Italy Health Insurance
Whatever your situation and the reason for your stay in Italy for more or less time: a new position, a new professional opportunity, an internship, a university exchange or simply a holiday, it is important to think about to make sure. What do you need to know about the health system in Italy?
Italy’s health system for foreigners
The cost of your health care in Italy depends on your nationality, your situation, and the length of your stay.
- You are European and live in Italy for less than one year:
You have the option to apply for the EHIC (European Health Insurance Card) before your departure. You will be reimbursed under the same conditions as the premises. Be careful, however, as the ceilings are only adapted to public sector rates. However, italy’s national health system is quite disparate by region: the northern establishments, which are deemed to be of better quality, are congested. In addition, laboratory examinations, prostheses, consultations with a large number of specialists are only partially taken care of. International health insurance is therefore required, whether you are simply passing through or planning to stay in Italy for a few months during a semester of study or an internship.
- You benefit from seconded status in Italy because of your employer:
You will continue to benefit from the social security of your home country. However, you will need additional international health insurance to be adequately covered.
- You are an expatriate:
In this case if you wish you can enjoy the same rights as the Italians. For this you need a residence permit, then register with the local health authority (Azienda Sanità Locale) by presenting the following proofs:
- A valid ID,
The Italian system is competent, but waiting times in the public sector are long, the latter being overworked by the number of people to be covered. Expats therefore prefer to resort to private medicine, knowing that a consultation costs between 50 and 80 euros with a general practitioner and up to 150 with a specialist.
It is therefore advisable to take out international health insurance at the 1st euro which allows you to benefit from the full cost of your health care, and to freely choose your healthcare institution.
Should I take out health insurance in Italy?
Whether you are a simple traveller or an expatriate in Italy: we strongly advise you to take out private insurance. Indeed, even if the public health system is generally competent, the waiting times before being taken care of are very long. It is therefore much more practical to turn to private medicine, but the rates charged easily exceed the reimbursement limits provided by social security.
What health insurance for Italy?
Expatriate Health Insurance in Italy
The Mondassur GoldExpat insurance policy, which can be offered in 3 offers depending on your situation, your needs and your budget, allows you to benefit, among other things, from the following benefits:
- Supporting your health care costs in the private sector
- Repatriation to France or a neighbouring country in the case of major interventions
- You can choose the doctor and health facilities of your choice
- Health coverage still valid during your temporary returns to France.
It is possible to take out expat health insurance from Italy. However, it is strongly advised to do so before you leave France, in order to benefit from the benefits as soon as possible. For more information about our GoldExpat formulas, please contact us by email or phone, we’ll be happy to help.
Student Health Insurance in Italy
Mondassur offers various formulas designed specifically for international mobility students, whether as part of an internship or a university exchange: Junior International and Premium Accessstudent insurance. Important services to consider include: a 24/7 medical assistance platform, direct payment in case of hospitalization, reimbursement of medical expenses at 100% of the actual costs, repatriation assistance, personal liability. These contracts also allow you to be covered during possible trips or excursions outside Italy.
Travel insurance in Italy
Depending on the criteria you are looking for, our advisors will help you find international health insurance that suits your needs and budget. Ask for a free online quote today!