Long-stay Schengen Visa insurance : comprehensive health coverage for living in Europe
Mondassur provides health insurance for long-stay Schengen visas (over 90 days), designed for students, employees, au pairs and expatriates.
Are you planning to stay in Europe for more than 90 days? To obtain a long-stay Schengen visa or renew a residence permit, you must provide valid insurance for the Schengen area that fully complies with European consular requirements. With Mondassur, you simplify every step of the process thanks to international health insurance for long stays, officially recognized by European authorities and valid across the entire Schengen area.
Whether you are a student, an employee, an au pair, or on a long-term expatriation, we help you choose the right long-stay health insurance in Europe, including medical coverage, repatriation assistance and a certificate of compliance issued immediately after subscription.
Choose a reliable, fast and cost-effective health insurance solution to live in Europe with complete peace of mind.
Our long-stay Schengen Visa insurance in Europe
Schengen Visa Insurance Europe Access
Economical coverage for emergencies
Schengen insurance for up to 12 months.
From
34€
- Coverage of Schengen zone and European countries
- Maximum age: 90
- Covers accidents and emergencies only
- Up to €100,000 per stay
- Repatriation assistance
- Civil liability
Long Stay Visa Insurance Gold Start
Intermediary international health insurance
International health insurance for your life abroad, with a good level of cover at an attractive price.
From
30€
- Worldwide coverage
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €300,000 per year (€500,000 for the USA)
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Retiree visa insurance
Gold Visa
Balanced international health insurance for retirees abroad
Benefit from excellent coverage at the best price with our health insurance Gold Visa.
From
99€
- Worldwide coverage
- Maximum age: 75
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €100,000 per year
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Legal protection
Residence permit insurance
Gold France
Comprehensive coverage for your expatriation in France
International health insurance with comprehensive cover tailored to your stay in the Schengen area.
From
108€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per stay
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Preventive care
- Optional repatriation assistance
- Optional third-party liability
Staying in Europe for less than 90 days ?
Choose our short-stay Schengen visa insurance, ideal for tourist trips, family visits, or business travel within the Schengen area.
Need help choosing your health insurance ? Let’s talk !
Why choose Mondassur for your long-stay Schengen visa insurance ?
When you move to Europe for a long stay of more than 90 days, you don’t just pack a suitcase. You bring a life project, professional or academic commitments, administrative obligations and sometimes the unexpected. That’s why Mondassur goes beyond basic insurance. We provide comprehensive long-stay Schengen visa insurance that meets consular standards, is easy to subscribe online and perfectly adapted to your personal situation.
Whether you are coming to study, work, live abroad, or retire in Europe, our solutions guarantee reliable international health coverage, continuous protection, and peace of mind throughout your entire stay in Europe.
A recognized insurance certificate for official purposes
As soon as you subscribe, you receive an official long-stay Schengen visa insurance certificate that fully meets the requirements of European consulates and immigration authorities. This document allows you to apply for a long-stay visa or renew a residence permit with confidence. With Mondassur, you complete your administrative procedures smoothly, without stress or unnecessary delays.
Fast, 100% online subscription, accessible wherever you are
No paperwork, no travel, no complications. In just a few clicks, you can take out your long-stay Schengen visa insurance from your smartphone or computer, wherever you are in the world. You immediately receive all required documents by email, including your insurance certificate, policyholder card, and practical guide. A smooth, fully digital experience designed to simplify your move to Europe.
Comprehensive health protection for the entire duration of your stay
Travel and live in Europe with complete peace of mind thanks to reliable international health coverage. Your policy covers routine medical care, hospitalization, prescription medication, and medical emergencies throughout your stay. In the event of a serious situation, medical repatriation is organized and fully covered. Our plans adapt to your needs, ensuring long-term protection for a secure and worry-free stay in Europe.
Multilingual assistance available 24/7 across Europe
Facing a medical issue or an administrative concern? Our multilingual advisors are available 24/7 to support you in your own language. Wherever you are in the Schengen area, you benefit from responsive, human assistance, whether you need urgent hospitalization, help with lost documents or simple medical guidance.
Mondassur helps you find the long-stay Schengen visa insurance best suited to your situation, whether your stay in Europe is for:
- professional activity or employment,
- studies or academic programs,
- a long-term life project,
- or retirement abroad.
We provide clear, reliable and compliant insurance solutions, ensuring your stay in Europe for more than 90 days runs smoothly and without unexpected issues.
Compare our long-stay Schengen visa insurance policies
Are you moving to Europe for several months or more than a year? Whether your project involves studies, an internship, employment, or expatriation, choosing the right long-stay health insurance is essential.
Thanks to our clear comparison table, you can easily identify the guarantees included in each plan: emergency medical expenses, hospitalization, routine care, maternity, dental and optical care, third-party liability, and more.
Compare our offers according to your profile, destination, and budget, and subscribe to the international health insurance that allows you to obtain your long-stay Schengen visa with complete peace of mind.
All you need to know about Schengen long-stay visa insurance
To travel or live in the Schengen area, you must take out Schengen insurance that fully complies with consular requirements. This mandatory coverage includes medical expenses, hospitalization, repatriation assistance, and in some cases civil liability.
This insurance is essential to obtain a Schengen visa, whether for a short stay or a long stay. Without compliant insurance, consular authorities will refuse your visa application.
To be accepted by European embassies and consulates, your international health insurance must meet three key conditions:
- Provide at least €30,000 in medical coverage, including repatriation assistance,
- Be valid throughout all Schengen countries,
- Cover the entire duration of your stay, whether short-term or long-term.
These requirements ensure a minimum level of medical and financial protection during your stay in the European Union and associated Schengen states.
If you plan to stay in Europe for less than 90 days, Schengen Europe Access insurance is the most appropriate solution. This cost-effective Schengen visa insurance, available from €34, includes coverage for:
medical emergencies,
hospitalization,
repatriation,
civil liability.
Your insurance certificate is issued immediately after subscription and is recognized by all European consulates, allowing you to complete your visa application without delay.
For stays exceeding 90 days, Mondassur offers international health insurance solutions specifically designed for long-stay visas:
- Gold Start is ideal for students, interns, young professionals and mobile families. This plan covers hospitalization, routine medical care, emergencies, pharmacy expenses, dental care, and civil liability, starting from €30 per month.
- Gold Visa is designed for extended stays, up to age 70. It provides solid medical coverage with a €30,000 reimbursement ceiling, fully compatible with long-stay visa consular requirements. This option is also suitable for retirees or accompanying spouses.
Both plans offer flexible durations and comprehensive protection, in Europe and internationally.
Yes. Once subscribed, your Schengen visa insurance is valid in all Schengen member countries. Whether you stay in a single country or travel between several destinations such as France, Germany, Spain, or Italy, your medical coverage and assistance remain active throughout your stay.
This guarantees continuous protection, even when moving freely within the Schengen zone.
Once your subscription is finalized, you receive your compulsory insurance certificate by email, usually within a few minutes. This official document complies with consular requirements and can be submitted immediately with your Schengen visa or residence permit application.
In rare cases requiring additional verification, delivery may take up to 24 hours, but this remains exceptional.
