China Student Insurance
We'll guide you in obtaining the health insurance you need for your university stay in China.
China is home to some of the world’s most prestigious universities, including Tsinghua University and Peking University. These institutions are globally recognized for their academic excellence, innovative research, and high-quality programs. Studying in China means gaining access to a truly world-class education and experiencing life in one of the most dynamic countries in Asia.
But before you begin this exciting journey, there’s one essential step: Take out health insurance for China.
Having the right coverage not only meets visa and university requirements—it ensures you’re protected throughout your academic adventure. Discover our health insurance for students in China in this article
China Student Insurance Student Backup
Cost-effective international health insurance for emergencies.
From
27€
- Worldwide coverage
- Maximum age: 30
- Covers emergencies and accidents only
- Up to €50,000 per year
- Repatriation assistance
- Civil liability
- Individual protection
China Student Insurance Student Budget
Health insurance with a good cover/price ratio.
From
37€
- Worldwide coverage
- Maximum age: 30
- Covers emergencies and accidents
- Covers 100% of routine medical care
- 100% hospitalization coverage
- Up to €150,000 per year
- Standard dental and optical expenses up to €350
- Contraception coverage + vaccines
- Maternity care
- Additional insurance for access to private practitioners and clinics
- Repatriation assistance
- Civil liability
- Individual protection
China Student Insurance Student Global
Our most comprehensive international health insurance.
From
45€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers 100% of routine medical care
- 100% hospitalization coverage
- Up to €250,000 per year
- Higher ceilings per routine medical procedure
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Any questions? Need some advice?
How to choose student insurance for China?
For international students in China, there are several options for obtaining adequate health insurance. Here are two possibilities to consider:
International Health Insurance
Choosing international student insurance is often the most reliable and flexible option for foreign students in China. For example, the GoldStudent plan offers:
- Comprehensive medical coverage tailored to your needs
- 24/7 emergency assistance, anywhere in the world
- Support in the language of your choice
- Coverage limits of up to €250,000 per year
- Worldwide protection, even when you travel outside China
This type of insurance ensures peace of mind throughout your studies. Get a free quote now for international student insurance!
Local Chinese Health Insurance :
Alternatively, you may consider local health insurance once in China. However, there are a few challenges to keep in mind:
- Language barriers can make communication with insurers difficult
- Policy details might be unclear or hard to interpret
- Coverage levels and service quality vary widely between providers
However, if you’re going to China for tourism rather than for your studies, you can take out our travel insurance. And if you’re already living in China, or planning to expatriate there, we’d advise our expatriate insurance for China instead, which will provide you with much more comprehensive coverage.
Can I be covered by Chinese public health insurance as an international student?
In China, over 95% of the population is covered by public health insurance. However, this system is primarily designed for:
- Chinese citizens living in rural areas
- Chinese employees
- Children enrolled in domestic programs
Important to note:
Even for Chinese citizens, this public insurance doesn’t cover all medical expenses — patients are often responsible for part of the cost. As an international student, you are not eligible for China’s public health insurance system.
Do I need health insurance for my study visa to China?
Yes, health insurance is mandatory to apply for a student visa in China. You must provide a certificate of international insurance when submitting your visa application.
Obtain an international insurance certificate with our Gold Student international insurance is designed to meet these requirements and provides:
- Full coverage for hospitalization, emergencies, accidents, and illnesses
- A valid insurance certificate for your visa application
- Support in multiple languages
- Flexibility for short or long stays in China
🎯 Before applying for your visa, we strongly recommend contacting your local Chinese embassy or consulate to confirm the latest requirements.
How can I be insured as a student in China?
Once you’re pre-registered at your chosen Chinese university, you’ll receive an official invitation letter, which is crucial for your visa process.
Here’s how to get insured step-by-step:
- Define the start and end dates of your stay in China
- Contact us via phone, email, or WhatsApp to discuss your options
- Or get an online quote instantly
- Choose the policy that best suits your needs and receive your insurance certificate immediately
Why Choose Gold Student Health Insurance?
With Mondassur, health insurance for students in China give you :
- Affordable and flexible
- Customizable to match your stay duration and budget
- Covers you not only in China, but also across Asia and worldwide
- Includes emergency support 24/7
