General information on the health care system in Canada
Canada is a federal state. Some aspects of social protection are therefore managed at the federal level, while others are managed at the regional or local level. Employment insurance depends on the federal system and provides protection from loss of employment, sickness, pregnancy or adoption. Family benefits and pensions also depend on the federal system.
Each person considered to be a permanent resident of Canada opens rights to health care in the country. Included in this care are: hospitalization insurance and medical care insurance. Work stoppages fall within the scope of employment insurance. Depending on the province or territory, medications, dental care and chiropractic services are also available.
In order to assist workers and their families against reduced income due to retirement, disability or death, the Canadian federal government also introduced the CPP (Canada Pension Plan). This system is mandatory and allows everyone to contribute to helping those who need it.
Should we take out health insurance in Canada?
Canada is a country that is attracting more and more expatriates but with the highest medical costs in the world. As such, it is essential to take out a Canada insurance before moving to the country or performing a Canada TPP. Whether you are a posted worker or an expatriate, it is highly recommended that you take out a Canada insurance policy. This insurance will have the role of a mutual and will largely complete the reimbursement of medical expenses and expenses incurred in Canada. In addition to this, underwriting for Canada provides insured persons with access to private health care. This also allows expatriates insured to benefit from repatriation insurance in France in case of concern, as well as liability insurance.
Safety Risks in Canada
Canada is a very safe country, and you can move freely throughout the territory. The risk of attacks in the country nevertheless remains present. In the event of an attack, quickly go to safety and follow the instructions of the Canadian security forces. Despite a very low risk, no one is immune to delinquency. Keep an eye on your belongings. The risks of natural disasters are also present in certain regions (hurricanes, earthquakes ...).
Health Risks in Canada
West Nile virus
There have been rare cases of West Nile virus in Canada in recent years. This virus transmitted by mosquitoes causes high fevers sometimes accompanied by neurological pain which can be very strong. There is currently no known treatment for the virus. It is therefore advisable to protect yourself from mosquitoes by wearing long clothes and using repellents with the mention DEET.
Purchase GoldExpat insurance for your expatriation in Canada
In order to assist you in your expatriation in Canada, Mondassur offers you GoldExpat, the ideal Canada insurance for expatriates in the USA. GoldExpat is:
Hospitalization at 100% of actual costs
Hospitalization must be reimbursed at 100% of actual costs incurred, it is a real necessity for a Canada insurance. The costs of hospitalization in Canada are among the highest in the world, so it is essential that you be covered 100% in case of an accident.
Taking responsibility for civil liability
Being covered is one thing, but being covered for damage to others is another! Imagine that you are breaking the window of a shop in Montreal by being wrong. Your care will of course be taken care of. But if you do not have civil liability in your insurance, then the costs to the third party will not be covered by your insurance and you risk getting into a heavy debt!
Taking charge of repatriation
There are many cases or medical situations in which repatriation to the country of origin is mandatory or strongly recommended. Where the US social security system will never allow for repatriation, private health insurance will allow you to return to your country for treatment.
In all these situations and so many others, the GoldExpat Canada insurance covers you and guarantees you immediate coverage at a very reasonable price.