Student Insurance Hong Kong
Many international students choose Hong Kong as their study destination because of the reputation of its universities, its multicultural environment and its modern infrastructure. Leading institutions such as the University of Hong Kong and the Chinese University of Hong Kong offer a diverse range of academic programs. Be aware that foreign students are required to take out health insurance to comply with university requirements, given the high medical costs in Hong Kong.
If you are planning to study in Hong Kong, take out international student health insurance. This will facilitate your administrative procedures and guarantee your financial security. Get a free quote for student health insurance in Hong Kong now. Get a free quote for your international student insurance today!
Hong Kong Student Backup Insurance
Cost-effective international health insurance for emergencies.
From
27€
- Worldwide coverage
- Maximum age: 30
- Covers emergencies and accidents only
- Up to €50,000 per year
- Repatriation assistance
- Civil liability
- Individual protection
Student Insurance Hong Kong Student Budget
Health insurance with a good cover/price ratio.
From
37€
- Worldwide coverage
- Maximum age: 30
- Covers emergencies and accidents
- Covers 100% of routine medical care
- 100% hospitalization coverage
- Up to €150,000 per year
- Standard dental and optical expenses up to €350
- Contraception coverage + vaccines
- Maternity care
- Insurance in addition to RAMQ for access to private practitioners and clinics
- Repatriation assistance
- Civil liability
- Individual protection
Student Insurance Hong Kong Student Global
Our most comprehensive international health insurance.
From
45€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers 100% of routine medical care
- 100% hospitalization coverage
- Up to €250,000 per year
- Higher ceilings per routine medical procedure
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Any questions? Need advice?
How do I choose a student insurance policy for Hong Kong?
Can I benefit from public health insurance as a foreign student in Hong Kong?
As an international student in Hong Kong, you may be able to take out the Hong Kong government’s public health insurance scheme, known as the “Hong Kong Hospital Authority (HA) – Healthcare Protection Scheme” or “HPS”. However, your eligibility will depend on several criteria, including your student visa, the length of your stay in Hong Kong and other specific conditions. In addition, you will have to pay a fee and complete the corresponding application formalities.
If you don’t meet the eligibility criteria, or if you’re looking for more comprehensive coverage right from the start of your stay, you can take out international health insurance, such as“GoldStudent“. This insurance covers all your healthcare expenses from the very first day of your arrival, offering real peace of mind. Get a free quote for this international student insurance!
Health insurance for foreign students in Hong Kong?
Once in Hong Kong, you can choose between three health insurance options: Hong Kong private health insurance, international health insurance and public health insurance.
Private health insurance in Hong Kong comes with certain constraints, including high deductibles, limited reimbursement ceilings and sometimes extended waiting periods. Coverage conditions for beneficiaries can also vary considerably from one contract to another. What’s more, its coverage is limited to Hong Kong. This means that if you decide to travel or explore other destinations, you won’t be covered.
International student insurance, on the other hand, is a more affordable option, especially suited to students’ budgets. Our advisors are multilingual, making it easy to communicate in your preferred language. What’s more, you can take out this insurance well in advance of your departure, eliminating this worry from your to-do list. The main advantage is that this insurance offers worldwide coverage, which means you’ll be protected wherever you choose to travel. Our GoldStudent health insurance is the most comprehensive and cost-effective option for your study stay.
How much does international student insurance cost in Hong Kong?
The cost of the insurance you choose will depend on a number of key factors, including the length of your stay, your age, your specific health needs and other relevant criteria. Generally speaking, for quality coverage offering comprehensive and reliable care, you can expect rates starting from €31 per month. To give you a more concrete idea of costs, a standard consultation with a general practitioner in Hong Kong costs around €70.
This international student insurance includes medical expenses coverage of up to €250,000, 100% hospitalization and routine medical care, as well as dental and optical cover. What’s more, you’ll benefit from repatriation assistance and third-party liability insurance, two essential elements for international students. To evaluate your options, get a free quote for your international student insurance today!
Do I need health insurance to obtain my study visa in Hong Kong?
All foreign students need a visa to travel to Hong Kong, whether on an exchange program or for full-time study. To obtain this visa, students must submit various documents and vouchers to the immigration department, including:
– Proof of health insurance in Hong Kong.
– Application form to study in Hong Kong.
– A recent passport photo.
– Photocopy of your valid travel document.
– A letter of admission from the educational institution.
– Photocopy of proof of accommodation.
– Photocopy of proof of your financial situation.
Taking out student health insurance is very important when you plan to study abroad, especially in Hong Kong, where medical costs are exorbitant. An illness or injury could quickly deplete your financial resources, so you need to be careful and take out international student insurance!
