Retaining great people is one of the biggest challenges for global companies today. Replacing an employee can cost anywhere from 30% to 150% of their annual salary, especially when that employee is based overseas or has been relocated. For international teams, the cost of turnover isn’t just financial it disrupts team stability, affects morals and slows down growth. You’ll be able to take an insurance reduce turnover.
Health insurance is often seen as just another standard benefit. But when thoughtfully designed, it becomes a real tool for employee retention, motivation, and long-term loyalty. At Mondassur, we help HR teams tailor and implement international expatriate insurance coverage that meets your company’s needs and supports your employees wherever they go.

Why retention matters
Turnover isn’t just expensive it’s disruptive. It takes time to replace people, impacts team morals and increases the workload for those who stay. For international employees, the risks are even higher. Being far from home, adjusting to new healthcare systems, and relocating with a family can all add pressure. Without the right support, even your most valuable team members may decide it’s not worth staying.
Good retention leads to stronger teams, better knowledge-sharing and consistent business performance. And in today’s competitive hiring market, retention is no longer just nice to have, it’s essential. HR teams are at the forefront of this transformation. By understanding the nuances between local and international health coverage, you can create benefit strategies that meet today’s global workforce demands while preparing for tomorrow’s realities.
This is where Mondassur comes in. We work directly with companies to build benefit programs that ease the transition for international hires and support long-term loyalty. Our customizable business insurance abroad plans help reduce the stress of relocation and give employees confidence that their wellbeing is a priority.
How health insurance impacts retention and loyalty
Employees stay longer when they feel supported. In fact, 80% of workers say their health benefits influence whether they stay in a job or not. It’s not just about offering a plan it’s about offering the right one.
Today’s employees want plans that are simple to use, cover mental health and support their families. For international workers, that also means local access to care, fast reimbursements, and someone to talk to when things get complicated.
When employees trust their employer to take care of their health needs, they’re more engaged, more loyal and more willing to take on long-term assignments abroad. Understanding the difference between local or international health insurance is essential and partnering with Mondassur makes it effortless. Our tailor-made corporate health insurance plans deliver excellent value, global coverage, multilingual customer service with quick response times and fully digitalized support designed to meet the needs of your worldwide workforce.
What matters most in a health plan if you want to keep your team
- Easy access to medical care globally
- Direct billing to reduce out-of-pocket costs
- Mental health support, maternity, and chronic condition care
- 24/7 multilingual assistance
These aren’t extras, they’re essentials for international workers and their families. With Mondassur’s customizable add-ons, companies can offer targeted solutions for different employee needs, whether it’s support for chronic illness, maternity care or preventive health.
How to retain staff with the right health coverage
Start by understanding what your employees value most. Simple tools like surveys or feedback during onboarding can give clear insights into what they expect from their health coverage. From there, look for an insurance partner that offers flexibility, global reach and benefits that truly align with your team’s needs.
At Mondassur, we partner with HR teams to do exactly that. Our advisors help you assess your current benefits, identify gaps and offers a plan that delivers where it matters most. Whether you’re a small business or a multinational company, we offer scalable solutions that grow with your team.
The link between health coverage and employee retention
The numbers are clear. Comprehensive health insurance helps reduce absenteeism, improve engagement and lower turnover. According to the World Health Organization, access to quality healthcare improves productivity and job satisfaction. Companies that invest in well-structured health benefits see higher retention rates, especially when those benefits support mental health and family needs.
For global teams, strong health insurance can also make it easier to accept international assignments, knowing both their own and their family’s needs are covered. Mondassur’s international coverage gives employees that peace of mind, whether they’re relocating temporarily or settling in a new country long-term.
When it comes to keeping great employees, salary isn’t the only thing that matters. Health benefits play a huge role in how people feel about their job and whether they stay.
By offering international health insurance that meets real needs, companies can reduce turnover, boost loyalty and create a more stable, motivated team. And in a global market, that’s a competitive edge you can’t afford to miss. Mondassur is here to support you every step of the way with expert advice, tailor-made coverage and a global network designed for today’s mobile workforce.