Expat insurance in addition to the CFE: GoldExpat Premium CFE

You live abroad and need comprehensive health insurance that covers you in addition to the CFE (Caisse des Français abroad)? Are you going to live or work abroad and are looking for private health insurance for your expatriation? We recommend our GoldExpat Premium insurance in addition to the CFE to benefit from better guarantees on the market at a very competitive rate. This insurance is especially suitable for countries where the medical cost is very high, such as the United States or Canada. With this contract, you benefit from effective coverage in case of accidents and illnesses without advance hospitalization costs and without deductible. Don’t hesitate to check out our other GoldExpat formulas in addition to the CFE.

Who can buy our GoldExpat Premium CFE insurance?

You are an expatriate or have a final plan to leave abroad, you are a member of the CFE (Caisse des Français abroad) and would like to take out international insurance complementary to the CFE? GoldExpat insurance can be purchased by anyone living outside their country of nationality, moving to or living abroad and outside their country of origin, regardless of the duration. Whether you are self-employed, salaried, restaurateur … you can benefit from GoldExpat insurance in addition to the CFE.

Your benefits with GoldExpat Premium CFE International Health Insurance

Other benefits of GoldExpat

• Direct payment in case of hospitalization
• Free choice of doctors and hospitals abroad,no deductible constraints
• Free access to a base of quality practitioners and medical institutions worldwide with negotiated prices for you
• E-claiming to facilitate the procedure for reimbursement of medical expenses
• The free translation of your claims.
• The assumption of your medical expenses during your business trips and your holidays abroad.
• Excellent guarantee/priceratio, among the most accessible on the market
• Reply to your emails within 24 hours
• Financial strength of leading partners in international insurance

Your guarantees with GoldExpat Premium in addition to the CFE

The GoldExpat Premium CFE insurance has an excellent guarantee/price ratio. This is expatriation insurance that offers the bestcoverage. You benefit from coverage at 100 of the actual costs for hospital and maternity expenses. Medical visits (general is or specialist), radios, medical analyses and pharmaceutical costs are covered at 90 of the actual costs with excellent coverage caps.

The GoldExpat Premium CFE insurance is flexible,allowing you to add differentoptions, such as additional guarantees for optical and dental expenses or a civil liability and repatriation assistance. You can also take out certain options with enhanced reimbursement limits such as Dental and Optical plus Plus, Maternity Plus or Wellness (taking care of your alternative medicine costs, psychologist etc).

How does GoldExpat protect you abroad?

• Financial risk: Health costs vary widely from country to country and can be very high in some countries. A day’s hospitalization can reach 10,000 euros in North America. GoldExpat pays for your health care and pays directly in case of hospitalization. By choosing the contract with option, your dental and optical expenses are also covered.
• The risk of access to medicine: public structures in some countries do not always allow the choice of doctor or hospital, and access times for care can be very long. GoldExpat reimburses the care provided by private medicine, with the free choice of doctor or hospital, all over the world.
• Legal risk: In some countries, a simple traffic accident can lead to incarceration. As any court summons is a destabilizing situation, this feeling is reinforced in a context unknown abroad. GoldExpat offers an optional guarantee of legal assistance and civil liability.
• Health risk: In some parts of the world, medical facilities are very limited and access to care must remain possible in a satisfactory medical environment. GoldExpat offers optional repatriation assistance guarantees to address local shortfalls

How much does GoldExpat Safe Health Insurance cost to supplement the CFE?

The price of GoldExpat International Health Insurance varies depending on your country of expatriation and your family situation (individual or family)

How do I purchase GoldExpat Premium insurance in addition to the CFE?

The formalities are kept to a minimum and include:

1. Send the completed membership form with the medical questionnaire.
2. Attach a copy of your passport and RIB for the implementation of refunds.
3. Include the desired payment method. Subscriptions can be done by email. To confirm your membership you will then have to send us the documents by mail.

Please contact us and ask us all your questions about this insurance. Our multilingual team is available by phone, email or Whatsapp.

What are the terms and conditions of GoldExpat Premium CFE insurance?

• The guarantees take effect upon receipt of the subscription slip, medical questionnaire, bank identity statement, a copy of the passport, payment of contributions and after acceptance of the insurer.
• The beneficiary of the contract is insured as soon as he is registered:
  • immediately for care and hospitalization due to accidents and unforeseen diseases
  • after 3 months for all other illness and hospitalization care,
  • after 6 months for care and dentures including dental, orthodontics, optics,
  • after 10 months for maternity.

These waiting periods can be waived if health insurance was previously purchased and terminated for less than a month, except for maternity.

• The contract is signed for a renewable year by tacit agreement and can be denounced with two months’ notice according to the guarantees of the contract.
• Contributions are payable quarterly, semi-annually or annually by bank transfer, French cheque, Visa or Mastercard bank card, or direct debit (from a European account only).

How does GoldExpat Premium International Health Insurance work in addition to the CFE?

In case of hospitalization, you have nothing to advance. The hospital is freely chosen by the beneficiary. You should contact the 24/7 medical platform, which sends care and pays the costs directly to the hospital.

Refunds of other medical expenses are made, on invoices paid, very quickly, by bank transfer. Refunds can be accessed via the internet.
The physician (general practitioner and specialist) and medical practitioners are freely chosen by the beneficiary.

For policyholders who are members of the CFE, Mondassur has provided its international policyholders with a “one-stop shop” allowing you to send your claims to Mondassur and obtain from us the reimbursement of the CFE and that of the Mondassur.

Why Mondassur?

• Health insurance for expatriates regardless of your nationality and for all destinations from the^1st Euro spent.
• A high-level multilingual service to accompany you throughout your contract.
• A free analysis of your needs to find the most appropriate insurance formula for your budget.
• Bespoke guarantees that allow you to pay the price that fits your budget.
• The financial strength of leading partners in international insurance
• A la carte insurance with 3 coverage packages: Expat Premium, Expat Safe, Expat Access.
• Reimbursement of dental, optical and optional preventive and maternity care with higher ceilings (optional).
• Insurance that can cover your pre-existing conditions.