Italy Insurance
Whatever your situation and the reason for your longer or shorter stay in Italy: a new secondment, a new professional opportunity, an internship, a university exchange or simply a vacation, it's important to think about insurance. What do you need to know about Italy's healthcare system?
With international health insurance cover, you can stay in Italy with complete peace of mind. Whether you plan to live in Italy for an extended period as an expatriate, are an international student, or simply an occasional traveler, you can benefit from coverage tailored to your situation. Health cover will help you meet medical and hospital costs, so you don’t have to worry about a thing.
Student insurance Italy
Insurance to cover your studies in Italy.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Italy
Health insurance to cover your expatriation to Italy.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Italy
Health insurance to cover your trip to Italy.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of luggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need advice?
Information on health insurance in Italy
Political system: Republic
Capital: Rome
Surface area: 301,230 km²
Population: 58.2 million
Languages spoken: Italian
Currency: Euro
Italy's healthcare system for foreigners
- You are a European citizen living in Italy for less than a year: You can apply for an EHIC (European Health Insurance Card) before you leave. You’ll be reimbursed on the same terms as local residents. Be careful, however, as the ceilings are only adapted to public-sector rates. Italy’s national healthcare system is quite disparate from one region to the next: facilities in the north, reputed to be of better quality, are overcrowded. In addition, laboratory tests, prostheses and consultations with a large number of specialists are only partially covered. International health insurance is therefore essential, whether you’re just passing through or planning to stay in Italy for a few months for a semester of study or an internship.
- You are seconded to Italy by your employer: You will continue to be covered by the social security system in your home country. However, you will need additional international health insurance to be adequately covered.
- You are an expatriate :
In this case, if you wish, you can benefit from the same rights as Italians. To do this, you need a residence permit, then register with the local health authority (Azienda Sanità Locale) by presenting the following documents:
- A valid ID,
- Its “Codice Fiscale
- A letter from your employer,
- Residence permit
Do I need health insurance in Italy?
Whether you’re simply a traveller or an expatriate in Italy, we strongly advise you to take out private insurance. Even though the public health system is generally competent, waiting times for treatment are very long. So it’s much more convenient to turn to private medicine, but the fees charged easily exceed the reimbursement ceilings set by the social security system.
Which health insurance for Italy?
- Coverage of your healthcare costs in the private sector
- Repatriation to France or a neighboring country in the event of major operations
- You can choose the doctor and health facilities of your choice
- Health cover still valid during your temporary return to France.
