I’m going in Erasmus, what student insurance do I need?

Do you dream of travelling, discovering a new culture, making friends from all over the world (and studying abroad)? The Erasmus programme is for you and you are right to try the adventure! It’s a very rewarding experience. This will allow you to mature enormously in the space of a few months. This programme will benefit from the European recovery plan after the Covid-19 pandemic and offer many opportunities in the years to come.

Before you leave, consider taking out international student insurance so that your stay is peaceful. This type of insurance can complement the coverage you will be able to benefit from with the insurance of your country of origin which operates under certain conditions outside your country of origin.

erasmus insurance

Prepare well for your start in Erasmus

As an Erasmus student, student social security covers you abroad. But beware, this is not the vital card that you will need to use but the European Health Insurance Card (EHIC)whose application must be made at least 15 days before departure.

Thanks to the EHIC, your medical expenses will be partly covered by social security. Please note that all your expenses will not be reimbursed because the European Health Insurance Card is not sufficient to cover your health costs abroad. In France medical costs are among the cheapest in Europe. Our European comrades charge much higher rates.
For example, to supplement your health reimbursements, you can take out student insurance abroad with a much higher reimbursement rate.
For example, at Mondassur, you are offered to subscribe to Junior International. This contract covers in addition to the European health insurance card, 100% of the actual costs and without deductible. You will also be covered in case of repatriation which is never covered by the EHIC. Thus, for a visit to the doctor in Germany at 76 euros, the social security will reimburse you 16 euros, Mondassur reimburses you the supplement: you will not have to pay anything!

How does the student insurance Erasmus function ?

You can also take out the international student insurance Gold Student available in 3 levels of coverage: Backup, Budget or Global if you are not sure if you can benefit from the insurance of your home country or if you do not want to bother sending your claims to your local insurance first. With Gold Student International Insurance, you have access to your personal online account to file your claims and access all your coverage information in Europe and around the world.

The main guarantees of Erasmus Student Special Insurance:

  • Hospitalization costs are covered at 100% of actual costs
  • Medical expenses are covered at 100% of the actual costs
  • Personal Responsibility
  • Repatriation assistance
  • The cancellation of the flight, the loss or deterioration of the luggage are compensated up to 3,000 euros (for Junior insurance plan only)
  • Education costs are reimbursed in case of interruption of studies (for Junior insurance plan only)
  • Legal fees: Legal fees: 3,000 euros, criminal bail: 30,000 euros (for Junior insurance plan only)

How much does the Erasmus student insurance cost ?

Our contract is available from €27 per month. You can ask for a quote and buy your Eramsus health insurance online: it’s quick and easy!
You will then receive all your documents and certificate on your email address.

For further information you can also call our customer advisors available from 9am to 6pm, Monday to Friday.

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