Health Insurance in Spain
Spain's healthcare system has its own specific features, which may differ from what you're used to in your home country. Mondassur presents a few points to consider. Before you leave for Spain, don't forget to take out international health insurance to protect yourself in case of need!
Whatever your situation and the reason for your longer or shorter stay in Spain: a new secondment, a new professional opportunity, an internship, a university exchange or simply a vacation, it’s important to think about insurance. What do you need to know about Spain’s healthcare system?
Student insurance Spain
Insurance to cover your studies in Spain.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Spain
Health insurance to cover your expatriation to Spain.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Spain
Health insurance to cover your trip to Spain.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of luggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need advice?
Information on health insurance in Spain
Political system: Constitutional Monarchy
Capital: Madrid
Surface area: 504 782 km²
Population: 44.7 million
Languages spoken: Spanish
Currency: Euro
Spain's healthcare system for foreigners
French nationals living in Spain must provide proof of residence in Spain and of participation in the social security contribution system if they wish to benefit from the local social security system. They must also be able to justify one of the following conditions in order to benefit from the health card:
- have an employment contract in Spain or be registered as a self-employed worker
- be registered as a job seeker in Spain after having worked in Spain
- be receiving a pension from a Spanish organization.
It is necessary to request registration on the health registers 3 months after entering Spanish territory. Please note that dental and optical care is not covered by the Spanish public health system. What’s more, depending on the region of the country you’re in, like other European systems, the Spanish health system is competent, but waiting times and response times are long.
Do I need health insurance in Spain?
The answer is yes, whatever your situation! Spanish social security reimbursement ceilings do not always cover all medical expenses (ceilings are sometimes too low, and dental and optical care are systematically excluded). What’s more, there are a number of situations that make you ineligible for the Spanish Insalud system.
Which health insurance for Spain?
- Coverage of your healthcare costs in the private sector
- Repatriation to France or a neighboring country in the event of major operations
- You can choose the doctor and health facilities of your choice
- Health cover still valid during your temporary return to France.
