Should I take out health insurance for Mexico?
Mexico is one of the countries with high medical costs, and there is a big difference between public and private health organizations. Mondassur strongly recommends that you take out private medical insurance before going to Mexico to work, travel or do an internship in Mexico. There are different types of health coverage depending on the length of your stay. You can make an online quote first to see the different insurance options for Mexico depending on the purpose of the trip and the length of your stay.
International health insurance will allow you to benefit from repatriation assistance guarantees that are essential for a large country like Mexico with very different levels of access to medical care depending on the geographical area where you are. If you live in Mexico and are affiliated with the Mexican social security system, you will be partly reimbursed for your care but only in public centers. International health insurance will allow you to access private institutions and avoid long waiting times for better care. You will have the possibility of being treated in other countries than in Mexico.
How does the health system in Mexico function ?
The Mexican health care system is mainly based on 2 main entities:
The IMSS (Instituto Mexicano del Seguro Social) which takes care of private sector employees.
The ISSSTE (Instituto Mexicano del Seguro Social of the Trabajadores of the State) which takes care of the workers of the public sector.
As in the case of many countries, it is a system of wage and employer contributions that open up rights. Only 2/3 of the Mexican population has social security coverage. Other small organizations are trying to help uninsured people. In order to reach over 30% of Mexican people who are not insured, the Mexican government launched a few years ago the "Seguro Popular" project, which aims to raise Mexican awareness and extend social coverage to the entire population.
Safety risks in Mexico
Mexico is a country known for its delinquency and criminality. Nevertheless, two types of delinquency should be distinguished: petty delinquency such as archea, fraud and criminal robbery. The latter are legislative in Mexico and can be declined in different forms: ransom kidnappings, forced sequestration to withdraw money from ATM, aggression to the main army, brawls between drug traffickers. It is recommended to keep the utmost caution, not to walk alone in the streets at night, and not to attract attention. In case of assault, do not try to resist and do not fix people in the eyes. These can be very violent and lead to fatal outcome. Telephone threats are also very frequent but rarely succeed. Simply hang up calmly. Finally, it is recommended to be cautious and to follow the indications of the security teams in case of cyclone or earthquake (very frequent in Mexico).
Health risks in Mexico
The leprosy of the mountains
If you are traveling in the regions of La Selva and Comitan, it is advisable to be very careful. Transmitted by insects from tropical regions, this disease requires a long and painful treatment. Think about repellents, clothing logs, and contact a doctor in the slightest doubt.
AIDS is a disease present in Mexico. It is therefore very important to protect oneself, to be careful and to avoid any risky situation.
Disease transmitted by infected mosquitoes, dengue fever is like a big flu. No preventive medicine exists at the moment, it is recommended to avoid the mosquitoes and to take care of Paracetamol in first necessity. Aspirin is to be banished completely so as not to aggravate the situation.
Malaria is on the increase in Mexico. Without the need for preventive treatment, it is advisable to consult a doctor quickly in case of high fevers.
In order to assist you in your expatriation in Mexico, Mondassur offers you GoldExpat, the ideal Mexico insurance for expatriates. GoldExpat covers :
Hospitalization at 100% of actual costs
Hospitalization must be reimbursed at 100% of actual costs incurred, it is a real necessity for a good insurance. The costs of hospitalization in Mexico are among the highest in the world, so you must be 100% covered in the event of an accident.
Being covered is one thing, but being covered for damage to others is another! Imagine being responsible for breaking the window of a shop in Mexico. You will benefit from the coverage of the Goldexpat Insurance plan.
Complete assistance of repatriation
There are many cases or medical situations where repatriation to the country of origin is mandatory or strongly recommended. Where local insurance will never allow repatriation, international health insurance will allow you to return to your country for treatment.
In all these situations and so many others, the GoldExpat Mexico insurance covers you and guarantees you immediate coverage for a very reasonable price.
19, rue des Longs Prés
92100 Boulogne - FRANCE
Our opening hours are from 9:00 to 18:00 Central Europe Time from Monday to Friday to contact our consultants. Our medical platforms are reachable 24/24 and 365 days a year..
Do you have questions on your insurance plan, you would like to purchase a travel insurance or receive a quote for an expat insurance ? Please send us an email ; we will answer you within 24h00 business days.
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