Expatriate insurance in Mexico
Mexico is a cosmopolitan country par excellence, with around 129 million inhabitants. Many expatriate communities live here. We've put together some tips to help you prepare for your move to Mexico and get the most out of your daily life here.
Expatriate insurance Mexico Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to Mexico.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance Mexico Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Mexico Gold Expat Safe
Health insurance that provides effective cover against accident and illness.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Mexico Gold Expat Premium
Our most comprehensive expatriate health insurance plan in Mexico.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
Accommodation in Mexico
Some of Mexico’s major cities have high crime rates, which is a cause for concern. That’s why, if you’re thinking of moving there, it’s vital to find out which neighborhoods you’re likely to be able to settle in. For example, we recommend that you stay in an apartment or house with a 24-hour janitor. Choose a home in a quiet, safe neighborhood with its own parking space or garage. What’s more, if you go through a real estate agency, which can be a good idea when moving to an unfamiliar country, agency fees will be the same as rent.
What’s more, the term of the lease is likely to be one year, renewable (rent is often revised upwards). However, if you wish to leave your property before the end of the lease, you will be obliged to pay all the remaining rent. There are major differences in rental costs, depending on the neighborhood and the security of the accommodation. It’s a good idea to pay a little more for your rent to protect yourself against the risk of burglary, mugging and the like.
The cost of renting a one-bedroom apartment in the suburbs of a large city is around 400 USD, while an apartment with an attractive surface area costs between 1000 and 1500 USD.
Schooling in Mexico
You can send your children to schools in Mexico without them necessarily having Mexican nationality. However, they must have permanent or temporary resident status (see Mexico visa information sheet). You’ll also need to register your children with CURP, the Clave Anica de Registro de Poblacion, to obtain a national identification number. With this identification number, they can be accepted from elementary school to college. When applying to CURP, you’ll need to send proof of address and, if available, a Spanish-translated report card for your child. As in Europe, private school tuition is higher than public school tuition.
Registering your child for high school is more complicated and varies from region to region. You’ll need to provide proof that your child has completed middle school, as well as Mexican equivalents. Relatively high tuition fees apply to all high schools.
To enroll your child in university, you need to collect original documents such as official transcripts and birth certificates. All your documents must be certified. We recommend that you gather and have all your documents certified in your country of origin.
What is the cost of living in Mexico?
As always, the cost of living depends on where you settle, and your lifestyle. For example, the cost of a public transport pass is around 22 euros, and the price of restaurants and shopping is lower than in Europe. The average price of a meal in a mid-range restaurant is 14 euros. Expatriate life in Mexico is not difficult from a financial point of view, but it also depends on your income.
Working in Mexico
You can also try the French-Mexican Chamber of Commerce or the French Foreign Trade Center, which can help you find your way.
The major international firms are mainly located in Monterrey, Mexico City and Guadalajara. These are good starting points for your search. This search may take some perseverance, as you won’t be able to start working in Mexico without the appropriate permit and visa. You’ll have to leave the country while your employer takes the necessary steps in Mexico, so that you can return with authorization to work there.
In Mexico City, you’ll find a wide variety of large companies that have set up shop. The most active sectors are banking, marketing and insurance. Other industrial and manufacturing sectors, such as the automotive and textile industries, have developed considerably in the region, and can represent a wealth of career opportunities for expatriates. If you’re a skilled worker with special skills, you’ll be able to claim a high salary from the companies present: expect to pay between €2,000 and €3,000 for a manager. Customer service positions could be of great use to you, as they are looking for people who speak several languages.
Setting up a business in Mexico
You can also choose to expatriate to set up your own business in Mexico. Once you’ve completed your market study and are ready for expatriation, you’ll need to obtain a tax identification number, which you can obtain from the Servicio de Administracion Tributaria (SAT). You can apply directly online.
Of course, to obtain all the documents you need to identify yourself, you must first obtain resident status (whether temporary or permanent). That’s why setting up a business in Mexico requires several years of local experience. As a resident, you can apply for your CURP, the general identification number, which will enable you to obtain the RFC, the tax identification number.
Finally, you’ll need a land-use permit, which authorizes you to open a business in a business zone outside a residential area, and which you need to apply for from the urban development secretariat. You will then obtain the famous “uso del suelo”, after which you will need to apply for your operating license. All these steps are time-consuming and require a great deal of investment, but they must be respected to avoid any problems with the Mexican authorities. Numerous websites are available to entrepreneurs in Mexico, detailing everything you need to know about business. The information is, of course, in Spanish.
Hygiene and eating habits in Mexico
Influenced by Spanish, African and Asian culinary preparations, Mexican cuisine is highly varied. Mexicans also attach great importance to breakfast. The latter consists of toast, fruit juice and eggs. As for the tortilla, it’s the best-known recipe in the country. It’s a kind of wafer made from wheat or corn kernels. It is the basis of many Mexican dishes, including tacos, enchiladas and quesadillas. The most common beverages are water, coffee and beer. And sipping tequila is very popular with backpackers. The same goes for pulque and mezcal.
