Thailand Travel Insurance

If you're planning to travel to Thailand, it's crucial to take out the right health insurance for your situation. Medical costs in Thailand can vary considerably, and it's essential to have medical insurance that provides comprehensive coverage for your local health needs.

voyage et assurance en thailande

A land of a thousand and one elephants, between tradition and modernity, Thailand is an unspoiled culture that hides breathtaking landscapes! There’s so much to see, it’s not always easy to find your way around. So to help you get the most out of your trip, we’ve put together a checklist of must-see places you really shouldn’t miss!
And don’t forget to take out travel insurance for peace of mind. Good health cover will help you avoid financial and legal complications in the event of an accident. Mondassur can help you choose your travel insurance and advise you on the different offers available on the market, to find the formula best suited to your situation and needs.

Travel insurance
Travel Pass

Cost-effective international health insurance for your trip to Thailand.



/ trip

Travel insurance
Horizon 365

Appropriate health insurance if you travel at least twice a year.



/ year

Travel insurance
Gold Start

Our international health insurance for trips lasting more than 90 days.



/ month

Any questions? Need advice?

How to choose travel insurance for Thailand?

Travel insurance for Thailand?

The issue of compulsory travel insurance for Thailand is often raised, and this time a bill has been proposed by the Ministry of Tourism and Sports. All tourists visiting Thailand must be able to provide proof of travel insurance. With the Covid pandemic, this requirement for travel insurance in Thailand is already coming into effect more quickly…What may seem like a constraint for many travelers, is in fact a highly important and necessary step. Given the large number of travelers who still venture out without Thailand insurance, compulsory insurance seems to be the best solution.

And don’t forget to take out sound international health insurance for your trip to Thailand. Good all-risk health cover (100% reimbursement of actual medical expenses, repatriation, civil liability and luggage cover) will help you avoid financial and legal complications in the event of an accident. Depending on your needs and the criteria you’re looking for, Mondassur offers a range of travel insurance packages to give you peace of mind.

When to go to Thailand

The Kingdom of Siam is a colorful country with a wide variety of landscapes. The heir to a particularly rich local culture, the country’s geographical shape allows it to leave the Asian continent and sink into turquoise waters.
Thailand is located in the equatorial zone, and has three particularly marked seasons:

– The dry season, from November to March
– The hot season, from April to May (with temperatures around 45°C, and lots of humidity)
– Monsoon season from June to October.

Depending on what you’re looking for and what you particularly like to do on a trip, you can choose to leave in the season that suits you best. Touristically speaking, the peak season runs from November to March. This is when temperatures are mildest (between 28 and 32°C). So don’t be surprised if there’s a price difference in airfares or hotels!

What to see in Thailand

1. The Temple of the Emerald Buddha, Wat Phra Kaeo, Bangkok

Welcome to Bangkok, capital of the Kingdom of Siam! It’s hard to know where to start, as there are so many things to see and do, just about everywhere. Bangkok is a very large city, with a surface area of 1,500km2 (when you consider that Paris is 105km2), and a population of almost 10 million. You’ll find everything here: skyscrapers, gardens, bustling markets… and, of course, majestic temples!
You won’t want to miss Wat Phra Kaeo. Also known as the “Temple of the Emerald Buddha”, you won’t be able to remain indifferent to this ultra-sacred place in Thailand. Hidden in this gilded temple is a small statue of Buddha, made of dark green jadeite and adorned with gold. Its history is not an easy one: initially preserved in Chiang Rai, it found itself uncovered in 1434 after lightning struck the roof protecting it. It then travelled extensively from country to country, following the course of history, until it finally ended up at Wat Phra Kaeo in the 18th century.
Depending on the season you visit, the statue will be dressed differently. A good reason to come back!

2. Sukhothai Historical Park

A UNESCO World Heritage site, Sukhothai Historic Park was Thailand’s first capital. If you’re a history buff with an interest in Thai culture, this site is a must-see.
Divided into 3 separate zones, you can see the most beautiful stone temples and their Buddhas. You can also see the statue of King Ram Khamhaeng, inventor of Thai writing. The central part, which is the most touristy and interesting, is often visited in haste, to the detriment of the other two. Don’t miss Wat Si Chum, for example, with its huge stone Sitting Buddha. Said to be the largest stone Buddha in the country, it’s well worth the detour!
Bicycles can be rented at the entrance, which can be an interesting way of visiting the three sectors without too much walking.

3. Ayutthaya historical site

Located 75km from Bangkok, Ayutthaya is also on UNESCO’s World Heritage List. And indeed, it’s a place steeped in history and a cultural landmark in its own right, as well as being the former capital of Thailand. It wasn’t until 1767, when it was destroyed by the Burmese army, that it lost its status to the present-day capital, Bangkok. It’s home to a number of majestic temples that rival those of Sukhothai.
If you’re visiting in December, you should know that a festival is held here every year, in tribute to its historic past. On the program: processions, traditional dances, and sound and light shows!

4. Chiang Mai and its landscapes

Located in Thailand’s mountainous north, Chiang Mai is the country’s second-largest city after Bangkok. It’s an eclectic, student atmosphere where you can’t get bored, and there’s something for everyone.
If you’re a fan of temples and their prestige, stop off at Wat Phra Singh (the Temple of the Lion Buddha), Wat Ketkaram (located on the banks of the Mae Ping, this temple houses a museum with a wealth of treasures), or Wat Sisuphan (retains few of its original features, but remains an exceptional temple where you can see the Poy Lang, the enthronement of young boys).
For nature lovers, don’t miss Doi Suthep National Park, where the sacred and nature are one.
For a complete change of scenery, you can also take a trip to the Hmong villages from the summit of Doi Pui, where you can discover small markets and artisanal cafés run by the villagers.

5. A short excursion to Chiew Larn lake in Khao Sok park

Nestled in the mountains in the heart of Khao Sok Nature Park, there’s something enchanting about this lake. In the south of Thailand, between Phuket and Surat Thani, you’ll find this destination of choice for those who want to get away from the noise of the city.
Although enchanting, there’s nothing natural about this lake. Paradoxical! In fact, it was formed during the construction of the Rachabrapha Dam. The result is a stunning landscape where rocky peaks emerge from the water, in the middle of an expanse of almost 170km2. Companies specializing in ecotourism have set up shop in the surrounding area, as Khao Sok’s flora and fauna is so rich, diverse and well-preserved. A must-see!

6. Kanchanaburi and Erawan National Park

The town of Kanchanaburi is around 130km west of Bangkok, on the border with Myanmar. Film buffs will remember the memorable Bridge on the River Kwai: it was filmed there, making reference to this very spot. At the time of the Second World War, the Japanese had built a railroad between Burma and the Kingdom of Siam (also known as the “Railway of Death” due to the many casualties caused by the construction of the route), including the famous bridge to cross the river. In fact, this line is still in working order, and you can take it to admire its photogenic landscapes. Please note, however, that the train stops 150km from the Burmese border.
Kanchanburi is nestled in the heart of a fertile valley, home to numerous prehistoric caves and the famous Erawan Falls. Treks can be organized to explore the surrounding jungle and observe wildlife.

7. Kayak trip in Phang Nga, Phuket

A bit touristy, it’s true, but definitely worth the detour. Indeed, it’s the most photographed and best-known bay, thanks to its incredible rocky peaks rising dozens of meters above the turquoise water.
The sea has carved out numerous limestone caves, and it would be a shame not to visit them! James Bond himself took a tour… Kayak tours are available, and although you’ll be far from alone, there’s plenty to feast your eyes on.
A considerable number of marine and terrestrial species have made their home here, and can be seen by those who take the time to observe them: if you don’t like crowds, take a trip to the Phang Nga mangrove, which is a little less well-known but just as pleasant to kayak!

8. Friends of the Asian Elephants

It’s well known that some countries, such as Thailand, use elephants as a means of entertainment for tourists. Many of these pachyderms suffer from this exploitation and are still in chains today. Fortunately, there are shelters like this one, where animals are cared for and protected.
If you’re interested in animal protection, this is a place well worth a visit, especially as it’s not very touristy.

9. Wat Rong Khun, Chiang Rai

You think you’ve seen all of Thailand’s temples? Error. This temple has everything to surprise you: from the decorative richness to the expressiveness of its figures, there’s something extraordinary about Wat Rong Khun. Some consider it the most beautiful Buddhist temple in Asia.
The artist who created it has made it a masterpiece of modernity, a departure from the architecture hitherto applied to Buddhist temples.
To top it all off, the temple bathes in a magnificent lake populated by fish and hellish figures of all kinds. Every detail of this temple counts and invites the visitor to reflect on the teachings of the Buddhist religion.
Damaged by an earthquake in 2014, this temple is currently being renovated, but can still be visited!

10. A tanning moment on Koh-Lanta

Thailand’s islands are the object of fascination for tourists from all over the world: fine sandy beaches, transparent turquoise water, coral reefs ideal for learning to dive… No wonder they’re swarming with tourists!
Peaceful places are hard to find. The island of Koh-Lanta is a great place to live close to the water, and one that remains somewhat untouched by mass tourism! Located in southern Thailand, off the Andaman coast, it consists of two small islands. It’s an ideal place to enjoy the sun, sea, Thai cuisine and nature.
There are 9 white-sand beaches, and while many bungalows and hotels have taken up residence here, you’ll always find a quiet spot to relax!

How to get around Thailand

If you decide to take a tour of Thailand, there are several means of transport available, depending on your budget. However, if you have an accident and have to go to hospital, you won’t necessarily be able to get all the care you need on the spot. That’s why we encourage you to take out insurance covering your medical expenses and offering repatriation assistance, so you don’t end up in a tricky situation. Ask us for a free quote!

The bus

It’s THE most popular way for tourists to get around the country. In fact, Thailand’s bus network is sufficiently developed to enable you to get around at low cost to any destination, even those off the beaten track. For example, a bus journey from Bangkok to Chiang Mai (around 700 km) generally costs between 500 and 1,200 Thai baht (around 13 to 31 euros), depending on the class of bus chosen.

The train

Few travelers experience the train because it has the disadvantage, compared to the bus, of serving fewer destinations… But that’s a real injustice! This is a particularly economical means of transport in Thailand, and can be an excellent alternative to buses for very long distances. The cost of train travel in Thailand varies according to train class, length of journey, season, destination, etc. Fares are generally a little higher than bus fares, but offer a higher level of comfort. Here are some examples of fares for different types of trains in Thailand:

Local train: Local train fares are very affordable, ranging from a few baht to a few dozen baht (1 euro = approx. 40 Thai baht). For example, the local train journey from Bangkok to Ayutthaya costs around 15 baht (about 0.38 euros).
Express trains: Express trains offer a higher level of comfort than local trains, and are faster. Fares for express trains vary according to the distance traveled, but in general the cost is around 500 to 1,500 baht (around 13 to 39 euros) depending on the class chosen.
Sleeper trains: Sleeper trains are more comfortable for long journeys, and offer sleeping berths. Fares for sleeper trains vary according to the length of the journey and the class chosen. For example, a sleeper train journey from Bangkok to Chiang Mai costs around 800 to 1,500 baht (around 21 to 39 euros), depending on the class chosen.

The car

Few travelers rent a car: public transport networks are sufficiently developed and affordable to get you to the destination of your choice without taking risks. Traffic rules are not respected enough, and can be a source of constant stress.

Two wheels: motorcycle or scooter

If you rent a scooter, be aware that it is an interesting means of locomotion, but remains particularly dangerous in the area. Accidents involving foreign tourists are very frequent. We therefore invite you to take out a good health insurance policy for Thailand, so that you are at least financially and legally protected in the event of a traffic accident. We can offer you this type of insurance, so don’t hesitate to contact us for more information or to request a free online quote!

If you’re an expatriate in Thailand, there are several options for finding accommodation, such as company housing provided by certain companies, or seeking advice from specialized real estate agencies or Facebook groups. Property prices are considered affordable for expatriates, although there has been a +1000% increase in land prices in Bangkok over the last 30 years.

Furnished accommodation is also common in Thailand, and expats can find many furnished apartments and houses for rent at reasonable prices. Charges such as water, electricity and internet are often included in the monthly rent, which can simplify financial management. For a monthly rent of €350 to €500, you can find very good apartments for two people, while large apartments with 3 to 4 bedrooms can cost between €1,500 and €2,500.

Scroll to Top