Top-up insurance

Protect yourself and your family. Choose the best top-up insurance plans for expatriates with wide range of benefits.
EXPAT INSURANCE COMPARED
Name Top-up Indice 40 Top-up Indice 30 Full Santé
Advantages Top-up insurance based on French Social Security valid only for France. Excellent value for money. Choice of practioners worldwide. Worldwide coverage including USA and Canada
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Top-up insurance based on French social Security and valid only for France. Very competitive prices with good value for money.
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Top-up insurance based on French social security with 5 options at very competitive price. Suited to countries with medical costs similar to or lower than France.
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Global limit €500.000 €300.000 Unlimited
Hospitalisation 100% real costs 100% real costs 100% real costs. in France in government-regulated hospitals and abroad based on French Social Security convention rate
Outpatient medical treatment 100% real costs limited to €100 for doctor visit and €2000 for other acts 100% real costs limited to €80 per doctor visit and €700 for other acts 100% to 175% based on French Social Security convention rate
Prescription drugs 90% real costs 90% real costs 100% based on French Social Security convention rate
Dental care Optional. 100% real costs limited to €1000-2000 per year Optional. 100% real costs limited to €800-1200 per year 100% based on French Social Security convention rate
Dental prosthesis, orthodontics Optional. 100% real costs limited to €350 per prothesis Optional. 100% real costs limited to €200 per prothesis 100% to 375% based on French Social Security with annual limit and bonus from the 2nd year of membership
Optical care Optional. €400 per year Optional. €200 per year 100% based on French Social Security with loyalty bonus max. €400 per year
Other prosthesis Optional. 100% real costs limited to €800 per prothesis Optional. 100% real costs limited to €500 per prothesis 100% to 150% based on French Social Security convention rate
Maternity Optional.€3.500 to €4.500 depending on geographical zone Optional. (€4000 for ceasarian) Coverage in accordance with benefits above
Repatriation, evacuation, personal liability Optional Optional No
Prices from €56 per month from €52 per month from 26€ per month