Health insurance in Spain

Whatever your situation and the reason for your stay in Spain for more or less time: a new position, a new professional opportunity, an internship, a university exchange or simply a holiday, it is important to think about to make sure. What do you need to know about the health system in Spain?


The health system in Spain for foreigners

French nationals living in Spain must justify their residence in Spain and their participation in the social security system if they wish to benefit from local social security. They must also be able to justify one of the following conditions in order to benefit from the health card:

  • have an employment contract in Spain or be registered as self-employed
  • be registered as a job seeker in Spain after working in Spain
  • be a beneficiary of a pension paid by a Spanish organization.

It is necessary to apply for registration on the health registers 3 months after entering The Spanish territory. Please note that dental and optical care is not covered by the Spanish public health system. Moreover, depending on the region of the country in which you are located, like other European systems, the Spanish health system is competent, but the waiting and intervention times are long.

Should I take out health insurance in Spain?

The answer is yes, no matter what your situation! Indeed, the ceilings of reimbursement of the Spanish social security do not always cover all the advanced medical costs (sometimes too low ceilings and systematic exclusion of dental and optics). In addition, many situations do not allow you to be eligible for the Spanish Insalud system.

What health insurance for Spain?

Expatriate Health Insurance in Spain

The Mondassur GoldExpat insurance policy, which can be offered in 3 offers depending on your situation, your needs and your budget, allows you to benefit, among other things, from the following benefits:

  • Supporting your health care costs in the private sector
  • Repatriation to France or a neighbouring country in the case of major interventions
  • You can choose the doctor and health facilities of your choice
  • Health coverage still valid during your temporary returns to France.

It is possible to take out expat health insurance from Spain. However, it is strongly advised to do so before you leave France, in order to benefit from the benefits as soon as possible. For more information about our GoldExpat formulas, please contact us by email or phone, we’ll be happy to help.

Student Health Insurance in Spain

Mondassur offers different formulas designed specifically for international mobility students, whether as part of an internship or a university exchange:Junior International student insurance andinsurance International Premium Access. Important services to consider include: a 24/7 medical assistance platform, direct payment in case of hospitalization, reimbursement of medical expenses at 100% of the actual costs, repatriation assistance, personal liability. These contracts also allow you to be covered during possible trips or excursions outside Spain.

Travel insurance in Spain

Depending on the criteria you are looking for, our advisors will help you find international health insurance that suits your needs and budget. Ask for a free online quote today!

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