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assurance etats unis expatriation

General information on the health system in the United States

Care with the Obamacare reform, the American health system has allowed a large number of Americans to have easier access to medical insurance. US companies with more than 50 employees have to offer medical insurance. There are many exceptions for small businesses, entrepreneurs, expatriates in the USA, international students and President Trump's recent statements, which add to the vagueness of the system, which a priori will no longer pay penalties for people not underwriting medical insurance.

It is essential to learn more about current and future changes for expatriates in the United States.

Should you take out health insurance in the United States ?

If you are going to work in the United States, it is essential to take out a good health insurance plan. Considering the high health costs in the USA, you should take out an expertise international healthcare insurance of good level.

As a simple traveler or for a professional mission, it is essential to take out health insurance before leaving for the USA.

Security risks in the United States

The territory of the United States is gigantic and the risks differ greatly according to regions and states. In the big cities, safety measures must be taken to avoid any worry. It is advisable to inquire beforehand on the neighborhoods to avoid and not to walk alone at night too long. Thefts of identity papers or bank cards are frequent, sometimes with aggression. For more information on each city, please visit the diplomatic website of your home country.

Natural disaster risks are present in the United States. Every year hurricanes, tornadoes, fires or even earthquakes strike the American territory and we deplore dead and wounded. In the event of an incident, refer to the orders of the local security forces.

Health risks in the United States

The United States is a country with high quality medical care but with extremely high costs, hence the importance of well underwriting health insurance USA before leaving.

Virus West Nile

West Nile virus is a virus that has recently re-emerged in the United States and is transmitted via mosquito bites. In very rare cases the virus can cause severe encephalitis in which case a medical consultation is absolutely necessary. Remember to protect yourself from mosquitoes by wearing long clothes.

Hantavirus and plague

Cases of Hantavirus have been detected in some US national parks. This virus is contracted by inhalation of rodent secretions. It is therefore recommended to avoid rodents. If you are camping: remember to close your tents and wash your hands very often with a hydro-alcoholic solution.

The dengue

Disease transmitted by infected mosquitoes, dengue fever is like a big flu. No preventive medicine exists at the moment, so it is recommended to avoid the mosquitoes and to take Paracetamol in first necessity. Aspirin is to be banished completely so as not to aggravate the situation.

The Zika virus

Transmitted by mosquitoes but also by sexual means, the virus Zika is present in the United States. It is therefore very important to prevent the risks of contamination as for the dengue mentioned above. The symptoms are usually the same: fever, headache, joint pain, rash, but in rare cases complications arise. A doctor should be consulted very quickly.

GoldExpat insurance for your expatriation in the United States

In order to assist you in your expatriation in the United States, Mondassur offers you GoldExpat, the ideal United States insurance for expatriates in the USA. GoldExpat covers :

Hospitalization at 100% of actual costs

Hospitalization must be reimbursed at 100% of actual costs incurred, it is a real necessity for a US insurance. The costs of hospitalization in the United States are among the highest in the world, so you must be 100% covered in the event of an accident.

Personal liability

Being covered is one thing, but being covered for damage to others is another! Imagine being responsible for breaking the window of a shop in Los Angeles. You will benefit from the coverage of the Goldexpat Insurance plan.

Complete assistance of repatriation

There are many cases or medical situations where repatriation to the country of origin is mandatory or strongly recommended. Where local US insurance will never allow repatriation, international health insurance will allow you to return to your country for treatment.

In all these situations and so many others, the GoldExpat USA insurance covers you and guarantees you immediate coverage for a very reasonable price.

Ask for a free quote

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Our opening hours are from 9:00 to 18:00 Central Europe Time from Monday to Friday to contact our consultants. Our medical platforms are reachable 24/24 and 365 days a year..

Do you have questions on your insurance plan, you would like to purchase a travel insurance or receive a quote for an expat insurance ? Please send us an email ; we will answer you within 24h00 business days.

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