The real costs or actual costs are the amount you actually spend.
Often, insurance will reimburse you according to the reimbursement rate of your health care system.
Example: If insurance reimburses you 300% of the reimbursement rate of your Health System, you will only receive 69 euros for a consultation with a GP when the agreement rate for consultation is 23 euros like in France, so 23 * 300% = 69 euros. In countries with high medical costs such as the U.S., this type of medical expenses may amount to over $150. It is essential to be reimbursed on the basis of your real costs.
19, rue des Longs Prés
92100 Boulogne - FRANCE
Our opening hours are from 9:00 to 18:00 Central Europe Time from Monday to Friday to contact our consultants. Our medical platforms are reachable 24/24 and 365 days a year..
Do you have questions on your insurance plan, you would like to purchase a travel insurance or receive a quote for an expat insurance ? Please send us an email ; we will answer you within 24h00 business days.
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