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Mondassur,
travel insurance & expatriate insurance expert

+33 (0)1 80 87 57 80
 

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Young people are more likely to leave their jobs if they no longer meet their expectations. Traveling allows them to reflect on what they really want from a professional point of view. This generation favors travel to strengthen their CV: learn a new language, gain more work experience, study in another country.

Who is this generation where travel is part of their lives? Traveling forges youth, as well as their professional ambition!

Generation Y

Generation Y, born between the 80s and the late 90s, grew up with a computer in the hands and lived the internet revolution. Perceiving the world as a vast network and strongly favored by the many exchange programs like Erasmus, it is a generation accustomed to go abroad.

For almost ¾, going on a trip has become a necessity or even a priority totally different from the priorities of the previous generation who were buying a house or a car.

Unique and authentic

The young people of today stand out from the previous generations who demanded "all inclusive holidays" by the sea. A trend is emerging on the type of travel sought by young people who will favor adventure, lack of comfort, Nature and long stays. They are no longer so-called "rest" trips / holidays but in order to discover the world around us.

The watchword is authenticity, to be closer to the culture and the local populations when they visit. Authenticity for an unusual trip and to feed the blogs on which the content is essential !!

Social networks and blogs

Social networks are the daily life of generation Y: Facebook, Twitter, Instagram, Snapchat ... have become real means of communication.

This new generation, very traveling also becomes ambassadors by creating their own blog. Indeed, becoming a traveler or a tourist 2.0 is possible today thanks to the different applications and websites.

Over the past ten years or so, the number of blogs devoted to travel has increased considerably: good travel advice, compilations of good addresses, tricks and tricks of baroudorurs, illustrated notebooks, sketch reviews, narratives way "diary" or "adventures ", Blogs photos or video reports, old logbook, chronicles from here and elsewhere ... the genres are varied. Personalization is the rule.
Some of them manage to live today and manage to get on the road without having to work next door or break their piggy banks. By sponsoring, they go from country to country and are paid to tell their adventures.

Blogs have become true tourist guides for all trips. It is a new means of information and especially sharing of experience. So do not hesitate to consult the many travel blogs to help you organize your stay or to create one to share your authentic experience !!

 

A Japanese tradition

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Do you know o-hanami? If the expression is not famous for us, it is impossible to miss it if you make a trip to Japan between March and April. Translated from Japanese, O-hanami means "contemplation of flowers". That hobby is very popular in Japan. People there give a special place to the beauty of nature and take time to look at the flowers and leaves throughout the year.

Sakura, the Queen of Flowers

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But the queen of flowers, the one that makes all Japanese people addicted and makes so many foreigners dreaming about is cherry blossom, also called Sakura. At the beginning of spring, it is sometimes whole meadows and mountains that are covered with the magnificent pale pink and so recognizable Sakura. However, the flower is rare and only shows the tip of its nose about fifteen days a year throughout the archipelago. Each year, the Japanese media lend themselves to the game and broadcast a map of approximate dates of flowering area by area.

This year, many newspapers talk about the small town of Kawazu for being the first city full of cherry blossoms with thousands of trees. The whole gives a fairy-like spectacle which is very prized by photographers.
If you are going to Japan, consider buying a good travel insurance with good guarantees.

PVT

Going to the other side of the world for one year is a real adventure. But like any good thing, adventure has a price, and this price is often to have to drop your business situation.
Whether you are a student, an employee or in the transition from school to work, the work-holiday visa will literally pause your academic or professional career. From the moment you tread the ground in your host country, you will no longer be a student or an employee, but will have the WHP status, and will therefore leave the classical professional scheme.

This professional "break" chills many contenders to the WHP who, for fear of missing a permanent contract or no longer interested recruiters on their return, prefer to refrain from leaving their country. If these negative thoughts are sometimes true, there are fortunately many good reasons to leave one year on the other side of the world. Reasons that may interest recruiters, enrich your resume and therefore deserve to be cited. Here are five:

To leave alone at the end of the world is to take a risk

The risk of failure and return home without a penny, but also the risk of succeeding and flourishing altogether. What is more attractive for a recruiter than a young graduate able to take calculated risks? Large professional areas are based on risk taking. Is not Marketing a chosen positioning of companies to try to reach as many consumers as possible? Are the laws of the financial markets not based on continual risk-taking? People who know how to take risks are the ones who move forward and move companies forward. So, your new profile can quite interesting recruiters looking for enterprising people, and who know how to take real initiatives.

One year abroad, it is a new language on your CV


Unless you leave PVT in a French-speaking country, you will most certainly be forced to practice a language that is not your mother tongue for 1 year. Difficult not to progress in language when there is simply no choice. Take advantage of this year to learn a new language like Japanese and to improve your English on a daily basis. This will certainly be a great asset to your resume and may even open doors to international posts that were previously out of reach.

Holding one year is managing a budget

Unless you're greeted by your beloved aunt, or being the grandson of Bill Gates, you're definitely not going to go abroad with unlimited finances. Some of you will even leave with the minimum amount of money required to survive before finding a job. And yet, you will have to stay 1 year financially, whether in terms of accommodation, food, outings, transportation, and all the wonderful extras that you do not always think about. What better opportunity than the WHP to test your ability to manage a budget? If you hold 1 year while being left with a small or average amount of money, this is a strong point to highlight with the recruiters on your return. Many executive positions require the good management of a budget, sometimes variable.

Beautiful minds meet

You have most certainly been repeating it a number of times during your studies: the important thing is to create a network. You know, this new word trend that replaced the word piston, a hair too pejorative. More seriously, going from one year to the other end of the world is giving yourself the opportunity to meet similar and sometimes complementary profiles with whom you may wish to start a business tomorrow! If you do not have the entrepreneurial fiber, you can still make beautiful encounters that will help you in your future professional career.

Against a similar profile, how better to stand out?

Let us not veil our faces. Even if you have worked very hard to get your diplomas and your professional experiences are truly worth it, chances are you are not the only one. Other people with similar backgrounds will certainly apply for positions you are interested in, and you will need to know how to stand out. This year alone abroad can be a very good asset in your pocket. Leaving alone in Asia can be considered very impressive for a recruiter. Better, this same recruiter can also be a great admirer of this part of the world, which truly increases your chances of success!
Here are 5 good reasons to leave in WHP, you now have only to launch! If you go with these positive facts in mind, this experience can only be beneficial. See you soon at the other end of the world!

Working Holiday insurance is mandatory to participate in the Work Holiday Program. Mondassur offers travel insurance with specific guarantees and rates WHP:

  • 100% reimbursement of medical expenses without limitation of amount or deductible
  • Dental care
  • Repatriation assistance
  • Flight of luggage ...

Ask for a free quote !

 

depart VIE

 

You just finish your studies and you want to travel while gaining professional experience? It's possible! You should consider the V.I.E, an ideal project to combine both.

The V.I.E, what is it?

Volunteering for International Experience is the opportunity for young people from 18 to 28 years old, to go abroad for a professional mission.
French companies which are established abroad offer to these young people the opportunity to go to work for them for a period of 6 to 24 months. Positions, missions and sectors can be very different depending on the business needs.
Countries like Europe, Asia and North America are the most popular destinations, but everybody cannot do a VIE and the competition is quite hard!

Who can do a V.I.E?

To be a volunteer you must meet the following conditions:
- Being a citizen of an European Economic Area country
- Being from 18 to 28 years old (possibility to leave until the eve of your 29 years old)
- Being a student or graduate looking for a job,
- Having no criminal record,
- Not having done a VIE before

The benefits of a VIE

The first advantage for the young volunteer is the possibility to go abroad! Indeed, having an experience abroad is very rewarding, it permits to discover a new culture, to improve a foreign language and to increase its network by making new contacts. This is a really good way to gain in open-mindedness and adaptability!

Besides the trip, the idea for the volunteer is also to gain a professional experience, doing a VIE is a real opportunity to find a first job. A V.I.E is also a good way to attract recruiters when returning to your home country and it can also be a springboard to an international career.

Do not wait! V.I.E’s offers are available on the website www.civiweb.com
Feel free also to contact our Mondassur specialists for more information about the insurance when being a Volunteer for International Experience.

CB Mastercard

Insurance included with your credit card (Visa, Mastercard, American Express) are more like support contracts that support you in case of incidents, for a short time without offering you a very important health coverage and in any case if you stay more than 3 consecutive months in the United States.

If you want to be well covered, we advise you to use in addition to a specific insurance. Without going into too much detail, we will give you an outline of the services offered.

The main services via your credit card

Warning: This analysis is not exhaustive and has no legal value. Furthermore, certain safeguards have been updated by the banking institutions but not yet integrated in our presentation. We advise you to always check with your bank to find out in detail their proposed safeguards.

The outline of coverage for:

Insured persons

This is usually the cardholder, spouse or partner, children aged tax dependents under 25 years and up and down. You should know that for Visa, dependent spouse and children are covered even if they do not accompany the cardholder. While for Mastercard "standard" including the family of the owner must accompany him to qualify for the benefit.

Territorial Scope of Coverage

For Visa "standards" and "first", you will be covered worldwide without mileage deductible for your professional or private stays in your country of residence (if you are French resident: Metropolitan France including Corsica, Monaco, Andorra, DOM TOM and COM) or outside your country of residence for the assistance guaranteed. Regarding the warranty insurance, it applies to more than 100 Km of domicile or usual place of work. For Mastercard and American Express, assistance does not require mileage deductible, except for the "Gold" Amex with which you will be covered until 50 Km to you for the assistance of your vehicle, the medical assistance and repatriation expenses, and 100 km from your home worldwide for vehicle rental guarantee.

Length of Coverage

Credit Card Cover takes effect on the date of purchase (under certain conditions) to the cards throughout the duration of them until termination or automatic renewal by the holder in the country of residence. When traveling abroad, assistance guarantees apply the first 90 days of stay. This condition can vary from one card to another depending on the type of collateral (assistance or insurance) if the stay should last longer for specific reasons (death, disability due to accident during the stay) for the 'Visa first, "the insurance guarantees apply the first 180 days of stay. Warning: If your stay exceeds 3 months your credit card "standard" will not cover you.

Application conditions

As mentioned earlier, the guarantees offered by credit cards apply in general from the possession thereof but subject to certain conditions. There are two types of guarantees, assistance and insurance. The first applies from the subscription of the credit card, in case of illness or injury, death, lawsuits abroad and help the onward journey. The second applies where you set your travel services and other purchases related to it with your credit card in case of travel incidents (delays planes, trains, luggage) and accidents travel (death, disability). This can vary from one card to another.

Amount of medical expenses borne

The ceilings offered by credit cards are insignificant compared to medical expenses that may be incurred in certain foreign countries like the US, which is why it is strongly advised to take out additional insurance. Your medical expenses will be reimbursed up to a ceiling of 11,000 € for Visa and MasterCard plus a deductible of € 50 for one and € 75 for the other. Visa First has a higher ceiling (€ 155,000) with a deductible of 50 €. The Amex has a reimbursement ceiling of € 9,200. For example with a deductible of € 50, if consultation with a doctor costs you € 60, you will be reimbursed between 0 and 10 € with your credit card.

Assistance benefits

Generally, the guarantees offered by different credit cards cover virtually the same benefits:
• The management of travel expenses and hotel for a relative in case of hospitalization of the insured more than 10 days ( "Visa Premier" € 125 / day for 10 days to 375 € beyond "Platinum Mastercard» 250 € / day for 10 days up to 750 € beyond). To know: with complementary health insurance, there are no limits.
• Repatriation and accompaniment to the home or place of hospitalization of children under 15 years.
• The early return in case of hospitalization over 24 hours or death of a loved one (support tickets To /).
• Sending drugs.
• The body of repatriation in case of death during the stay.
• Legal assistance abroad.

Travel cancellation insurance

The travel cancellation insurance is generally not available with "standard" cards. Visa Premier offers this guarantee capped at € 5,000 with a repayment of € 200 per insured person if cancellation is made 30 days before departure. Cancellation fees are supported by the cards Amex Gold and Platinum in the amount of 4,500 € to 10,000 € per insured per year. The "Platinum MasterCard" reimburses up to a € 10,000 ceiling.

Flight delay guarantees or luggage

The cards 'standards' do not generally offer compensation to cover the costs of basic necessities when your plane or your luggage is delayed. Visa First offers 250 € from 4 hours of delay per trip. The Amex compensate you 150 € ( "Personal Card") and 800 € (Platinum) for baggage delay, and between 100 € and 200 € for late planes. The delay insurance for Mastercards cover the cost of 250 € (Gold) and 500 € (Platinum).

Theft or damage to luggage

Standard cards do not compensate you. The Visa Premier card covers you up to 800 € per bag with a deductible of € 70. The map "Platinum" Amex, guaranteed personal belongings in case of theft, loss or damage up to € 2,000 per trip. To map "Platinum" MasterCard, the ceiling is € 3,200 per year.

Liability

You are not covered with standard cards. Visa Premier and Platinum Mastercard cover you up to € 1,525,000 per event for all damage and injury caused to third parties. The Amex Platinum card covers you up to € 2,000,000 for damage and injury caused to others while traveling.
Remember that if there is an accident, € 1.5m in countries like the United States depart quickly between medical expenses, legal fees etc ....

The death or disability

The application of this guarantee is generally subject to the use of your card to purchase your ticket. The accident that caused the death or disability must have occurred during the journey that must be traveled a "guaranteed" by the insurer (check out the conditions for applying for each card). It can be a trip by public transportation or rental vehicles. The Mastercard to pay € 95,000 (public transport) and € 46,000 (rental vehicle). Visa Premier and Gold MasterCard pay for death or disability up to € 310,000 per family per event .. The Amex Gold and Platinum Mastercard cover respectively to € 300,000 and € 620,000 per family per event.

Specific safeguards

To benefit from these guarantees, you must subscribe generally to complementary insurance.

Contact Details

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+33 (0)1 80 87 57 80
+33 (0)1 80 87 57 87


Mondassur
148, rue du Château
92100 Boulogne - FRANCE


Our opening hours are from 9:00 to 18:00 Central Europe Time from Monday to Friday to contact our consultants. Our medical platforms are reachable 24/24 and 365 days a year..

Do you have questions on your insurance plan, you would like to purchase a travel insurance or receive a quote for an expat insurance ? Please send us an email ; we will answer you within 24h00 business days.

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