As a digital nomad, you can work from anywhere, whether on a beach in Thailand, in a café in Hong Kong, or in a coworking space in Singapore. However, it’s essential to think about your safety, well-being and health. Indeed, a medical emergency, accident or accident can quickly become a headache if you’re not covered.
The reality of traveling and working abroad is that the healthcare system varies enormously from country to country, as does the way medical care is covered. Without the right cover, you could find yourself paying high fees or unable to access necessary care in an emergency. Long-stay foreign insurance for digital nomads for digital nomads is designed to protect you wherever you are, so you can travel with peace of mind.
What insurance should I choose for a nomad visa?
When you embark on your digital nomad adventure, it’s important to respect the requirements of your host country. Indeed, many countries require specific health coverage to issue a nomad visa, and this can vary from country to country.
Coverage tailored to your nomadic lifestyle protects you from unforeseen medical circumstances, and helps you obtain your visa (if insurance is required).
The criteria for my nomad insurance
When choosing nomad insurance, you need to make sure it offers international coverage. This is because, as a digital nomad, you are likely to travel from one country to another, and each destination may have different medical requirements or health systems.
A good nomad insurance policy should guarantee coverage in every country you travel through. Mondassur offers you flexible coverage, adjusting the amount of cover to suit local conditions.
And with an ace …………
Where should you go to become a digital nomad?
The most popular countries for digital nomads are :
- Indonesia is a popular destination for digital nomads thanks to its vibrant culture and idyllic beaches, particularly in Bali.
- Thailand is very attractive, with its affordable cost of living and numerous coworking spaces. There are no specific visas for digital nomads, but health insurance is strongly recommended for extended stays.
- Vietnam is an interesting place, with a great diversity of landscapes and cultures.
- Spain is a very popular destination, with international health insurance required for certain residence visas.
- Mexico is a very popular destination among digital nomads, thanks to its rich culture and affordable cost of living. International health insurance is required to obtain a digital nomad visa.
- Costa Rica also requires international health insurance for nomad visas.
- Estonia is a country with a lot of digital nomads, so a visa is required to obtain a nomad visa.
- The United Arab Emirates (and in particular Dubai) is a major business location with a luxurious lifestyle. Health insurance is compulsory to obtain the One-Year Remote Work Visa.
- Mauritius attracts many nomads and also requires international health insurance if you want to obtain a visa.
- Portugal is a popular destination for digital nomads, with its climate, cuisine and culture.
What does my digital nomad insurance cover?
Am I covered worldwide?
Mondassur’s digital nomad health insurance offers worldwide coverage. So you’re protected wherever you are, whatever the country or continent. The level of coverage may vary according to the geographic zone in which you take out the policy.
What happens in the event of a 2-wheeler accident?
If you travel by motorcycle, scooter or bicycle, you’ll be covered with Mondassur. All you have to do is go to a hospital for treatment.
If you need surgery or medical repatriation, you’re covered by Mondassur. You can travel with peace of mind, knowing that we cover all types of damage, whatever the situation.
Am I covered against pre-existing illnesses?
Pre-existing illnesses, such as heart problems, diabetes or other chronic health conditions, are often excluded from standard health insurance cover. However, some insurers allow them to be included for a surcharge or prior declaration. It is therefore essential to check the conditions of your contract, consult your insurer to find out whether additional coverage is possible, and understand any exclusions before you leave.
Which hospitals can I access?
With our international health insurance, you’re covered everywhere in your country of expatriation, without restriction. In fact, we don’t work with a specific network of partner doctors or hospitals.
This means you can freely consult any medical establishment, public or private, wherever you are. No matter where you are, whether in a large city or a more isolated region, you can access the care you need. So you’re totally free to choose the medical establishment that’s right for you.
How do I get my money back?
Medical expenses are reimbursed directly in your insured area, which is accessible after you sign up for insurance. This is where you can submit your invoices, prescriptions and medical records for reimbursement.
If ever you need more information or assistance with the paperwork, our team of brokers is available to help.
Am I covered in the event of an accident?
At Mondassur, we cover all types of accident, whether it’s a surfing accident, a scooter accident, or even a fall at home. We cover 100% of actual costs, with no out-of-pocket expenses.
So you can enjoy your activities with complete peace of mind, knowing that you’re protected in the event of the unexpected. We want to be by your side at the most important times, guaranteeing you comprehensive coverage with no surprises. Wherever you are, we ensure your safety and peace of mind.
