Health Insurance in Spain

Spain's healthcare system has its own specific features, which may differ from what you're used to in your home country. Mondassur presents a few points to consider. Before you leave for Spain, don't forget to take out international health insurance to protect yourself in case of need!

assurance sante espagne

Whatever your situation and the reason for your longer or shorter stay in Spain: a new secondment, a new professional opportunity, an internship, a university exchange or simply a vacation, it’s important to think about insurance. What do you need to know about Spain’s healthcare system?

Student insurance Spain

Insurance to cover your studies in Spain.



/ month

Expatriate insurance Spain

Health insurance to cover your expatriation to Spain.



/ month

Travel insurance Spain

Health insurance to cover your trip to Spain.



/ trip

Any questions? Need advice?

Information on health insurance in Spain

assurance espagne drapeau

Political system: Constitutional Monarchy
Capital: Madrid
Surface area: 504 782 km²
Population: 44.7 million
Languages spoken: Spanish
Currency: Euro

Spain's healthcare system for foreigners

French nationals living in Spain must provide proof of residence in Spain and of participation in the social security contribution system if they wish to benefit from the local social security system. They must also be able to justify one of the following conditions in order to benefit from the health card:

  • have an employment contract in Spain or be registered as a self-employed worker
  • be registered as a job seeker in Spain after having worked in Spain
  • be receiving a pension from a Spanish organization.

It is necessary to request registration on the health registers 3 months after entering Spanish territory. Please note that dental and optical care is not covered by the Spanish public health system. What’s more, depending on the region of the country you’re in, like other European systems, the Spanish health system is competent, but waiting times and response times are long.

Do I need health insurance in Spain?

The answer is yes, whatever your situation! Spanish social security reimbursement ceilings do not always cover all medical expenses (ceilings are sometimes too low, and dental and optical care are systematically excluded). What’s more, there are a number of situations that make you ineligible for the Spanish Insalud system.

Which health insurance for Spain?

Expatriate health insurance in Spain The Mondassur GoldExpat insurance policy, available in 3 offers to suit your situation, your needs and your budget, includes the following benefits:
  • Coverage of your healthcare costs in the private sector
  • Repatriation to France or a neighboring country in the event of major operations
  • You can choose the doctor and health facilities of your choice
  • Health cover still valid during your temporary return to France.
Expatriate health insurance can be taken out from Spain. However, we strongly recommend that you do this before you leave France, so that you can take advantage of the benefits as soon as possible. For more information on our GoldExpat packages, please contact us by email or telephone. We’ll be delighted to help you. Student Health Insurance in Spain Mondassur offers a range of packages designed for students on international assignments, whether internships or university exchanges. Important guarantees include a 24/7 medical assistance platform, direct payment in the event of hospitalization, reimbursement of medical expenses at 100% of actual costs, repatriation assistance and civil liability. These contracts also cover you for any trips or excursions outside Spain. Travel Insurance in Spain Depending on the criteria you’re looking for, our advisors will help you find the international health insurance that’s right for you and your budget. Request a free quote online today!
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