Summer vacations: travel insurance tips

Thanks to its expertise in travel insurance, Mondassur was interviewed by News-Assurance Magazine. At the end of this interview, here are some valuable tips for choosing the right travel insurance for your summer vacations.


Some criteria to consider

To choose your travel insurance, you need to take into account your travel destination. For example, for insurance in the USA or Australia, where medical costs are very high, travel insurance should offer better cover than insurance for Africa, a less expensive continent.

Next, you need to choose according to the length of your trip. Some insurances cover up to 30 days, others up to 60 days or 90 days, which is generally the maximum for temporary trips.

The purpose of the stay must also be taken into account, whether it involves tourism, trekking, a vacation where dangerous sports may be practised…

Choosing the right contract

Travellers should choose their contract according to the level of protection they require. It is advisable to take out something comprehensive that automatically covers medical expenses, not just repatriation assistance. repatriation assistance . We also recommend third-party liability coverage and baggage protection.

What’s more, many people think they’re completely protected by their bank card travel insurance. This is not always the case, as there are very restrictive conditions of application, such as having paid for your trip with your credit card. The duration of the trip, for example, is capped and cover is limited.

Finally, many people think they can count on their social security system to cover treatment abroad, wherever they go. Social security reimburses medical expenses abroad on the basis of national rates. This can make a significant difference to the policyholder’s costs from one country to another.

Before you leave on vacation, don’t forget travel insurance for you and your family!

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