Whether you’re heading to Japan for work, study or a dream vacation, having the right health insurance is essential. Japan has a high-quality healthcare system, but it can be expensive for foreigners without proper coverage. To avoid unexpected medical bills and travel worries, it’s smart to secure or expats insurance tailored for your needs.
At Mondassur, we help travelers and expats find the right protection, so you can focus on enjoying Japan with peace of mind.
Political system: Constitutional monarchy
Capital: Tokyo
Surface area: 377,972 km²
Population: 124 millions
Languages spoken: Japanese
Currency: Yen
Do I need health insurance for Japan ?
Yes, health insurance is mandatory for Japan, even for temporary residents. Japan creates new visas to attract foreigners. Foreign nationals staying in Japan for more than 3 months are generally required to enroll in the National Health Insurance (NHI) system. However, this may not cover all medical services or repatriation in case of serious illness or injury. That’s why many visitors and expats choose private health insurance that includes:
- Emergency medical treatment
- Hospitalization costs
- Medical evacuation and repatriation
- Civil liability coverage
- Prescription medication
- Maternity and dental
Why consider private health insurance in Japan?
Here are few reasons to invest in private health insurance:
- Avoid high out-of-pocket expenses for surgeries, hospital stays and specialists’ consultations.
- Get access to private hospitals
- Ensure coverage outside Japan, especially for frequent travelers in Asia.
- Emergency repatriation
Choosing private health insurance with Mondassur means having a plan that fits your needs, whether you’re in Japan for a few months or several years. Our team helps you compare trusted options so you’re covered wherever life takes you.
Visa requirement for Japan
If you’re from countries like the U.S., U.K., Canada, Australia or many EU nations, you may enter Japan visa-free for up to 90 days for tourism or short business trips. For longer stays (work, study, etc.), you’ll need a specific visa and proof of health coverage is often required.
Always check the official Japanese Immigration Services website or your local Japanese embassy for the latest visa and insurance requirements.
Recommended vaccinations for Japan
While Japan doesn’t require any vaccines for travelers, here are recommended immunizations based on CDC and WHO guidance:
- Routine vaccines: Diphtheria, Tetanus, Pertussis, MMR
- Seasonal flu vaccine: Recommended if you travel during flu season (November to March)
- Hepatitis A & B: especially for long-term stays
- Japanese Encephalitis: if staying in rural areas for 1+ month
- Rabies: for remote regions or wildlife exposure
These can help protect your health while navigating Japan’s urban or rural landscapes.
Types of insurance coverage for foreigners in Japan
Depending on your reason for staying in Japan, here are the most common types of international health insurance plans:
- Travel insurance: Ideal for short stays, vacations, or business trips
- Student health insurance: Designed for international students, language school attendees, or exchange programs
- Expat insurance: Tailored for long-term stays related to work, relocation, or joining family
Each plan should offer comprehensive coverage, including medical care, hospitalization, emergency repatriation, and civil liability.
At Mondassur, we offer specialized plans for each of these categories, helping you find the best value for your budget and travel profile.
Get free quote for health insurance in Japan
At Mondassur, we specialize in international health insurance solutions tailored for all types of travelers and expats in Japan, whether you’re visiting short-term, relocating for work, studying or on a working holiday. Our experts can help you compare policies and choose the best health coverage based on your specific needs and length of stay.
Get your free Japan health insurance quote now and travel with peace of mind.
