Protect your employees abroad with international health insurance

When a company expands internationally or sends employees abroad, it must ensure their safety, including medical protection. In this context, employers have a duty of care and are responsible for providing an international corporate health insurance solution adapted to local conditions and the risks associated with international mobility.

Regulations and legal obligations vary from one country to another. However, in most cases, international companies must provide sufficient health coverage to meet their responsibility toward employees on assignment or expatriation. A standard domestic health insurance policy is generally not adequate outside the home country. To structure your approach correctly, clarify the status of your employees abroad.

By choosing an international health insurance solution for companies, you protect your employees abroad, comply with workplace safety obligations, and enhance your HR policy in a globalized environment.

Implementing corporate health insurance offers numerous advantages. For employers, it ensures compliance with legal obligations, strengthens HR policies, and improves the company’s attractiveness to talent. Today, comprehensive health coverage is a highly valued employee benefit, especially in a context of skills shortages.

For employees, corporate health insurance provides better access to healthcare, stronger financial protection, and greater peace of mind. In an international context, international corporate health insurance becomes a powerful lever for employee retention and well-being, particularly for expatriates and employees on international assignments. To strengthen overall protection, add a solution for international life & disability cover.

The best corporate health insurance solution is one that aligns with your organization’s reality: countries of operation, assignment duration, employee profiles, and expected level of coverage. For companies with employees abroad, standard domestic health insurance is not sufficient.

Mondassur offers international corporate health insurance solutions specifically designed for global mobility. The Gold Corporate Elective, Premium, and Xtra plans provide different levels of coverage, including worldwide protection, 100% coverage for routine and hospital care, coverage of pre-existing conditions, and high annual limits of up to €1,500,000. These plans allow companies to protect their employees while maintaining budget control. To select the right plan faster, use our guide to choose expatriate insurance for an employee.

“First euro” international corporate health insurance covers healthcare expenses from the very first euro spent, without relying on the French social security system. It is particularly suited for expatriate employees, long-term assignees, or employees who do not benefit from a reliable local healthcare system.

This type of international corporate health insurance ensures immediate coverage for medical care, hospitalizations, and emergencies worldwide. Mondassur solutions follow this comprehensive coverage approach, offering optimal protection for expatriate employees and peace of mind for employers. Compare options with our health insurance solutions for expatriate and seconded employees.

When sending employees abroad, you must anticipate their medical protection in all circumstances. This requires implementing an international corporate health insurance solution adapted to the destination country, assignment duration, and the specific risks linked to their activity.

By choosing a tailored international health insurance solution, you provide your employees with reliable coverage for routine care, hospitalizations, maternity care, and emergencies, without interruptions or geographical exclusions. Mondassur supports companies with flexible plans available worldwide, including essential services such as 24/7 assistance, an international medical network and teleconsultation. Depending on the situation, you can insure employees on professional missions abroad or secure coverage for teleworking abroad with health insurance.

In doing so, you secure your workforce, fulfill your duty of care as an employer, and strengthen your international employer brand.