Travel Insurance more than 90 days

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Travel Insurance Compared
Name Premium Access Junior International PS Plan Generation Access Magellan
Key points Travel insurance at best value Excellent coverage and very competitive rates for international students, internships abroad, WHV ... Ideal for students, Working Holiday and family with long stay Budget travel insurance for persons with stays > 3 months Good value for money
Situation abroad (tourist, student, wh…etc.) All kind of stays. 2 options: Premium and Access International Student, Working Holiday Visa, internships abroad ... All kind of stays Tourism, Worldtrip, Family visits (Non-professional) All kind of stays
Maximum duration of coverage 1 year renewable for under 35 years old 1 year renewable max. 35 years old 1 year renewable up to 64 years old 1 year renewable with no age limit 1 year renewable for under 75
Usual place of residence European Union France and European Union European Union European Union World
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TRAVEL INSURANCE BENEFITS
Name Premium Access Junior International PS Plan Generation Access Magellan
Hospitalisation 100% up to €1.000.000 without deductible 100% actual costs up to €1.000.000 100% unlimited and without deductible 100% up to €100.000, deductible 100% up to €200.000
Medical expenses 100% up to €1.000.000 without deductible 100% actual costs up to €1.000.000 100% unlimited and without deductible 100% up to €100.000, deductible 100% up to €80 per act
Personal liability Bodily injury €4.500.000 and damage to property €450.000, deductible: €80 Physical injury €4.500.000 and property damage 450.000€, deductible €75 including home liability insurance Bodily injury: €4.500.000 and damage to property: €450.000, deductible: €80 Bodily injury: €4.500.000 and damage to property €50.000, deductible: €80 Bodily injury: €4.500.000 and damage to property: €460.000, deductible: €75
Evacuation, repatriation Yes Yes Yes Yes Yes
Legal procedures Lawyer fees: €2.000, bail advance: €10.000 Lawyer fees: €3.000, bail advance: €30.000 Lawyer fees: €3.000, bail advance: €7.500 Lawyer fees: €3.000, bail advance: €15.000 Lawyer fees: €3.000, bail advance: €15.000
Luggages Theft, damages or loss: €1.500 Loss, theft or deterioration: €3.000 Theft, damages or loss: €2.000 Theft, loss and destruction €1.500 max Theft, destruction or loss: max. €1600
Travel cancellation-modification No Studies interruption No No No
Personal Accident Death benefits: €8.000 and in case of disability: €40.000 Death benefit: €10.000 and in case of disability €50.000 Death benefits: €8.000 and in case of disability: €40.000 Death and disability benefit: €15,000 Death benefits: €10.000 and in case of disability: €40.000
Prices from €38 per month From €27/month from €40 per month (€30 for student). Very good prices for students and Working Holiday From €51/month from €83 per month, monthly payment by direct debit possible
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