Italy Insurance

Whatever your situation and the reason for your longer or shorter stay in Italy: a new secondment, a new professional opportunity, an internship, a university exchange or simply a vacation, it's important to think about insurance. What do you need to know about Italy's healthcare system?

assurance sante italie

With international health insurance cover, you can stay in Italy with complete peace of mind. Whether you plan to live in Italy for an extended period as an expatriate, are an international student, or simply an occasional traveler, you can benefit from coverage tailored to your situation. Health cover will help you meet medical and hospital costs, so you don’t have to worry about a thing.

Student insurance Italy

Insurance to cover your studies in Italy.



/ month

Expatriate insurance Italy

Health insurance to cover your expatriation to Italy.



/ month

Travel insurance Italy

Health insurance to cover your trip to Italy.



/ trip

Any questions? Need advice?

Information on health insurance in Italy

assurance italie drapeau

Political system: Republic
Capital: Rome
Surface area: 301,230 km²
Population: 58.2 million
Languages spoken: Italian
Currency: Euro

Italy's healthcare system for foreigners

Coverage of your healthcare costs in Italy depends on your nationality, your situation and the length of your stay.
  • You are a European citizen living in Italy for less than a year: You can apply for an EHIC (European Health Insurance Card) before you leave. You’ll be reimbursed on the same terms as local residents. Be careful, however, as the ceilings are only adapted to public-sector rates. Italy’s national healthcare system is quite disparate from one region to the next: facilities in the north, reputed to be of better quality, are overcrowded. In addition, laboratory tests, prostheses and consultations with a large number of specialists are only partially covered. International health insurance is therefore essential, whether you’re just passing through or planning to stay in Italy for a few months for a semester of study or an internship.
  • You are an expatriate : In this case, if you wish, you can benefit from the same rights as Italians. To do this, you need a residence permit, then register with the local health authority (Azienda Sanità Locale) by presenting the following documents:
    • A valid ID,
    • Its “Codice Fiscale
    • A letter from your employer,
    • Residence permit
The Italian system is competent, but waiting times in the public sector are long, as the latter is overburdened by the number of people it has to cover. Expatriates therefore prefer to turn to private medicine, knowing that a consultation costs between €50 and €80 with a general practitioner and up to €150 with a specialist. It is therefore advisable to take out international health insurance from the 1st euro, which allows you to benefit from full coverage of your healthcare costs, and to freely choose your healthcare establishment.

Do I need health insurance in Italy?

Whether you’re simply a traveller or an expatriate in Italy, we strongly advise you to take out private insurance. Even though the public health system is generally competent, waiting times for treatment are very long. So it’s much more convenient to turn to private medicine, but the fees charged easily exceed the reimbursement ceilings set by the social security system.

Which health insurance for Italy?

Expatriate health insurance Italy The Mondassur GoldExpat insurance policy, available in 3 offers to suit your situation, your needs and your budget, includes the following benefits:
  • Coverage of your healthcare costs in the private sector
  • Repatriation to France or a neighboring country in the event of major operations
  • You can choose the doctor and health facilities of your choice
  • Health cover still valid during your temporary return to France.
Expatriate health insurance can be purchased from Italy. However, we strongly recommend that you do this before you leave France, so that you can take advantage of the benefits as soon as possible. For more information on our GoldExpat packages, please contact us by email or telephone. We’ll be delighted to help you. Student Insurance in Italy Mondassur offers a range of packages specially designed for students on international assignments, whether internships or university exchanges. Important guarantees include a 24/7 medical assistance platform, direct payment in the event of hospitalization, reimbursement of medical expenses at 100% of actual costs, repatriation assistance and civil liability. These contracts also cover you for any trips or excursions outside Italy. Italy Travel Insurance Depending on the criteria you’re looking for, our advisors will help you find the international health insurance that’s right for you and your budget. Request a free quote online today!
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