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Expat insurance more than 1 year
Peace of mind with the best choice of expat insurance plans. International assistance hotline with multilingual staff 24 x 7, direct payment for hospitalization, online claims management…etc.
| Name | Expat Indice 40 | Expat Indice 30 | Ambassade | ExpatPlus | MBenefits Plan |
| Advantages |
Insurance with a very good value. Choice of your medical practionners worldwide. Worldwide coverage including USA and Canada. More information |
Insurance with good value. Choice of medical practionners worldwide. Worldwide coverage except USA and Canada.
More information |
Adjustable expat insurance. Application possible until 70 years old. No waiting period for maternity. More information |
Expat insurance: very interesting for countries with high medical costs. Choice of your medical practictionners worldwide. More information |
Expat insurance with very interesting prices for over 50 years old. Functioning in English at 100%. Reserved for working persons. More information |
| Global limit | €500.000 | €300.000 | €400.000 to €1.000.000 | Up to €3.000.000 | US$ 3.000.000 |
| Hospitalisation | 100% real costs | 100% real costs | 100% real costs | 100% real costs | 100% real costs |
| Outpatient medical treatment | 100% real costs limited to €100 per doctor's visit and €2000 for other acts | 100% real costs limited to €80 per doctor's visit and €700 for other acts | Optional. 100% real costs with limits per doctor's visit from €80 to €180 + other limits per acts | 80% to 100% real costs | 80% to 100% real costs with limits for certain acts depending on contract |
| Prescription drugs | 90% real costs | 90% real costs | Optional. 100% real costs | 80% to 100% real costs | 80% to 100% real costs depending on contract |
| Dental care | Optional. 100% real costs limited to €1000-2000 per year | Optional. 100% real costs limited to €800-1200 per year | Optional. 100% real costs with limits per tooth and per year | Optional. 60% to 100% reimbursement for basic et major care (crowns etc.) | Optional. 100% reimbursement for preventive care |
| Dental prosthesis, orthodontics | Optional. 100% real costs limited to €350 per prosthesis | Optional. 100% real costs limited to €200 per prosthesis | Optional. 100% real costs max. €1500 to €2500 per year for 2-3 years | Optional. 60% to 100% reimbursement for basic et major care (crowns etc.) | Optional. 50% reimbursement of major care |
| Optical care | Optional. €400 per year | Optional. €200 per year | Optional. 100% real costs max. €150 to €650 per year | 80% to 100% real costs depending on chosen option max. €300 per year | With or without reimbursement from 80% to 100% real costs depending on contract |
| Other prosthesis | Optional. 100% real costs limited to €800 per prosthesis | Optional. 100% real costs limited to €500 per prosthesis | Optional. 100% real costs max. €4000 per hospitalisation | 80% to 100% real costs depending on chosen option max. €3000 per year | No |
| Maternity | Optional. €3500 to €4500 depending on the geographical zone | Optional. €2500 (€4000 in case of caesarian) | Optional. 100% real costs | 80% to 100% real costs depending on option chosen max. €10.000 per year for delivery | With or without 80% reimbursement max. US$10.000 depending on contract |
| Repatriation, evacuation, personal liability | Optional | Optional | Optional | Yes (evacuation-repatriation) | Yes |
| Prices | from €56 per month | from €52 per month | From €24 for hospitalization and €63 per month with medical coverage | from €79 per month | from US$219 per month |
