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assurance expatris chili

General information on the health system in Chile

The Chilean healthcare system is open to all persons working on Chilean soil. These 4 risks are taken into account:

  • sickness and maternity
  • Accidents and occupational diseases
  • Pension and Disability
  • unemployment

The Chilean healthcare system is based on a funded insurance system for individual funds. Each resident now has the obligation to subscribe to the Chilean health system. The general organization of Chile's health system depends on several funds and agencies themselves under the supervision of the Ministry of Labor.

Should we take out health insurance in Chile?

Chile attracts more travelers every year for its magnificent scenery. Yet medical expenses in Chile are among the highest in South America. It is very strongly advised to take out Chile insurance before you go to the country. Depending on your situation, it can be very useful and you avoid big trouble. If you are considered as a seconded staff member, you will continue to benefit from French Social Security guarantees in Chile. A Chile insurance will then act as complementary health and all your expenses will be covered. If you are an expatriate, you are considered a resident of Chile. As such, you will be entitled to the Chilean health system and the reimbursement of public health care.

Chile Security Risks

Every year Chile sees its share of thefts and petty delinquency, sometimes with aggression. It is advisable not to show any signs of wealth, to avoid fixing individuals in the eyes, and not to walk in certain districts at night. Remember to leave as much as possible your bank cards and identity papers inside the safe of your hotel. Chile, like many of its neighbors, is a country imbued with the ravages of drugs. Thus, it is important to be wary of scopolamine, a drug used by criminals to make people docile and thus draw large sums of money to pay them back. This drug is a fine powder that can be blown to your face.

Chile is a seismic earth and also subject to fires and large forest fires. In view of these dangers and the terrorist risks in the country, we recommend that you follow the orders of the Chilean security forces. Finally, Chile, land of adventure, is a country privileged by many mountaineers. The summits of the country are very high and cause diseases such as mountain sickness which each year has very serious consequences and is often underestimated by adventurers.

Health risks in Chile

The dengue

Transmitted by mosquitoes, this virus is present today only on Easter Island, very frequented by tourists, and not on the mainland of Chile. If you feel chills, headaches, nausea, vomiting, and rash, seek immediate medical attention! There is currently no significant treatment of the disease. It is imperative, however, not to take aspirin or anti-inflammatory drugs that could make the situation worse.

Influenza A h1n1

For several years, influenza A causes every year several deaths in Chile. Local authorities strongly advocate getting vaccinated before traveling to Chile. In general, it is advisable to adapt the regulatory hygiene measures: to wash your hands frequently, to avoid to wear your hands to your mouth and to use disposable handkerchiefs.

Very high altitude syndrome

Well known to mountaineers, this syndrome affects several people each year without pre-existing conditions. Beyond 3000 meters of altitude, the organism of some individuals may have difficulty acclimatizing to altitude and then complications arise. Nausea, dizziness, headache, vomiting, even pulmonary and cerebral edema in the most extreme cases. If you feel bad at very high altitude, stop immediately your climb. The only known remedy today is to go down to a lower altitude. It is also recommended not to go too fast to let your body get used to the altitude and lack of oxygen that reigns there.

Hantavirus

Very present in Chile, this virus causes haemorrhagic fevers and kidney problems that can lead to death in the most severe cases. The disease comes from the rodent and is transmitted through the respiratory tract. It is even considered endemic in several parts of the country. If you think you have been infected or have taken risks, contact a doctor immediately.

Subscribe GoldExpat insurance for your expatriation in Chile

To assist you in your expatriation in Chile, Mondassur offers GoldExpat, the Chile insurance ideal and adapted to expatriates in the Chilean country. GoldExpat is:

Hospitalization at 100% of actual costs

Hospitalization must be reimbursed 100% of actual costs incurred, it is a real necessity for a Chile insurance. The costs of hospitalization in Chile are high, so you must be 100% covered in the event of an accident.

Taking responsibility for civil liability

Being covered is one thing, but being covered for damage to others is another! Imagine damaging the front of a restaurant in Santiago, you will have to replace it or repair it and the costs will be borne by your insurance if you benefit from this guarantee!

Taking charge of repatriation

There are many cases or medical situations where repatriation to the country of origin is mandatory or strongly recommended. Where the Chilean social security system will never allow for repatriation, private health insurance will allow you to return to your country for treatment.

In all these situations and so many others, Chile GoldExpat insurance covers you and guarantees you immediate coverage for a very reasonable price.

Ask for a free quote

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