rent over a long period.
To find your accommodation in Indonesia, we recommend you turn to the agencies. They know the local culture and will be better able to negotiate prices. Be sure to check the customer reviews of the agencies you choose, as not all of them are honest.
You can also turn to word-of-mouth, expat forums and social networks, as well as the Internet.
