Expatriate insurance from 1 euro
Gold Expat
With our Gold Expat policy, you benefit from uninterrupted cover in your country of expatriation, as well as for your private or professional stays abroad and in your home country. With this international health insurance, you benefit from comprehensive coverage from the 1st euro.
Do you live abroad and need comprehensive health insurance that covers you from the veryfirst euro? Are you planning to live or work abroad and looking for private health insurance for your expatriation? We recommend our Gold Expat insurance at the1st Euro for coverage abroad at a good price/guarantee ratio. This insurance can be adapted to your needs and your budget, as it is available in 3 different levels of cover.
Expatriate Gold Insurance
Expat Access
1st Euro
Cost-effective medical coverage
Economical expatriate insurance with balanced cover.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €180
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance
Gold Expat Safe
1st Euro
Balanced international health insurance
Expatriate insurance with a good cover/price ratio and high levels of coverage.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €230
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance
Gold Expat Premium
1st Euro
The most comprehensive expatriate insurance!
Expatriate insurance with superior coverage.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
International health insurance for expatriates
I'm looking for international health insurance at 1 euro for my expatriation
GoldExpat international health insurance covers you for up to 100% of actual costs for hospitalization and up to 90% for routine medical treatment, with high reimbursement ceilings adapted to foreign countries.
Our Gold Expat policy is an international health insurance solution offering excellent value for money. This insurance is suitable for countries where medical costs are very high, such as the USA or Canada. You benefit from effective accident and illness cover with no advance payment for hospitalization and no deductible.
GoldExpat insurance at 1er Euro is modularallowing you to add different optionsas additional guarantees for optical and dental care or a third-party liability and repatriation assistance. You also have the option of taking out certain options with enhanced reimbursement ceilings, such as Dental/Optical Plus, Maternity Plus and Well-Being (covering the cost of alternative medicine, psychology, etc.).
What are the advantages of Gold Expat international health insurance?
- From 93 Euros per month
- Efficient, flexible international insurance from Euro 1 for all budgets
- Quick and easy subscription with an online personal space
- A 24/7 worldwide assistance platform
Other GoldExpat benefits include :
- Direct payment in the event of hospitalization
- Free choice of doctors and hospitals abroad, no deductible constraints
- Free access to a database of quality medical practitioners and facilities worldwide, with prices negotiated for you
- E-claiming to facilitate the reimbursement of medical expenses
- Free translation of your claims.
- Coverage of medical expenses for business trips and vacations abroad.
- Excellent warranty/price ratio, among the most affordable on the market
- Response to your e-mails within 24 working days
- Financial strength of leading international insurance partners
How does Gold Expat protect you abroad?
- Financial risk: healthcare costs vary widely from country to country, and can be very high in some countries. A day’s hospitalization can cost up to €10,000 in North America. GoldExpat covers your healthcare costs and pays directly in the event of hospitalization. With the optional contract, your dental and optical expenses are also covered.
- The risk of access to medicine: in some countries, public structures do not always allow for a choice of doctor or hospital, and access to care can take a long time. GoldExpat reimburses private medical care, with a free choice of doctor or hospital, anywhere in the world.
- The legal risk: in some countries, a simple traffic accident can result in imprisonment. Any court summons is an unsettling situation, and this feeling is heightened in an unfamiliar foreign context. GoldExpat offers optional legal assistance and civil liability coverage.
- Health risks: in some parts of the world, medical facilities are very limited, and access to care must remain possible in a satisfactory medical environment. GoldExpat offers optional repatriation assistance to make up for local shortcomings
How do I take out Gold Expat insurance?
Formalities are kept to a minimum and include the following steps:
- Send the completed application form with the medical questionnaire.
- Please enclose a copy of your passport and your bank details for reimbursement purposes.
- Indicate the desired payment method. Subscriptions can be made by email. To confirm your membership, please send us the documents by post.
Don’t hesitate to contact us with any questions you may have about this insurance. Our multilingual team is at your disposal by phone, email or Whatsapp.
What are the conditions for taking out Gold Expat insurance?
- Cover takes effect on receipt of the application form, medical questionnaire, bank details, copy of passport, payment of premiums and acceptance by the insurer.
- The beneficiary of the contract is insured as soon as he registers:
- immediately for care and hospitalization due to accidents and unexpected illnesses
- after 3 months for all other medical treatment and hospitalization,
- after 6 months for treatment and prostheses, including dental, orthodontic and optical,
- after 10 months for maternity.
These deadlines can be waived if a health insurance policy was previously taken out and cancelled less than a month ago, except for maternity.
- The contract is taken out for one year, renewable by tacit agreement, and can be terminated with two months’ notice, depending on the contract’s guarantees.
- Membership fees are payable quarterly, half-yearly or annually by bank transfer, French cheque, Visa or Mastercard, or by direct debit (from a European account only).
How does Gold Expat international health insurance work?
In the event of hospitalization, you pay nothing in advance. The hospital is freely chosen by the beneficiary. You need to contact the 24/7 medical platform, which will send a claim form and pay the hospital directly.
Other medical expenses are reimbursed promptly by bank transfer, based on receipted invoices. Refunds can be consulted via the Internet.
The doctor (general practitioner and specialist) and medical practitioners are freely chosen by the beneficiary.
For CFE policyholdersMondassur has set up a “one-stop shop” for its international policyholders, enabling you to send in your claims via your CFE personal space and obtain reimbursement from both CFE and Mondassur complementary insurance.
Why choose Mondassur?
- Health insurance for expatriates, whatever your nationality and whatever your destination, from the1st Euro spent.
- Top-level multilingual service to support you throughout your contract.
- A free analysis of your needs to find the most suitable insurance package for your budget.
- Tailor-made guarantees so you can pay the right price for your budget.
- The financial strength of leading international insurance partners
- A la carte insurance with 3 coverage options: Expat Premium, Expat Safe, Expat Access.
- Reimbursement of dental care, optical care and optional preventive and maternity cover with higher ceilings (optional).
- Insurance that can cover your pre-existing conditions.
