Living in Canada and Expat Insurance

In 2017, more than 100,000 French people are registered on Canada’s consular register out of the 1.8 million French registered on foreign consular registers. Without taking into account the 2 to 2.5 million not recorded on the register worldwide. Beautiful landscapes, high quality of life and great facilities for entrepreneurship are factors of installation often cited by expatriates. For francophones, this is all the easier given that French is spoken in this country and many French companies are based there.

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Schooling in Canada

With Canada’s official languages of English and French, education is bilingual from primary school on. Public schools in Canada are fully publicly funded, but there are also private schools. There is no national education program, it depends on the provinces.

Canada’s education system consists of three levels:

  • elementary level: from kindergarten to grade 6 or 8, depending on the provinces (children between 5 and 11 to 13 years of age).
  • grades 7 to 13 (children between the ages of 12 and 18). At the end of this cycle, children receive a diploma from their school.
  • post-secondary, which corresponds to the university level.

French schools accredited by AEFE exist in Canada. The list of French schools in Canada is available on the websites of the French embassies.

Staying in Canada

To make your search for housing easier, here are some linguistic specifics to consider:

  • The number of coins can be advertised as “21.2.” This will mean that the apartment has 2 rooms and a bathroom, as it is counted as a half-room. If you find an indication of “1-1” or “2-1,” the first number refers to the number of rooms. The ‘1’ is a desk or small extra room.
  • The first floor or first floor corresponds to the ground floor. An apartment on the second floor in Canada is therefore a first floor for a Frenchman.
  • “Hydro” means electricity. It is important to know if current expenses are included in the rent price. In particular, heating can become a major expense quickly if the apartment is poorly insulated. The price of water, on the other hand, is low.

Leases usually start on July 1 and are signed for one year. You will not be charged a deposit, but you will usually have to pay the first and last month’s rent in advance. Consider attaching the state of the premises to the contract and enshrining in the latter the expenses included in the rent.

Be careful, if you do your research remotely, never send money to the lessor. Indeed, it is recommended to pay the money directly on the spot at the signing of the contract, because remote scams are common.

The price of a three-bedroom in the city centre ranges from 858 to 1,789 euros per month depending on the city of residence. Rents are higher in Vancouver than in Toronto, Calgary, Ottawa, Montreal or Quebec City.

To find your accommodation, look to the ads on the internet (Craglist, Kijiji), or take a walk in the desired neighborhood. Indeed, it is not uncommon to see displays directly at the windows of rental units.

Choosing health insurance in Canada

As an expatriate, you will no longer be covered by the health and pension system of the French plan and therefore lose your rights to Medicare. The expatriate health insurance offered by Mondassur meets the many criteria of minimum medical coverage. Expats are guaranteed to be well covered around the world and in Canada. Don’t hesitate to compare the different international medical insurances. Mondassur offers you to study with you your current medical coverage and the various possible insurances for you according to your budget and your needs.

You can compare our expat insurance offers here to the1st euro for your expatriation to Canada

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