Expatriation

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The Golden Visa in Europe

For most people, the administrative steps dealing with visa applications are long and complicated. However, if you’re well endowed, this doesn’t exactly apply to you in Europe

Ever since the economic crisis in Europe, the « Golden Visa » is for sale to those rich foreigners, largely Chinese, who wish to come and go in and out of Europe as they please.

The first European county to sell this residence permit was Latvia. Since then, the country has become one of the principal entry points in the Euro zone, especially for Russians and Chinese. A condition that has been put in place to receive the visa is an investment in the county either by the purchasing of real estate property, investment in a national enterprise or the placement of 300,000 euros in a Letvian bank. Once one of these conditions has been met, a 5-year residence permit will be issued which could eventually become permanent.

Every country has its own prices and requirements, without any solidarity. The investment requirement amount can go anywhere from 72,000 euros in Letvia to the enormous amount of 10 million euros in France!

If you’re planning to live abroad, remember to think about your expatriate insurance!

Wednesday, 02 July 2014 09:00

 

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GoldImpat: An International Insurance for France

We have the chance to participate in the expatriation of many people around the world by providing them with adapted medical coverage. Given the success of our GoldExpat insurance which insures French expatriates abroad, with the help of our partners, we have developed a special offer for foreign residents in France.

With over 10 years experience in the international insurance industry, Mondassur is proud to announce the new international insurance plan: GoldImpat.

This expatriate insurance plan guarantees the management of your health care with comprehensive and flexible benefits (3 formulas to provide several levels of coverage to meet all needs and budgets) at an extremely competitive price.

Our expatriate insurance plan GoldImpat will cover you in France and around the world for hospitalization, maternity and general medicine, optical and dental care, and repatriation assistance.

It includes:

  • An operational medical platform 24/7.
  • Multilingual advisors to help you in managing your insurance.
  • Direct coverage of your hospitalization expenses.
  • The benefit of negotiated prices through numerous partnerships with hospitals
  • The free translation of your reimbursement requests.
  • An internet platform to track your reimbursements online.
  • Free access to a database of medical practitioners and quality establishments worldwide.
  • Coverage of your medical expenses while travelling around the world.

You will also be insured while on holiday, during your stay in your home country, so you can enjoy life and travel abroad safely without worrying about your insurance!

Would you like a personalized quote and additional information? Request a free quote now! You can contact us by telephone at +33 (0) 1 80 87 57 80 or by email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

Saturday, 14 June 2014 07:58

 

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Young People Moving Abroad after their Studies

Young people are the most susceptible to move abroad once they have finished their studies, but why move abroad?

In France, according to a recent survey*, one out of every four young graduate lands their first job abroad. The biggest reason why young people wish to leave their countries is the difficulty of finding a job. Young people spend 15 weeks on average looking for work and there are some that never even land an interview! The most popular destinations among French youth are England and Germany.

It should be noted that those graduating from a “Grande Ecole” or “Ivy Leauge” school usually land a job after graduation, thus proving these degrees to be one of the best deterrents of unemployment!

This expatriation phenomenon is present all over Europe, particularly in France and Spain, due to economic difficulties. It is, of course, easier for young Europeans to be mobile in the European zone because there are many programs, such as Erasmus and International Enterprise Volunteering (VIE), that are available for those that wish to go abroad.

In addition, Europeans don’t need a visa, which simplifies the expatriation process!

 

*Opinion Way Survey taken from November 7-12, 2013, with 505 young graduates aged 18-34, using the method of quotas.

Saturday, 14 June 2014 07:52

 

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Do you have what it takes to be an Expatriate?

Is it possible to find out if you have what it take to expatriate before making this life changing decision? According to a recent study in « The International Journal of Human Resources Management », the success of expatriates is based upon three different personality profiles: expatriates that have a « protéenne » attitude, otherwise known as self-managing, those with an attitude of a « career with no limits » and those with a « careerist » attitude.

Individuals with a self-managing personality are very autonomous, learn quickly and tend to adapt easily to new environments. These individuals appreciate new experiences and thus have a profile that corresponds to that of a successful expatriate. It is likely that their level of satisfaction regarding their job and career in general will rise with an expatriation to another country. Out of the three different personality profiles, these individuals are ideal for an expatriation. However, the risk is that these individuals will often be looking to expatriate to other countries looking for new adventures and experiences…

Individuals with an attitude of a « career with no limits » are stimulated by new experiences and adventures; however expatriation is usually a negative experience for them because they are always attracted by different companies and thus the possibility to meet new people and to be challenged in different ways.

Individuals with a « careerist » attitude see expatriation as a preliminary step to a promotion in a multinational company. These individuals do not succeed as expatriates because they tend to become anxious regarding their future career development. Instead of fully investing themselves in their country of expatriation, they waste time and energy trying to return to their home country or to expatriate to other countries.

If you have the opportunity to expatriate, carefully consider the reasons why you are expatriating in order to avoid a negative experience abroad.

Keep in mind also all specific conditions to have a successfull life as an expatriate with international insurance !

Thursday, 10 April 2014 10:53

 

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Negotiating your Expatriate Salary

Working abroad can be an interesting career evolution, but be careful about the terms of your expatriate contract and notably your remuneration. In order to help you through this process, we have provided some negotiating points you should consider before accepting your expatriate contract.

  • Discuss your salary with your employer including the amount you would have made if you had rested in your original country, in other words your salary before expatriating.
  • Educate yourself about the reference salary of your host country (equivalent to the amount a national of the country would earn in a similar position). You should also look into the third country and international reference salaries. After you have some reference points to compare with your salary, it will be easier to evaluate the salary you should be earning.
  • Try to negotiate a net salary with local social security costs. Mix local remuneration (local money) and remuneration from your home country or other countries.
  • Educate yourself about the stability of the money with which you are being paid and think about safeguards which will protect you from too many changes in the exchange rate.
  • Discuss the mobility allowance which helps cover the loss of your partner’s salary, moving costs, housing, school fees and charges, etc. This allowance will be added directly to your reference salary.
  • Be aware of any fiscal charges that need to be paid in the country where you will be expatriating.

Last but not least, keep in mind that material conditions such as your salary are very important but should not be your sole motivator for expatriating! Otherwise, you won’t be off to a very good start…

Tuesday, 11 March 2014 10:01

 
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