Living in Mauritius and Expat Insurance

Mauritius attracts more and more expatriates with its softness, charm, quality of living environment, economic growth, cultural diversity and also its tax advantages… However, you must keep in mind some practical details: as long as you declare that you no longer reside in France permanently, you are no longer covered by social security, and often or by your mutual. So consider taking out expatriation insurance so that you and your family have good medical coverage abroad.


Working in Mauritius

Tourism is the sector that recruits the most in Mauritius with that of new technologies and communication. The free zone has created many employment opportunities, particularly in the offshore services sector. To find a job in Mauritius, it is best to consult the job offers on the internet before you leave. Word of mouth also works very well. Also be aware that, as in many foreign countries, local employment is protected, so your potential future employer will have to justify the fact that your skills are specific and could not be found among the Mauritian population. Finally, with the standard of living relatively lower, so are wages.

Staying in Mauritius

Prices depend on many criteria such as the location of the property, the quality of the construction and the services included. In all cases, the purchase price of a property or a rental is lower than in France.
Count 400 to 700 EUR for family accommodation in tourist areas, and more than double the seaside. You can rent live or through a real estate agency. Agency fees will be shared between the landlord and the tenant.

What is the cost of living in Mauritius?

With housing opportunities starting at around $200 to €300 per month, a relatively low transportation cost and a fairly reasonable food budget, living in Mauritius is not a big challenge. The cost of living is lower than in Europe but higher than in the Maghreb or Asia. Nevertheless, for expatriates who wish to have a better quality of life and/or who settle with their family, it is necessary to count at least 2500 euros per month car, including children’s schooling and leisure. Imported products are expensive, it is better to buy fruit and vegetables directly in markets rather than in supermarkets. Health costs may be lower than in Europe, but they are still expensive and the local social security system will only cover a tiny part. It is advisable, to reduce your expenses on the spot, to take out private insurance before you leave for Mauritius.

Driving in Mauritius?

Since Mauritius is a former British colony, traffic is on the left. The rental car is the ideal means of transportation to visit the country. To rent a car in Mauritius, you must be at least 21 years old (varies according to vehicle category) and have had a driver’s license for more than one year. Speed is limited to 40 km/h in the city, 80 km/h on roads and 110 km/h on motorways. The fatality rate is quite high. The main roads are relatively good, but the secondary roads are very narrow.
The French permit is recognized in Mauritius. The Traffic Office, in Port-Louis, issues a Mauritian licence, to be renewed every year, upon presentation of the French permit. The procedure is free and done during the day.

Hygiene and eating habits in Mauritius

Hygiene is variable in restaurants, markets and stores. It is not advisable to drink tap water (contamination of the distribution network), it is preferable to drink imported bottled water: Evian, Vittel.

There is a risk of ciguatera (risk of scratching) in Mauritius. Avoid eating fish species locally known to be toxic. Ask for advice from fishermen. It is recommended to gut the fish thoroughly. Do not eat the head, the eggs, the viscera, especially the liver, which are more toxic than the fillets.

Choosing health insurance for Mauritius

As an expatriate, you usually have two options available to you in terms of health insurance: either you choose to contribute to the Caisse des Français abroad (CFE) which is the equivalent of social security and to take a complementary health to cover all medical expenses that could be incurred and to benefit from additional guarantees. Either you choose to go only through private health insurance, with formulas called “first euro”. Mondassur offers both complementary contracts and comprehensive health insurance that is self-sufficient: GoldExpat Access, GoldExpat Safe, GoldExpat Premium. Don’t hesitate to make a first quote online and contact us if you have any questions!

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