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Understanding Mutuelles and Top-Ups for Expats

Understanding French healthcare is challenging, especially for expatriates. A common misconception is that the state healthcare coverage, accessed via the “carte vitale,” is all-encompassing, leaving no need for additional insurance. However, that opinion is shared by only 5% of French people! 95% of French nationals opt for a “mutuelle”, a complementary or “top-up” private health

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Insurance for Long-Term Resident (LTR) Visa in Thailand

To attract international talent and investors, the Thai government has created the Long-Term Resident (LTR) Visa. This program facilitates the settlement of foreigners wishing to live, work or invest in Thailand. It offers exclusive advantages in terms of taxation and work permits. This visa does, however, require you to take out expatriate insurance in Thailand.

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