erasmus student insurance

I’m going on an Erasmus trip. What student insurance do I need?

Have you ever dreamed of traveling across Europe, immersing yourself in a different culture and making friends with students from all over the world while studying abroad? The Erasmus program is designed to give you exactly that and much more. Seize the opportunity for an adventure that promises to be as rewarding as it is exceptional. Thanks to the European recovery plan set up in response to the Covid-19 pandemic, the Erasmus program is set to offer even more opportunities in the years ahead.

Before embarking on this adventure, think about your safety and well-being by taking out international student insurance. This kind of insurance complements the coverage already provided by your home country’s insurance, which may have certain limitations outside your national borders.

Preparing for your Erasmus trip

Find out more about your destination

  • Culture and language: Familiarize yourself with the local culture and start learning the language if you don’t already speak it. This will facilitate your integration and enrich your experience.
  • Education system: Find out more about the education system and teaching methods in your host country. This can vary considerably from country to country.


Start looking for accommodation early. Options can include university residences, shared flats or private apartments. Use the resources provided by your host university and social networking groups dedicated to Erasmus students.


  • Budget: Draw up a provisional budget for your stay, taking into account tuition fees (if applicable), accommodation, food, transport and leisure activities.
  • Scholarships and financial aid: Find out about Erasmus scholarships and other forms of financial aid available.

Documents and administrative formalities

Make sure you have all the necessary documents: identity card/passport, visa (if required), European health insurance card, university registration documents, etc.
Find out about the formalities for enrolling at your host university and obtaining a visa if you are leaving outside the Schengen area.

Basic health cover: the European Health Insurance Card (EHIC)

As an Erasmus student, you benefit from student social security coverage abroad. However, to do this, you won’t need your Vitale card, but the European Health Insurance Card (EHIC), which you should apply for at least 15 days before your departure. The EHIC will cover part of your medical expenses in the host country, but please note that medical costs can be significantly higher outside France.

For complete coverage: GoldStudent

For complete peace of mind, Mondassur offers you GoldStudent insurance, specially designed to supplement your health reimbursements and ensure your repatriation. This low-cost offer is an addition to our range, which also includes GoldStudent Backup, Budget, and Global, for those who want more extensive coverage or who can’t benefit from insurance in their home country.

The advantages of our Erasmus insurance :

  • Hospitalization costs are covered at 100% of actual costs.
  • Medical expenses are covered at 100% of actual costs.
  • Civil liability.
  • Repatriation assistance

How does Erasmus student insurance work?

With Mondassur, getting the student insurance protection you need has never been easier. You can get a free, personalized quote and explore the various coverage options designed to meet a wide range of needs and budgets. Whether you’re planning a semester in Spain or a full year in Germany, we have a tailor-made solution for you, and once you’ve chosen the package that suits you best, it’s just a few clicks away. Immediately afterwards, all the documents you need for your Erasmus insurance are sent to you. So even before you pack your bags, you’ll be perfectly covered and ready to go. Once registered, you will have access to your personal online space. This dedicated space will enable you to manage your insurance with ease, wherever you are in the world.

We understand that traveling and studying abroad can come with its share of surprises and unforeseen events. That’s why our dedicated support team is always ready to offer you the help and advice you might need. Whether it’s a quick question or more complex situations requiring personalized assistance, we’re here to ensure your Erasmus experience is as rewarding as it is stress-free.

How much does Erasmus student insurance cost?

Our Erasmus insurance offers start at just €27 per month, tailored to your profile and your adventures abroad. Whether your studies take you across Europe or beyond, the cost of your insurance will reflect your personal needs, your age, and your destination. With Mondassur, you’ll benefit from tailor-made protection designed to accompany you everywhere, without weighing down your budget.

For further information, you can also call our customer advisors, available from 9am to 6pm, Monday to Friday.

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