Mondassur, travel insurance
& expat insurance expert
+33 1 80 87 57 80
 

Expatriation attracts more and more students and active people. China is one of the most popular countries to emigrate in 2018. And for an expatriation in China, GoldExpat is the adequate international health insurance! 

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Why expatriate to China?

Today, there are more than 600,000 expats in China and this figure is regularly growing. China is becoming more and more popular among young people to study or to work. Chinese culture fascinates the world! Most expats in China say the main reason for moving to China is employment and career prospects. A large number of Chinese companies hire foreigners to fill the positions of civil servants.

There are also a lot of foreign companies hiring. In recent years, foreign companies are relocating to China for economic reasons. Today, China is a huge market. China has also been ranked as the largest market for e-commerce. The most sought after skills to find a job in China is in the field of manufacturing, engineering, environment, finance, IT, pharmacy or sales. Other expats go to China to teach their native language such as French as a foreign language in Chinese schools or universities.

Insurance expats in China, is it important?


Most expatriates opt for treatment in private or international hospitals to receive quality care. It is very rare for a doctor in a public hospital to speak medical English. To communicate in public hospitals in China, it is necessary to explain your symptoms in Mandarin. By underwriting an expat international insurance in China, you will get all the necessary information in your native language for peace of mind and without having to deal with expensive translators during the visit.

Although China has a social security system, healthcare coverage, workers' compensation and maternity insurance are only available to a certain category of workers. There is no guarantee that a future expat will be covered by his employer. For this reason it is essential to be covered and have health insurance in China.

Being an expat in China, you face the ubiquitous air pollution in big cities all over China. As there are many health risks in China, especially in relation to air pollution, it is important to have regular tests to make sure there is no danger to health. These tests are not available throughout the territory of China. Some regions do not have quality hospitals and innovative medical equipment. Waiting times can be very long. Buying expat insurance in China is essential for you and allows you to do all medical tests in private hospitals without having to wait months to see a specialist.

Which health insurance is better for China?

Mondassur offers GoldExpat insurance, ideally suited to expatriates in China for a small budget. This insurance for expats in China covers you at 100% of real costs. GoldExpat insurance is the international health insurance which facilitates access to medicine and protects you from health risks. It is the international health insurance that is generally recommended for an expatriation in China.

It insures you in China and all over the world (including in your home country). You have the option to purchase optional optical and dental guarantees. With GoldExpat Premium, you will have maternity and assisted procreation benefits as well.

GoldExpat insurance covers you 100% of the actual costs for hospitalization. You will also have access to a medical platform accessible all the time and access to a personal space to see your refunds.

Health risks in China

The car accident


China has the highest death rate from vehicle crashes per capita in the world, so trafficking is a crucial problem in China. The number of deaths is worsening as a result of the law on medical services. So whoever called the ambulance must pay all the costs. Will a local pay for a stranger? Probably not. It is therefore advisable not to walk or drive alone.

Badly constructed buildings


Construction sites in China are known for their lack of security. Buildings and offices built in such conditions are potentially dangerous.

In 2009, a building turned upside down in Shanghai. The 13-storey building in the district of Minhang district fell face down. According to the investigation, there would have been a problem with nearby dikes intended to contain the Dianpu River. This accident killed a person.

In November 2010, there was a fire in a 28-storey building in Shanghai. 

In 2009, a building turned upside down in Shanghai. The 13-storey building in the district of Minhang district fell face down. According to the investigation, there would have been a problem with nearby dikes intended to contain the Dianpu River. This accident killed a person.

In November 2010, there was a fire in a 28-storey building in Shanghai. This fire caused the death of more than 50 people and caused serious injuries to the other 90 people.


Pollution


High levels of air pollution in Chinese cities are a major health risk. Pollution leads to increased deaths from heart disease in susceptible residents. According to the World Bank, the 16 of the 20 most polluted cities in the world are in China. For this reason, it is advisable to wear a mask and not to drink water directly from the tap. Buy bottled water, even if you intend to boil it.

Pollution aggravates bronchial, sinus or asthma diseases, especially in sensitive people. For example, children, seniors, and those with pre-existing medical conditions may be affected.


Mondassur, your expat insurance

Mondassur helps you find the health insurance that's right for you. You can make a free quote for an international health insurance for you! You can also contact us by email or phone.

Contact Details

Contact Us



+33 1 80 87 57 80
  WhatsApp : +33 7 66 54 12 12
Skype : Mondassur


Mondassur
19, rue des Longs Prés
92100 Boulogne - FRANCE


Our opening hours are from 9:00 to 18:00 Central Europe Time from Monday to Friday to contact our consultants. Our medical platforms are reachable 24/24 and 365 days a year..

Do you have questions on your insurance plan, you would like to purchase a travel insurance or receive a quote for an expat insurance ? Please send us an email ; we will answer you within 24h00 business days.

WE ARE PLEASED TO HELP YOU

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